TipRanks
United Overseas Bank (DE:UOB0)
FRANKFURT:UOB0
Germany Market
UOB0
United Overseas Bank
RESEARCH TOOLSreports

United Overseas Bank (UOB0) Ratios

5 Followers

United Overseas Bank Ratios

DE:UOB0's free cash flow for Q2 2026 was S$0.57. For the 2026 fiscal year, DE:UOB0's free cash flow was decreased by S$ and operating cash flow was S$0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 1.93 0.16 0.18 0.40 71.30
Quick Ratio
 1.93 0.16 0.18 0.40 71.30
Cash Ratio
 1.93 0.15 0.18 0.40 67.07
Solvency Ratio
 0.01 0.01 0.01 0.01 0.01
Operating Cash Flow Ratio
 0.14 0.01 -0.03 -0.07 8.61
Short-Term Operating Cash Flow Coverage
 0.14 0.00 0.00 0.00 0.00
Net Current Asset Value
S$ -502.06BS$ -446.32BS$ -411.70BS$ -389.61BS$ -377.02B
Leverage Ratios
Debt-to-Assets Ratio
 0.13 0.08 0.05 0.04 0.08
Debt-to-Equity Ratio
 1.60 0.88 0.50 0.51 0.96
Debt-to-Capital Ratio
 0.61 0.47 0.33 0.34 0.49
Long-Term Debt-to-Capital Ratio
 0.54 0.47 0.33 0.34 0.35
Financial Leverage Ratio
 11.92 11.16 10.81 11.33 11.63
Debt Service Coverage Ratio
 0.20 0.48 0.50 -0.09 1.13
Interest Coverage Ratio
 0.55 0.50 0.58 0.72 1.69
Debt to Market Cap
 1.15 0.76 0.40 0.48 0.46
Interest Debt Per Share
 108.40 66.17 45.41 42.04 55.14
Net Debt to EBITDA
 5.93 -3.76 -6.52 0.00 -5.86
Profitability Margins
Gross Profit Margin
51.14%48.81%100.00%100.00%100.00%
EBIT Margin
22.62%21.67%-4.73%-4.77%52.73%
EBITDA Margin
27.27%24.54%54.79%0.00%57.62%
Operating Profit Margin
22.62%21.67%55.63%69.90%69.74%
Pretax Profit Margin
22.62%21.67%50.07%52.75%52.73%
Net Profit Margin
18.96%17.94%42.32%43.89%41.68%
Continuous Operations Profit Margin
19.02%17.99%42.42%44.00%41.77%
Net Income Per EBT
83.80%82.76%84.53%83.21%79.05%
EBT Per EBIT
100.00%100.00%90.01%75.46%75.60%
Return on Assets (ROA)
0.81%0.81%1.12%1.09%0.91%
Return on Equity (ROE)
9.73%8.99%12.15%12.35%10.55%
Return on Capital Employed (ROCE)
1.00%4.77%7.29%2.99%1.52%
Return on Invested Capital (ROIC)
0.81%3.96%6.18%1.70%3.41%
Return on Tangible Assets
0.81%0.81%1.13%1.10%0.92%
Earnings Yield
6.91%7.76%9.78%11.76%8.90%
Efficiency Ratios
Receivables Turnover
 0.00 9.92 3.22 2.53 2.21
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 4.86 5.36 3.43 3.44 3.18
Asset Turnover
 0.04 0.04 0.03 0.02 0.02
Working Capital Turnover Ratio
 -0.14 -0.07 -0.06 -0.53 0.14
Cash Conversion Cycle
 0.00 36.80 113.46 144.00 164.94
Days of Sales Outstanding
 0.00 36.80 113.46 144.00 164.94
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 36.80 113.46 144.00 164.94
Cash Flow Ratios
Operating Cash Flow Per Share
 3.47 6.57 -17.49 -18.88 12.07
Free Cash Flow Per Share
 2.30 5.09 -18.51 -19.90 11.23
CapEx Per Share
 1.17 1.48 1.02 1.02 0.84
Free Cash Flow to Operating Cash Flow
 0.66 0.78 1.06 1.05 0.93
Dividend Paid and CapEx Coverage Ratio
 0.81 1.12 -3.95 -4.41 3.72
Capital Expenditure Coverage Ratio
 2.96 4.45 -17.13 -18.57 14.35
Operating Cash Flow Coverage Ratio
 0.04 0.12 -0.59 -0.69 0.24
Operating Cash Flow to Sales Ratio
 0.11 0.22 -1.04 -1.24 0.92
Free Cash Flow Yield
2.75%7.27%-25.42%-35.14%18.28%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 10.58 12.91 10.23 8.50 11.24
Price-to-Sales (P/S) Ratio
 2.74 2.31 4.33 3.73 4.69
Price-to-Book (P/B) Ratio
 1.39 1.16 1.24 1.05 1.19
Price-to-Free Cash Flow (P/FCF) Ratio
 36.39 13.75 -3.93 -2.85 5.47
Price-to-Operating Cash Flow Ratio
 24.10 10.66 -4.16 -3.00 5.09
Price-to-Earnings Growth (PEG) Ratio
 0.87 -0.54 1.48 0.36 0.90
Price-to-Fair Value
 1.39 1.16 1.24 1.05 1.19
Enterprise Value Multiple
 15.99 5.66 1.38 0.00 2.27
Enterprise Value
 109.67B 35.66B 10.79B -15.41B 14.37B
EV to EBITDA
 15.99 5.66 1.38 0.00 2.27
EV to Sales
 4.36 1.39 0.76 -1.18 1.31
EV to Free Cash Flow
 57.84 8.26 -0.69 0.90 1.53
EV to Operating Cash Flow
 38.32 6.40 -0.73 0.95 1.42
Tangible Book Value Per Share
 54.34 54.87 52.98 48.38 46.25
Shareholders’ Equity Per Share
 59.97 60.42 58.58 53.91 51.81
Tax and Other Ratios
Effective Tax Rate
 0.16 0.17 0.15 0.17 0.21
Revenue Per Share
 30.47 30.28 16.82 15.17 13.11
Net Income Per Share
 5.78 5.43 7.12 6.66 5.46
Tax Burden
 0.84 0.83 0.85 0.83 0.79
Interest Burden
 1.00 1.00 -10.59 -11.05 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.15 0.15 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
 0.60 1.19 -2.45 -2.83 2.20
Currency in SGD