VEW Stock Chart & Stats
€16.60
-€0.20(-1.17%)
At close: 4:00 PM EDT
€16.60
-€0.20(-1.17%)
Day’s Range― - ―
52-Week Range€9.25 - €20.20
Previous CloseN/A
Volume0.00
Average Volume (3M)25.00
Market Cap
€641.56M
Enterprise Value€490.24
Total Cash (Recent Filing)€490.05M
Total Debt (Recent Filing)€107.24M
Price to Earnings (P/E)30.3
Beta0.55
Next Earnings
Dec 16, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.05
Shares Outstanding32,419,080
10 Day Avg. Volume65
30 Day Avg. Volume25
Financial Highlights & Ratios
PEG Ratio-0.47
Price to Book (P/B)0.99
Price to Sales (P/S)1.73
P/FCF Ratio3.53
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€21.28Price Target Upside28.18% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.08
Revenue Forecast (FY)€98.63M
Bulls Say, Bears Say
Bulls Say
Sustained Asset And Revenue GrowthRapid expansion in credit assets, revenue, and total assets indicates strong demand for VersaBank’s lending platform and growing market reach. Continued scale can support recurring net interest income, improve operating leverage, and strengthen the bank’s competitive position over the next several quarters.
Technology-enabled Product AdvantageReal-Time SRP addresses funding speed, warehouse financing, equity requirements, and interest-rate exposure for partners. Early adoption by Financeit and ECN Capital, plus additional demand, suggests the technology could deepen relationships, differentiate VersaBank, and support durable origination growth.
Conservative Balance Sheet And Strong CapitalImproved leverage and capital ratios provide a meaningful cushion as VersaBank expands its credit portfolio. This supports regulatory resilience and gives management flexibility to fund growth while absorbing potential credit or earnings volatility without relying immediately on external capital.
Bears Say
Compressed Profitability And Margin PressureProfit conversion has weakened from prior peak levels, while lower NIM directly pressures the spread-based earnings model. Even if management expects NIM to recover toward 2.3%, funding costs, liquidity, and portfolio mix remain important constraints on sustainable returns.
Volatile And Declining Cash GenerationVersaBank is currently generating positive cash, but the sharp recent free-cash-flow decline and prior periods of negative operating and free cash flow reduce confidence in consistency. Greater variability can constrain internally funded growth and make capital planning more sensitive to portfolio timing.
Required Cybersecurity Divestiture And RestructuringThe required divestiture creates execution and regulatory complexity while the cybersecurity operation remains loss-making. Although removing its directly attributable costs may help future efficiency, the transition can distract management, generate restructuring expense, and delay realization of the business’s intended benefits.
Versabank News
VEW FAQ
What was Versabank’s price range in the past 12 months?
Versabank lowest stock price was €9.25 and its highest was €20.20 in the past 12 months.
What is Versabank’s market cap?
Versabank’s market cap is €641.56M.
When is Versabank’s upcoming earnings report date?
Versabank’s upcoming earnings report date is Dec 16, 2026 which is in 85 days.
How were Versabank’s earnings last quarter?
Versabank released its earnings results on Sep 03, 2026. The company reported €0.236 earnings per share for the quarter, missing the consensus estimate of €0.272 by -€0.035.
Is Versabank overvalued?
According to Wall Street analysts Versabank’s price is currently Undervalued.
Does Versabank pay dividends?
Versabank does not currently pay dividends.
What is Versabank’s EPS estimate?
Versabank’s EPS estimate is 0.3.
How many shares outstanding does Versabank have?
Versabank has 32,419,080 shares outstanding.
What happened to Versabank’s price movement after its last earnings report?
Versabank reported an EPS of €0.236 in its last earnings report, missing expectations of €0.272. Following the earnings report the stock price went up 6.918%.
Which hedge fund is a major shareholder of Versabank?
Currently, no hedge funds are holding shares in DE:VEW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Versabank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€21.28 (28.18% Upside)
€21.28 (28.18% Upside)
Blogger Sentiment
Bullish
DE:VEW Sentiment 83%
Sector Average 59%
Sector Average 59%
Insider Transactions
Sold Shares
Worth €12.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
79.85%
12-Months-Change
Fundamentals
Return on Equity
0.31%
Trailing 12-Months
Asset Growth
23.70%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Versabank
VersaBank operates as a Schedule I chartered bank in Canada, offering a comprehensive suite of financial products and services. Its diverse deposit solutions include guaranteed investment certificates (GICs), registered retirement savings plans (RRSPs), daily interest savings accounts, and tax-free savings accounts (TFSAs), along with deposit insurance. The bank also provides extensive lending services, notably specializing in point-of-sale financing through the acquisition of loan and lease receivables from various finance companies. Furthermore, its commercial banking division finances projects such as commercial real estate, public sector infrastructure, condominium developments, and residential mortgages. Founded in 1979 and based in London, Canada, the institution previously operated under the name Pacific & Western Bank of Canada, rebranding to VersaBank in May 2016.
VEW Company Deck
VEW Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly optimistic, led by record revenue, net income, credit assets, rapid U.S. SRP growth, the launch and early adoption of Real-Time SRP, and expectations for substantial fiscal 2027 growth with operating leverage. The main negative factors were lower NIM, elevated liquidity, unusually high Q3 and upcoming reorganization costs, the cybersecurity divestiture requirement, and declines in the MRO portfolio and capital ratios. Overall, the highlights significantly outweighed the lowlights.View all DE:VEW earnings summariesVEW Stock 12 Month Forecast
Average Price Target
€21.28
▲(28.18% Upside)
Technical Analysis
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