Total Valuation
Versabank has a market cap or net worth of €641.56M. The enterprise value is €490.24.
Market Cap€641.56M
Enterprise Value€490.24
Share Statistics
Versabank has 32,419,080 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding32,419,080
Owned by Insiders35.80%
Owned by Institutions―
Financial Efficiency
Versabank’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 3.00%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.00%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee2.32M
Profits Per Employee217.24K
Employee Count131
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Versabank is 30.3. Versabank’s PEG ratio is -0.47.
PE Ratio30.3
PS Ratio1.73
PB Ratio0.99
Price to Fair Value0.99
Price to FCF3.53
Price to Operating Cash Flow9.40
PEG Ratio-0.47
Income Statement
In the last 12 months, Versabank had revenue of 304.15M and earned 28.46M in profits. Earnings per share was 0.90.
Revenue304.15M
Gross Profit120.23M
Operating Income41.49M
Pretax Income41.49M
Net Income28.46M
EBITDA44.59M
Earnings Per Share (EPS)0.90
Cash Flow
In the last 12 months, operating cash flow was 109.19M and capital expenditures -6.13M, giving a free cash flow of 103.07M billion.
Operating Cash Flow109.19M
Free Cash Flow103.07M
Free Cash Flow per Share3.18
Dividends & Yields
Versabank pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.55
52-Week Price Change90.24%
50-Day Moving Average17.29
200-Day Moving Average14.77
Relative Strength Index (RSI)64.55
Average Volume (3m)25.00
Important Dates
Versabank upcoming earnings date is Dec 16, 2026, Before Open (Confirmed).
Last Earnings DateSep 3, 2026
Next Earnings DateDec 16, 2026
Ex-Dividend Date―
Financial Position
Versabank as a current ratio of 0.13, with Debt / Equity ratio of 18.96%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.20
Net Debt to EBITDA-10.61
Interest Coverage Ratio0.23
Taxes
In the past 12 months, Versabank has paid 13.04M in taxes.
Income Tax13.04M
Effective Tax Rate0.31
Enterprise Valuation
Versabank EV to EBITDA ratio is 1.22, with an EV/FCF ratio of 0.36.
EV to Sales0.18
EV to EBITDA1.22
EV to Free Cash Flow0.36
EV to Operating Cash Flow0.36
Balance Sheet
Versabank has €490.05M in cash and marketable securities with €107.24M in debt, giving a net cash position of €382.81M billion.
Cash & Marketable Securities€490.05M
Total Debt€107.24M
Net Cash€382.81M
Net Cash Per Share€11.81
Tangible Book Value Per Share€16.18
Margins
Gross margin is 42.93%, with operating margin of 13.64%, and net profit margin of 9.36%.
Gross Margin42.93%
Operating Margin13.64%
Pretax Margin13.64%
Net Profit Margin9.36%
EBITDA Margin14.66%
EBIT Margin13.64%
Analyst Forecast
The average price target for Versabank is €21.28, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€21.28
Price Target Upside28.18% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast7.68%
EPS Growth Forecast5.11%