Seacoast Banking Of Florida (SBG1) Stock Price & Analysis
SBG1 Stock Chart & Stats
- Day’s Range
- EUR 29.00 - EUR 29.80
- 52-Week Range
- EUR 24.80 - EUR 30.80
- Previous Close
- EUR 29.00
- Volume
- N/A
- Average Volume (3M)
- 0
- Market Cap
- EUR 2.86B
- Enterprise Value
- EUR 5.02B
- Total Cash (Recent Filing)
- EUR 5.37B
- Total Debt (Recent Filing)
- EUR 1.32B
- Price to Earnings (P/E)
- 18.9
- Beta
- 0.56
- Next Earnings
- Jan 28, 2027 (Est.)
- EPS Estimate
- 0.58
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.23%
Bulls Say, Bears Say
Bulls Say
Organic Loan Growth
Strong loan growth and a sizable commercial pipeline indicate durable demand for Seacoast’s banking relationships and lending capabilities. Continued expansion can increase interest income, deepen customer ties, and support operating leverage if credit standards remain disciplined over coming quarters.
Wealth Management Expansion
Rapid growth in assets under management strengthens Seacoast’s fee-based revenue mix and reduces reliance on lending spreads alone. The five-year 22% compound growth rate and ongoing organic asset additions suggest a scalable relationship franchise with recurring income potential.
Credit Quality
Low charge-offs, declining non-performing loans, and stable criticized loans support the quality of Seacoast’s earning assets. Preserving strong credit performance protects capital and cash generation, helping the bank fund organic growth while limiting future provision pressure.
Bears Say
Deposit Pressure
Flat-to-declining deposits and rising funding costs can constrain loan growth and compress net interest margins. Continued competition for customer balances may require higher pricing or wholesale funding, reducing the benefit of strong lending demand and weakening earnings durability.
Securities Losses
Higher unrealized securities losses reduce tangible equity and tangible book value, weakening balance-sheet flexibility even without immediate realized losses. Persistent rate or spread pressure could limit capital deployment capacity and make asset-liability management more consequential.
Margin And Return Compression
Profitability remains positive but is materially below earlier levels, while recent returns on equity are modest. This indicates that balance-sheet growth has not translated into comparable shareholder returns and leaves earnings more sensitive to funding costs, credit provisions, and operating expenses.
Seacoast Banking Of Florida News
SBG1 FAQ
What was Seacoast Banking Of Florida’s price range in the past 12 months?
What is Seacoast Banking Of Florida’s market cap?
When is Seacoast Banking Of Florida’s upcoming earnings report date?
How were Seacoast Banking Of Florida’s earnings last quarter?
Is Seacoast Banking Of Florida overvalued?
Does Seacoast Banking Of Florida pay dividends?
What is Seacoast Banking Of Florida’s EPS estimate?
How many shares outstanding does Seacoast Banking Of Florida have?
What happened to Seacoast Banking Of Florida’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Seacoast Banking Of Florida?
What is the TipRanks Smart Score and how is it calculated?
Seacoast Banking Of Florida Stock Smart Score
Company Description
Seacoast Banking Of Florida
Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Charles Shaffer
- Employees
- 1,962
- Website
- www.seacoastbanking.com
- Address
- 815 Colorado Avenue, Stuart, FL, 34994, US
Seacoast Banking Of Florida (SBG1) Earnings & Revenues
SBG1 Company Deck
SBG1 Earnings Call
Earnings Call SentimentPositive
The call was strongly positive. Seacoast reported substantial year-over-year earnings and profitability gains, 13% annualized quarterly loan growth, strong credit quality, improving efficiency, expanding wealth-management assets, and successful completion of the Citizens First Bank conversion. Management reiterated guidance and expressed confidence in 2027. The principal challenges were flat-to-declining total deposits, higher unrealized securities losses, remaining discrete expenses, and the possibility that higher rates could reduce loan demand and increase deposit competition, but these issues were presented alongside confidence in margin expansion, capital strength, and continued organic growth.
View all DE:SBG1 earnings summariesSBG1 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 12 | 5 | 5 |
| Technical Analysis | 4 | 5 | 1 |
| Moving Averages | 8 | 0 | 4 |
