Skip to main content

Go Premium in Our Biggest Sale Ever

UPGRADE NOW
TipRanks
Go Ultimate75% OFF

Versabank (VEW) Stock Price & Analysis

2 Followers

VEW Stock Chart & Stats

€20.20€0.50(2.54%)
At close: 5:30 PM GMT+1
€17€18€19Sep 3Sep 18
Day’s Range
EUR 19.50 - EUR 20.20
52-Week Range
EUR 9.25 - EUR 20.80
Previous Close
EUR 19.70
Volume
N/A
Average Volume (3M)
0
Market Cap
EUR 664.97M
Enterprise Value
EUR 490.24M
Total Cash (Recent Filing)
EUR 490.05M
Total Debt (Recent Filing)
EUR 107.24M
Price to Earnings (P/E)
33.1
Beta
0.51
Next Earnings
Dec 16, 2026 (Est.)
EPS Estimate
0.3
Next Dividend Ex-Date
N/A
Dividend Yield
0.31%

Bulls Say, Bears Say

Bulls Say

Sustained Asset And Revenue Growth

Rapid expansion in credit assets, revenue, and total assets indicates strong demand for VersaBank’s lending platform and growing market reach. Continued scale can support recurring net interest income, improve operating leverage, and strengthen the bank’s competitive position over the next several quarters.

Technology-enabled Product Advantage

Real-Time SRP addresses funding speed, warehouse financing, equity requirements, and interest-rate exposure for partners. Early adoption by Financeit and ECN Capital, plus additional demand, suggests the technology could deepen relationships, differentiate VersaBank, and support durable origination growth.

Conservative Balance Sheet And Strong Capital

Improved leverage and capital ratios provide a meaningful cushion as VersaBank expands its credit portfolio. This supports regulatory resilience and gives management flexibility to fund growth while absorbing potential credit or earnings volatility without relying immediately on external capital.

Bears Say

Compressed Profitability And Margin Pressure

Profit conversion has weakened from prior peak levels, while lower NIM directly pressures the spread-based earnings model. Even if management expects NIM to recover toward 2.3%, funding costs, liquidity, and portfolio mix remain important constraints on sustainable returns.

Volatile And Declining Cash Generation

VersaBank is currently generating positive cash, but the sharp recent free-cash-flow decline and prior periods of negative operating and free cash flow reduce confidence in consistency. Greater variability can constrain internally funded growth and make capital planning more sensitive to portfolio timing.

Required Cybersecurity Divestiture And Restructuring

The required divestiture creates execution and regulatory complexity while the cybersecurity operation remains loss-making. Although removing its directly attributable costs may help future efficiency, the transition can distract management, generate restructuring expense, and delay realization of the business’s intended benefits.

Versabank News

VEW FAQ

What was Versabank’s price range in the past 12 months?
Versabank lowest stock price was €9.25 and its highest was €20.80 in the past 12 months.
What is Versabank’s market cap?
Versabank’s market cap is €664.97M.
When is Versabank’s upcoming earnings report date?
Versabank’s next earnings report is estimated for Dec 16, 2026 (not yet confirmed), which is in 35 days.
How were Versabank’s earnings last quarter?
Versabank released its earnings results on Sep 03, 2026. The company reported €0.24 earnings per share for the quarter, missing the consensus estimate of €0.276 by -€0.036.
Is Versabank overvalued?
According to Wall Street analysts Versabank’s price is currently Undervalued.
Does Versabank pay dividends?
Versabank does not currently pay dividends.
What is Versabank’s EPS estimate?
Versabank’s EPS estimate is 0.30.
How many shares outstanding does Versabank have?
Versabank has 32,419,080 shares outstanding.
What happened to Versabank’s price movement after its last earnings report?
Versabank reported an EPS of €0.24 in its last earnings report, missing expectations of €0.276. Following the earnings report the stock price went up 6.924%.
Which hedge fund is a major shareholder of Versabank?
Currently, no hedge funds are holding shares in DE:VEW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology