XP9 Stock Chart & Stats
€17.91
-€0.21(-2.00%)
At close: 4:00 PM EST
€17.91
-€0.21(-2.00%)
Day’s Range― - ―
52-Week Range€12.74 - €19.22
Previous CloseN/A
Volume0.00
Average Volume (3M)9.00
Market Cap
€7.62B
Enterprise Value€25.67K
Total Cash (Recent Filing)€8.68B
Total Debt (Recent Filing)€89.50B
Price to Earnings (P/E)8.6
Beta1.02
Next Earnings
Aug 18, 2026EPS Estimate
0.45Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)9.98
Shares Outstanding415,263,060
10 Day Avg. Volume27
30 Day Avg. Volume9
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€20.93Price Target Upside16.88% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)9.05
Revenue Forecast (FY)€17.61B
Bulls Say, Bears Say
Bulls Say
Cash ConversionXP converts nearly all reported earnings into free cash flow (FCF ~97% of net income TTM), providing durable internal funding for buybacks, dividends and platform investments. Strong cash conversion improves resilience to trading volatility and supports discretionary capital allocation over time.
High ProfitabilityConsistently high operating and net margins indicate durable earnings power across XP’s platform business. Elevated margins support strong ROE, fund ongoing product development and client service, and provide a buffer to absorb market-driven revenue swings while maintaining capacity for capital returns.
Scale & Fee Mix ShiftLarge and growing client assets plus a strategic shift toward fee-based AUC (25% today, targeted ~50% in 3–5 years) increase recurring revenue potential and reduce reliance on transaction-driven income. Scale strengthens distribution, cross-sell and competitive moat in Brazil’s retail wealth market.
Bears Say
Elevated LeverageXP’s high leverage magnifies sensitivity to funding conditions and market stress; operating cash flow relative to debt is modest (OCF/debt low), so continued strong cash generation is required to service liabilities. Elevated leverage constrains flexibility for growth or defensive actions in downturns.
Revenue VolatilityTop-line swings reflect XP’s exposure to market levels, trading volumes and capital markets activity, making revenue less predictable. This uneven growth complicates planning, pressures efficiency metrics when markets soften, and lengthens the transition timeline to a stable, fee-dominated revenue mix.
Cost & Capital Markets PressureRising SG&A and a wider efficiency ratio reduce operating leverage and compress margins if revenue growth falters. Coupled with weak DCM and fixed-income issuance—an important wholesale revenue source—these trends could delay margin recovery and make targeted efficiency improvements harder to achieve.
XP News
XP9 FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was €12.74 and its highest was €19.22 in the past 12 months.
What is XP’s market cap?
XP’s market cap is €7.62B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Aug 18, 2026 which is in 27 days.
How were XP’s earnings last quarter?
XP released its earnings results on May 18, 2026. The company reported €0.429 earnings per share for the quarter, missing the consensus estimate of €0.437 by -€0.008.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP does not currently pay dividends.
What is XP’s EPS estimate?
XP’s EPS estimate is 0.45.
How many shares outstanding does XP have?
XP has 415,263,060 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of €0.429 in its last earnings report, missing expectations of €0.437. Following the earnings report the stock price went down -2.842%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in DE:XP9
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€20.93 (16.88% Upside)
€20.93 (16.88% Upside)
Blogger Sentiment
Bullish
DE:XP9 Sentiment 70%
Sector Average 62%
Sector Average 62%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.11%
12-Months-Change
Fundamentals
Return on Equity
2.22%
Trailing 12-Months
Asset Growth
29.85%
Trailing 12-Months
Company Description
XP
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XP9 Stock 12 Month Forecast
Average Price Target
€20.93
▲(16.88% Upside)
Technical Analysis
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