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Skandinaviska Enskilda Banken AB Class C (DE:SEBC)
FRANKFURT:SEBC
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.35Last Year’s EPS
0.33Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative developments. On the positive side, SEB reported strong customer satisfaction, resilience in investment banking, and robust lending growth, particularly in the Baltics. The bank is also making significant strides in AI and innovation. However, challenges were noted in operating income due to seasonal declines, pressures on net interest income, and increased levies. Overall, while there are positive developments, the lowlights also present challenges that the bank needs to address.Company Guidance
Customer Satisfaction and Share Buyback Program
Customer satisfaction and employee engagement continue to show relative strength. The Board has decided to continue the SEK 2.5 billion share buyback program per quarter.
Resilience in Investment Banking and Capital Markets
Investment banking activity showed resilience with an increase in capital markets activity in the latter half of the quarter.
AI and Innovation Initiatives
SEB has launched over 130 internal AI projects and has invested in compute capabilities. A new business unit, SEB Growth, was created to support fast-growing companies in the AI space.
Lending Growth
Corporate lending is up 4% year-on-year FX adjusted, and the total lending portfolio is up 3% FX adjusted.
CET1 Ratio and Capital Position
SEB ended the quarter with a CET1 ratio of 18.2%, and the management buffer increased to 360 basis points.
Robust Baltic Loan Growth
Loan growth in the Baltics remained robust with mortgage growth of around 9% and corporate loan growth at around 8% compared to last year.
Skandinaviska Enskilda Banken AB Class C (DE:SEBC) Earnings, Revenues Date & History
DE:SEBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:SEBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | €16.38 | €16.38 | 0.00% |
Jul 16, 2025 | €14.88 | €15.12 | +1.61% |
Apr 29, 2025 | €14.36 | €14.44 | +0.56% |
Jan 29, 2025 | €13.74 | €13.54 | -1.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Skandinaviska Enskilda Banken AB Class C (DE:SEBC) report earnings?
Skandinaviska Enskilda Banken AB Class C (DE:SEBC) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is Skandinaviska Enskilda Banken AB Class C (DE:SEBC) earnings time?
Skandinaviska Enskilda Banken AB Class C (DE:SEBC) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Skandinaviska Enskilda Banken AB Class C stock?
The P/E ratio of Skandinaviska Enskilda Banken AB Class C is N/A.
What is DE:SEBC EPS forecast?
DE:SEBC EPS forecast for the fiscal quarter 2025 (Q4) is 0.35.