Old Second Bancorp(DE:OSB)
€22.00+0.40 (+10.00%)
DE:OSB
Old Second Bancorp financials statements
€22.00
At close:+0.40 (+10.00%)
Old Second Bancorp (OSB) Ratios
0 Followers
Old Second Bancorp Ratios
DE:OSB's free cash flow for Q3 2026 was $64.21M. For the 2026 fiscal year, DE:OSB's free cash flow was decreased by $-617.00K and operating cash flow was $64.83M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.10 | 0.36 | 0.34 | 0.37 | 0.47 |
| Quick Ratio | 0.10 | 0.36 | 0.34 | 0.37 | 0.47 |
| Cash Ratio | 0.06 | 0.02 | 0.02 | 0.02 | 0.14 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 |
| Operating Cash Flow Ratio | 0.06 | 0.03 | 0.02 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.51 | 2.32 | 0.27 | 0.80 | 0.62 |
| Net Current Asset Value | $ -5.81B | $ -3.23B | $ -3.46B | $ -3.50B | $ -3.09B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.03 | 0.09 | 0.04 | 0.03 |
| Debt-to-Equity Ratio | 0.38 | 0.21 | 0.89 | 0.57 | 0.40 |
| Debt-to-Capital Ratio | 0.27 | 0.17 | 0.47 | 0.36 | 0.28 |
| Long-Term Debt-to-Capital Ratio | 0.10 | 0.11 | 0.13 | 0.23 | 0.23 |
| Financial Leverage Ratio | 7.70 | 8.42 | 9.91 | 12.77 | 12.37 |
| Debt Service Coverage Ratio | 0.31 | 0.84 | 0.21 | 0.56 | 0.41 |
| Interest Coverage Ratio | 1.78 | 2.01 | 3.11 | 8.87 | 3.30 |
| Debt to Market Cap | 0.33 | 0.18 | 0.75 | 0.37 | 0.52 |
| Interest Debt Per Share | 7.62 | 4.42 | 12.46 | 6.09 | 6.86 |
| Net Debt to EBITDA | 1.76 | 0.35 | 3.15 | 1.48 | -17.47 |
| Profitability Margins | |||||
| Gross Profit Margin | 78.14% | 79.47% | 82.39% | 93.39% | 91.00% |
| EBIT Margin | 27.90% | 33.60% | 38.75% | 35.87% | 19.64% |
| EBITDA Margin | 30.73% | 36.33% | 41.15% | 38.57% | 22.32% |
| Operating Profit Margin | 27.90% | 33.60% | 38.75% | 35.87% | 19.64% |
| Pretax Profit Margin | 27.14% | 33.60% | 38.75% | 35.87% | 19.64% |
| Net Profit Margin | 20.23% | 25.36% | 28.57% | 26.41% | 14.13% |
| Continuous Operations Profit Margin | 20.23% | 25.36% | 28.57% | 26.41% | 14.13% |
| Net Income Per EBT | 74.53% | 75.48% | 73.73% | 73.63% | 71.93% |
| EBT Per EBIT | 97.29% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.16% | 1.51% | 1.60% | 1.14% | 0.32% |
| Return on Equity (ROE) | 8.96% | 12.71% | 15.89% | 14.62% | 3.99% |
| Return on Capital Employed (ROCE) | 2.25% | 13.71% | 17.26% | 13.97% | 4.01% |
| Return on Invested Capital (ROIC) | -45.50% | 9.68% | 7.96% | 8.67% | 2.69% |
| Return on Tangible Assets | 1.19% | 1.54% | 1.63% | 1.17% | 0.33% |
| Earnings Yield | 7.82% | 10.70% | 13.30% | 9.44% | 5.27% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.69 | 0.81 | 0.93 | 0.82 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.58 | 3.85 | 4.05 | 3.53 | 1.61 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.02 |
| Working Capital Turnover Ratio | -0.16 | -0.11 | -0.10 | -0.08 | -0.06 |
| Cash Conversion Cycle | 0.00 | 531.60 | 449.42 | 392.57 | 443.88 |
| Days of Sales Outstanding | 0.00 | 531.60 | 449.42 | 392.57 | 443.88 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 531.60 | 449.42 | 392.57 | 443.88 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.32 | 2.93 | 2.61 | 2.19 | 1.03 |
| Free Cash Flow Per Share | 2.24 | 2.69 | 2.33 | 2.09 | 0.96 |
| Dividend Paid and CapEx Coverage Ratio | 7.30 | 6.51 | 5.46 | 7.37 | 4.67 |
| Capital Expenditure Coverage Ratio | 27.14 | 12.19 | 9.41 | 22.47 | 15.27 |
| Operating Cash Flow Coverage Ratio | 0.36 | 0.93 | 0.23 | 0.37 | 0.16 |
| Operating Cash Flow to Sales Ratio | 0.31 | 0.39 | 0.36 | 0.38 | 0.22 |
| Free Cash Flow Yield | 11.47% | 15.15% | 15.08% | 13.02% | 7.63% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.89 | 9.36 | 7.52 | 10.60 | 18.97 |
| Price-to-Sales (P/S) Ratio | 2.59 | 2.37 | 2.15 | 2.80 | 2.68 |
| Price-to-Book (P/B) Ratio | 1.15 | 1.19 | 1.19 | 1.55 | 0.76 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.72 | 6.60 | 6.63 | 7.68 | 13.11 |
| Price-to-Operating Cash Flow Ratio | 8.40 | 6.06 | 5.92 | 7.34 | 12.25 |
| Price-to-Earnings Growth (PEG) Ratio | -0.87 | -1.28 | 0.21 | 0.08 | -0.64 |
| Enterprise Value Multiple | 10.18 | 6.88 | 8.37 | 8.74 | -5.46 |
| Enterprise Value | 1.24B | 839.61M | 1.11B | 859.85M | -172.90M |
| EV to EBITDA | 10.18 | 6.88 | 8.37 | 8.74 | -5.46 |
| EV to Sales | 3.13 | 2.50 | 3.45 | 3.37 | -1.22 |
| EV to Free Cash Flow | 10.55 | 6.95 | 10.63 | 9.24 | -5.96 |
| EV to Operating Cash Flow | 10.16 | 6.38 | 9.50 | 8.83 | -5.57 |
| Tangible Book Value Per Share | 14.12 | 12.17 | 10.51 | 7.86 | 12.99 |
| Shareholders’ Equity Per Share | 17.03 | 14.97 | 12.92 | 10.36 | 16.62 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.25 | 0.26 | 0.26 | 0.28 |
| Revenue Per Share | 7.54 | 7.50 | 7.19 | 5.73 | 4.70 |
| Net Income Per Share | 1.52 | 1.90 | 2.05 | 1.51 | 0.66 |
| Tax Burden | 0.75 | 0.75 | 0.74 | 0.74 | 0.72 |
| Interest Burden | 0.97 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.33 | 0.31 | 0.29 | 0.35 | 0.42 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.52 | 1.54 | 1.27 | 1.44 | 1.55 |
Currency in USD
