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DGICB Stock Chart & Stats
23.99
-0.11(-0.46%)
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Day’s Range― - ―
52-Week Range14.80 - 29.99
Previous CloseN/A
VolumeN/A
Average Volume (3M)2.94K
Market Cap
$727.42M
Enterprise ValueN/A
Total Cash (Recent Filing)$492.61M
Total Debt (Recent Filing)$35.00M
Price to Earnings (P/E)9.6
Beta0.17
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.83%
Share Statistics
EPS (TTM)N/A
Shares Outstanding5,577,000
10 Day Avg. Volume2,075
30 Day Avg. Volume2,937
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.96
Price to Sales (P/S)0.63
P/FCF Ratio8.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and a steadily growing equity base give Donegal meaningful financial resilience for an insurer. This supports claims-paying capacity, reduces dependence on external financing, and preserves flexibility to invest in underwriting capabilities or absorb adverse results.
Improved Underwriting ProfitabilityA sub-100% combined ratio indicates underwriting profitability before investment income, an important durable earnings driver for a P&C insurer. The improvement, alongside favorable reserve development and better core results, suggests stronger operating discipline than in the weaker prior period.
Targeted Commercial MixConcentrating new commercial business in classes with higher expected profitability can improve portfolio quality over time, rather than relying only on premium volume. Combined with stated pricing discipline, this supports more selective growth and could help protect underwriting margins as competition persists.
Bears Say
Premium ContractionDeclining premiums weaken the scale available to cover fixed underwriting and administrative costs, making consistent profit growth harder to achieve. Persistent contraction would also limit market expansion and reduce the amount of insurance float available to generate investment income.
Elevated Expense RatioA higher expense ratio directly reduces underwriting efficiency and places more pressure on pricing and claims performance to achieve acceptable returns. Technology transformation may produce future savings, but overlapping legacy and implementation costs can weigh on margins during the transition.
Claims VolatilityHigher large-loss severity and deterioration in personal auto claims performance create volatility in underwriting earnings and can offset gains in other lines. If these pressures persist, Donegal may need tighter underwriting, higher rates, or reduced exposure, limiting premium growth.
DGICB FAQ
What was Donegal Group Inc. Class B’s price range in the past 12 months?
Donegal Group Inc. Class B lowest stock price was 14.80 and its highest was 29.99 in the past 12 months.
What is Donegal Group Inc. Class B’s market cap?
Donegal Group Inc. Class B’s market cap is $727.42M.
When is Donegal Group Inc. Class B’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Donegal Group Inc. Class B’s earnings last quarter?
Currently, no data Available
Is Donegal Group Inc. Class B overvalued?
According to Wall Street analysts Donegal Group Inc. Class B’s price is currently Undervalued.
Does Donegal Group Inc. Class B pay dividends?
Donegal Group Inc. Class B pays a Quarterly dividend of 0.175 which represents an annual dividend yield of 2.83%. See more information on Donegal Group Inc. Class B dividends here
What is Donegal Group Inc. Class B’s EPS estimate?
Donegal Group Inc. Class B’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Donegal Group Inc. Class B have?
Donegal Group Inc. Class B has 5,577,000 shares outstanding.
What happened to Donegal Group Inc. Class B’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Donegal Group Inc. Class B?
Currently, no hedge funds are holding shares in DGICB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Donegal Group Inc. Class B Stock Smart Score
Neutral
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
57.79%
12-Months-Change
Fundamentals
Return on Equity
11.01%
Trailing 12-Months
Asset Growth
3.15%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Donegal Group Inc. Class B
Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Technical Analysis
Ownership Overview
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Insiders
0.44% Other Institutional Investors
96.65% Public Companies and
Individual Investors