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Zurich Insurance (DE:ZFI1)
OTHER OTC:ZFI1

Zurich Insurance Group AG (ZFI1) Price & Analysis

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ZFI1 Stock Chart & Stats

€32.60
-€0.20(-0.61%)
At close: 4:00 PM EDT
€32.60
-€0.20(-0.61%)

Bulls Say, Bears Say

Bulls Say
Strong Free Cash FlowA material FCF jump to ~22.3B in 2025 indicates durable cash generation capacity. Sustained FCF supports dividends, reinvestment in underwriting and digital channels, and provides a buffer for reserve build or capital returns without relying on volatile capital markets.
Improving Profitability And MarginsConsistent margin expansion reflects underwriting discipline, pricing power and operating efficiency. Higher and improving margins boost internal capital generation, improve return on equity, and create structural resilience against claim-cost inflation and competitive pressure.
Diversified Multi-line Franchise & DistributionA diversified product mix (P&C, Life, Farmers-related) and multi-channel distribution (brokers, bancassurance, agents, digital) reduce reliance on any single market or line. This structural diversification smooths revenue and leverage cycles and supports cross-selling and fee income durability.
Bears Say
Revenue VolatilityMeaningful swings in revenue undermine predictability of underwriting flows and investment of float. Volatility complicates reserve setting and capital planning, and can force pro-cyclical pricing or capital actions that impair long-term strategic execution over coming quarters.
Rising LeverageAn upward trend in debt-to-equity reduces financial headroom and raises sensitivity to underwriting or market shocks. Higher leverage can constrain capital returns and require more conservative reserving or asset allocation, increasing long-term cost of capital and strategic rigidity.
Exposure To Underwriting & Investment ShocksZurich's earnings and capital are structurally tied to claim frequency/severity, catastrophe events and interest-rate cycles. These persistent exposures can produce multi-quarter earnings swings and regulatory capital pressure, requiring ongoing reinsurance, pricing and duration management.

Zurich Insurance Group AG News

ZFI1 FAQ

What was Zurich Insurance’s price range in the past 12 months?
Zurich Insurance lowest stock price was €28.60 and its highest was €33.90 in the past 12 months.
    What is Zurich Insurance’s market cap?
    Zurich Insurance’s market cap is €97.09B.
      When is Zurich Insurance’s upcoming earnings report date?
      Zurich Insurance’s upcoming earnings report date is Aug 06, 2026 which is in 4 days.
        How were Zurich Insurance’s earnings last quarter?
        Zurich Insurance released its earnings results on Feb 19, 2026. The company reported €1.014 earnings per share for the quarter, beating the consensus estimate of €0.934 by €0.08.
          Is Zurich Insurance overvalued?
          According to Wall Street analysts Zurich Insurance’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Zurich Insurance pay dividends?
            Zurich Insurance does not currently pay dividends.
            What is Zurich Insurance’s EPS estimate?
            Zurich Insurance’s EPS estimate is 1.
              How many shares outstanding does Zurich Insurance have?
              Zurich Insurance has 3,024,502,700 shares outstanding.
                What happened to Zurich Insurance’s price movement after its last earnings report?
                Zurich Insurance reported an EPS of €1.014 in its last earnings report, beating expectations of €0.934. Following the earnings report the stock price went up 1.315%.
                  Which hedge fund is a major shareholder of Zurich Insurance?
                  Currently, no hedge funds are holding shares in DE:ZFI1
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Zurich Insurance Group AG Stock Smart Score

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                    Neutral
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                    Company Description

                    Zurich Insurance

                    Zurich Insurance Group AG is a holding company, which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses. The Property and Casualty Regions segment provides motor, home, and commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life Regions segment includes comprehensive range of life and health insurance products on both an individual and a group basis including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health, and long-term care insurance. The Farmers segment focuses on non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Functions and Operations segment is involved in group’s holding and financing and headquarters activities. The Non-Core Businesses segment offers insurance and reinsurance businesses. The company was founded in 1872 and is headquartered in Zurich, Switzerland.

                    Zurich Insurance Group AG (ZFI1) Earnings & Revenues

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