OP Bancorp(DE:OP3)
€13.00+0.10 (+0.00%)
DE:OP3
OP Bancorp financials statements
€13.00
At close:+0.10 (+0.00%)
OP Bancorp (OP3) Ratios
0 Followers
OP Bancorp Ratios
DE:OP3's free cash flow for Q3 2026 was $25.17M. For the 2026 fiscal year, DE:OP3's free cash flow was decreased by $-221.00K and operating cash flow was $25.39M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.91 | 0.07 | 0.16 | 0.16 | 0.18 |
| Quick Ratio | 1.91 | 0.07 | 0.16 | 0.16 | 0.18 |
| Cash Ratio | 38.84 | 0.07 | 0.05 | 0.04 | 0.08 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 2.34 | 0.02 | 0.04 | 0.04 | -0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -2.40B | $ -2.02B | $ -1.66B | $ -1.62B | $ -1.29B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.04 | 0.05 | 0.00 | 0.01 |
| Debt-to-Equity Ratio | 0.54 | 0.50 | 0.59 | 0.06 | 0.06 |
| Debt-to-Capital Ratio | 0.35 | 0.33 | 0.37 | 0.05 | 0.06 |
| Long-Term Debt-to-Capital Ratio | 0.33 | 0.32 | 0.35 | 0.00 | 0.00 |
| Financial Leverage Ratio | 11.63 | 11.54 | 11.15 | 11.84 | 10.45 |
| Debt Service Coverage Ratio | 0.46 | 0.31 | 0.48 | 3.07 | 9.63 |
| Interest Coverage Ratio | 0.49 | 0.40 | 0.63 | 4.13 | 12.98 |
| Debt to Market Cap | 0.53 | 0.40 | 0.63 | 0.00 | 0.00 |
| Interest Debt Per Share | 13.04 | 11.76 | 11.04 | 1.42 | 0.89 |
| Net Debt to EBITDA | -7.33 | -1.06 | 0.66 | -1.51 | -2.51 |
| Profitability Margins | |||||
| Gross Profit Margin | 54.66% | 51.46% | 59.79% | 86.51% | 95.44% |
| EBIT Margin | 21.20% | 18.88% | 24.65% | 44.15% | 50.71% |
| EBITDA Margin | 25.56% | 19.76% | 25.64% | 45.44% | 52.35% |
| Operating Profit Margin | 21.20% | 18.88% | 24.65% | 44.15% | 50.71% |
| Pretax Profit Margin | 21.20% | 18.88% | 24.65% | 44.15% | 50.71% |
| Net Profit Margin | 15.39% | 13.68% | 17.61% | 31.47% | 35.97% |
| Continuous Operations Profit Margin | 15.39% | 13.68% | 17.61% | 31.47% | 35.97% |
| Net Income Per EBT | 72.62% | 72.45% | 71.42% | 71.29% | 70.94% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.97% | 0.89% | 1.11% | 1.59% | 1.67% |
| Return on Equity (ROE) | 11.26% | 10.28% | 12.42% | 18.83% | 17.46% |
| Return on Capital Employed (ROCE) | 1.34% | 9.01% | 10.22% | 22.69% | 21.17% |
| Return on Invested Capital (ROIC) | 0.97% | 6.53% | 7.30% | 16.17% | 15.02% |
| Return on Tangible Assets | 0.97% | 0.89% | 1.12% | 1.60% | 1.68% |
| Earnings Yield | 12.22% | 8.96% | 14.42% | 19.67% | 14.98% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.90 | 16.77 | 16.45 | 14.74 | 17.51 |
| Payables Turnover | 5.18 | 4.65 | 4.33 | 5.15 | 6.55 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 11.46 | 11.98 | 9.88 | 7.84 | 6.05 |
| Asset Turnover | 0.06 | 0.07 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.18 | -0.09 | -0.09 | -0.07 | -0.07 |
| Cash Conversion Cycle | -47.55 | -56.66 | -62.18 | -46.08 | -34.89 |
| Days of Sales Outstanding | 22.96 | 21.77 | 22.19 | 24.76 | 20.85 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 70.50 | 78.43 | 84.37 | 70.84 | 55.74 |
| Operating Cycle | 22.96 | 21.77 | 22.19 | 24.76 | 20.85 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.76 | 2.11 | 4.48 | 5.52 | -1.87 |
| Free Cash Flow Per Share | 1.57 | 2.00 | 4.33 | 5.43 | -1.95 |
| Dividend Paid and CapEx Coverage Ratio | 2.63 | 3.60 | 7.18 | 10.35 | -4.52 |
| Capital Expenditure Coverage Ratio | 9.34 | 20.07 | 31.06 | 59.30 | -25.14 |
| Operating Cash Flow Coverage Ratio | 0.21 | 0.30 | 0.59 | 8.20 | -2.74 |
| Operating Cash Flow to Sales Ratio | 0.16 | 0.20 | 0.50 | 0.79 | -0.35 |
| Free Cash Flow Yield | 11.12% | 12.67% | 39.58% | 48.62% | -15.27% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.21 | 11.37 | 6.94 | 5.08 | 6.68 |
| Price-to-Sales (P/S) Ratio | 1.26 | 1.53 | 1.22 | 1.60 | 2.40 |
| Price-to-Book (P/B) Ratio | 0.92 | 1.15 | 0.86 | 0.96 | 1.17 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.99 | 7.89 | 2.53 | 2.06 | -6.55 |
| Price-to-Operating Cash Flow Ratio | 8.03 | 7.50 | 2.45 | 2.02 | -6.81 |
| Price-to-Earnings Growth (PEG) Ratio | 0.35 | -1.10 | -0.25 | 0.37 | 0.05 |
| Enterprise Value Multiple | -2.40 | 6.67 | 5.42 | 2.01 | 2.08 |
| Enterprise Value | -102.07M | 202.94M | 188.92M | 96.55M | 87.37M |
| EV to EBITDA | -2.40 | 6.67 | 5.42 | 2.01 | 2.08 |
| EV to Sales | -0.61 | 1.32 | 1.39 | 0.91 | 1.09 |
| EV to Free Cash Flow | -4.37 | 6.81 | 2.88 | 1.17 | -2.97 |
| EV to Operating Cash Flow | -3.90 | 6.47 | 2.78 | 1.15 | -3.09 |
| Tangible Book Value Per Share | 15.32 | 13.06 | 11.94 | 10.82 | 10.11 |
| Shareholders’ Equity Per Share | 15.32 | 13.78 | 12.71 | 11.66 | 10.95 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.28 | 0.29 | 0.29 | 0.29 |
| Revenue Per Share | 11.21 | 10.36 | 8.97 | 6.98 | 5.31 |
| Net Income Per Share | 1.73 | 1.42 | 1.58 | 2.20 | 1.91 |
| Tax Burden | 0.73 | 0.72 | 0.71 | 0.71 | 0.71 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.01 | 0.22 | 0.23 | 0.27 | 0.28 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.02 | 1.49 | 2.84 | 2.51 | -0.98 |
Currency in USD
