Xp Incorporation (DE:XP9)
NASDAQ:XP9
XP9 Stock Chart & Stats
€17.91
-€0.21(-2.00%)
At close: 4:00 PM EST
€17.91
-€0.21(-2.00%)
Day’s Range― - ―
52-Week Range€13.21 - €19.22
Previous CloseN/A
Volume0.00
Average Volume (3M)97.00
Market Cap
€7.02B
Enterprise Value€124.79B
Total Cash (Recent Filing)€8.68B
Total Debt (Recent Filing)€89.50B
Price to Earnings (P/E)8.0
Beta1.16
Next Earnings
Aug 18, 2026EPS Estimate
0.45Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)9.98
Shares Outstanding415,263,060
10 Day Avg. Volume62
30 Day Avg. Volume97
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€20.83Price Target Upside16.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)9.16
Revenue Forecast (FY)€17.67B
Bulls Say, Bears Say
Bulls Say
High Profitability & MarginsConsistently high operating and net margins produce durable earnings power and internal funding capacity. Strong margins and quarterly ROE (~21.7% reported) support investment in product expansion, advisor network scaling and capital returns while absorbing periodic top-line volatility.
Strong Cash Generation (FCF)Very high free cash flow conversion underpins sustainable capital returns and reinvestment without relying exclusively on external funding. Reliable FCF supports buybacks/dividends, funds growth initiatives and liquidity buffers, aiding resilience across market cycles.
Large Asset Base & Fee-based ShiftScaleable asset base and deliberate shift to recurring fee models reduce revenue cyclicality and increase lifetime client monetization. Growing AUM/AUA and fee-based penetration create a structurally stickier, more predictable revenue mix as advisory and managed solutions expand.
Bears Say
Elevated LeverageHigh debt-to-equity magnifies sensitivity to funding conditions and market stress; operating cash flow relative to debt is modest (TTM ~0.15). Sustaining growth and capital returns while deleveraging will require continued strong cash generation and active balance sheet management.
Revenue Sensitivity To MarketsA business model tied to trading activity, issuance volumes and market values creates structural top-line volatility. Weakness in DCM/fixed-income issuance and spread episodes can materially reduce transaction and issuance-related fees for multiple quarters.
Rising Efficiency Ratio / Cost PressureWorsening efficiency indicates operating leverage erosion: costs grew faster than revenue, compressing margins. If elevated SG&A persists, the firm must deliver sustained revenue growth or efficiency gains to protect net margins and fund strategic initiatives.
XP News
XP9 FAQ
What was Xp Incorporation’s price range in the past 12 months?
Xp Incorporation lowest stock price was €13.21 and its highest was €19.22 in the past 12 months.
What is Xp Incorporation’s market cap?
Xp Incorporation’s market cap is €7.02B.
When is Xp Incorporation’s upcoming earnings report date?
Xp Incorporation’s upcoming earnings report date is Aug 18, 2026 which is in 73 days.
How were Xp Incorporation’s earnings last quarter?
Xp Incorporation released its earnings results on May 18, 2026. The company reported €0.428 earnings per share for the quarter, missing the consensus estimate of €0.436 by -€0.008.
Is Xp Incorporation overvalued?
According to Wall Street analysts Xp Incorporation’s price is currently Undervalued.
Does Xp Incorporation pay dividends?
Xp Incorporation does not currently pay dividends.
What is Xp Incorporation’s EPS estimate?
Xp Incorporation’s EPS estimate is 0.45.
How many shares outstanding does Xp Incorporation have?
Xp Incorporation has 415,263,060 shares outstanding.
What happened to Xp Incorporation’s price movement after its last earnings report?
Xp Incorporation reported an EPS of €0.428 in its last earnings report, missing expectations of €0.436. Following the earnings report the stock price went down -2.845%.
Which hedge fund is a major shareholder of Xp Incorporation?
Currently, no hedge funds are holding shares in DE:XP9
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€20.83 (16.29% Upside)
€20.83 (16.29% Upside)
Blogger Sentiment
Bullish
DE:XP9 Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-21.66%
12-Months-Change
Fundamentals
Return on Equity
22.01%
Trailing 12-Months
Asset Growth
29.85%
Trailing 12-Months
Company Description
Xp Incorporation
XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers Xpeed, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil.
XP9 Company Deck
XP9 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive picture: the company delivered healthy year-over-year growth across client assets, revenues, earnings, and EPS, showed strong retail momentum and fee-based adoption, and announced meaningful capital returns (buybacks and dividends). Short-term challenges from March volatility, credit spread widening, weaker DCM/fixed-income issuance and a temporary NPS dip pressured sequential revenue and margins, but management framed these as largely external and transient, expecting stabilization and a return to double-digit growth. On balance the positives (broad YoY growth, capital strength, retail flows and strategic progress on fee-based revenues) outweigh the near-term headwinds.View all DE:XP9 earnings summariesXP9 Stock 12 Month Forecast
Average Price Target
€20.83
▲(16.29% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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