SM1 Stock Chart & Stats
€21.40
-€0.40(-1.83%)
At close: 4:00 PM EDT
€21.40
-€0.40(-1.83%)
Day’s Range― - ―
52-Week Range€15.80 - €28.00
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€4.19B
Enterprise Value€6.24K
Total Cash (Recent Filing)€4.64B
Total Debt (Recent Filing)€5.84B
Price to Earnings (P/E)7.0
Beta0.62
Next Earnings
Oct 28, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.62
Shares Outstanding187,946,960
10 Day Avg. Volume7
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€24.53Price Target Upside14.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)2.76
Revenue Forecast (FY)€1.68B
Bulls Say, Bears Say
Bulls Say
High Profitability & ROESustained net margin (~24%) and strong recent profitability indicate durable earnings power. High ROE and operating margins provide internal funding for growth, cushion against credit cycles, and support buybacks/dividends, strengthening long-term shareholder returns.
Solid Capital And LiquidityAmple liquidity and healthy regulatory capital ratios create a stable funding base for originations and loss absorption. This balance-sheet strength supports growth plans, regulatory resilience, and the ability to deploy liquidity into higher‑earning loans over multiple quarters.
Market Share Leadership & Structural TailwindsA leading market share and favorable federal reform create a structural demand advantage. Persistent share gains plus regulatory-driven origination opportunities should sustain revenue growth and provide scale benefits for fee income and servicing over the medium term.
Bears Say
Volatile Cash Flow HistoryRecent cash generation improved, but multi-year volatility undermines predictability of internal funding. Inconsistent operating/free cash flow across cycles can constrain capacity for consistent buybacks, reinvestment, and loan growth during stress periods.
NIM Sensitivity And Near-term PressureNIM depends on timing of liquidity deployment, loan mix and seasonality. Delays in deploying deposits or slower yield recovery compress net interest income and earnings until higher‑margin loans or fee streams scale, making near‑term margins somewhat uncertain.
Elevated Credit Losses & Raised GuidanceA higher floor for charge-off guidance and recent quarterly increases signal persistent credit risk in portions of the book. Elevated expected losses force higher provisions, pressure capital deployment choices, and raise earnings volatility over the medium term.
SM1 FAQ
What was Slm Corporation’s price range in the past 12 months?
Slm Corporation lowest stock price was €15.80 and its highest was €28.00 in the past 12 months.
What is Slm Corporation’s market cap?
Slm Corporation’s market cap is €4.19B.
When is Slm Corporation’s upcoming earnings report date?
Slm Corporation’s upcoming earnings report date is Oct 28, 2026 which is in 89 days.
How were Slm Corporation’s earnings last quarter?
Slm Corporation released its earnings results on Jul 23, 2026. The company reported €0.255 earnings per share for the quarter, missing the consensus estimate of €0.383 by -€0.128.
Is Slm Corporation overvalued?
According to Wall Street analysts Slm Corporation’s price is currently Undervalued.
Does Slm Corporation pay dividends?
Slm Corporation does not currently pay dividends.
What is Slm Corporation’s EPS estimate?
Slm Corporation’s EPS estimate is 0.36.
How many shares outstanding does Slm Corporation have?
Slm Corporation has 187,946,960 shares outstanding.
What happened to Slm Corporation’s price movement after its last earnings report?
Slm Corporation reported an EPS of €0.255 in its last earnings report, missing expectations of €0.383. Following the earnings report the stock price went down -1.835%.
Which hedge fund is a major shareholder of Slm Corporation?
Currently, no hedge funds are holding shares in DE:SM1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€24.53 (14.64% Upside)
€24.53 (14.64% Upside)
Blogger Sentiment
Bullish
DE:SM1 Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-20.69%
12-Months-Change
Fundamentals
Return on Equity
1.91%
Trailing 12-Months
Asset Growth
-3.46%
Trailing 12-Months
Company Description
Slm Corporation
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SM1 Company Deck
SM1 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a balanced view: several operational and strategic positives — modest origination growth, improving credit metrics, strong loan modification outcomes, growing fee revenue, solid capital and liquidity, active share repurchases and progress on strategic partnerships — tempered by near‑term headwinds including lower net interest income/NIM this quarter, higher net charge‑offs concentrated in a small borrower segment, a timing hit (~$25M) from bringing post‑default recoveries in‑house, and elevated one‑time investments that increased the efficiency ratio. Management framed the credit and recovery actions as largely timing‑related and emphasized confidence in the portfolio and a path to margin and efficiency recovery as peak season volumes deploy liquidity and fee streams scale.View all DE:SM1 earnings summariesSM1 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€24.53
▲(14.64% Upside)
Technical Analysis
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