OP3 Stock Chart & Stats
€12.60
€0.00(0.00%)
At close: 4:00 PM EDT
€12.60
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€10.40 - €13.90
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€198.44M
Enterprise Value€311.66
Total Cash (Recent Filing)€224.32M
Total Debt (Recent Filing)€109.49M
Price to Earnings (P/E)7.9
Beta0.52
Next Earnings
Oct 22, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.95
Shares Outstanding14,932,615
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)0.92
Price to Sales (P/S)1.26
P/FCF Ratio8.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€15.28Price Target Upside21.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.76
Revenue Forecast (FY)€91.13M
Bulls Say, Bears Say
Bulls Say
Improved Profitability And MarginsSustained TTM margins (net ~16.9%, EBIT ~23.4%) indicate durable operating leverage and pricing power in core banking activities. Higher margins support internally funded growth, dividend ability, and resilience to modest revenue shocks over the next 2–6 months.
Strengthening Capital And Manageable LeverageImproving debt-to-equity and a rising equity base signal a stronger capital cushion and greater lending capacity. This structural improvement reduces solvency risk, supports regulatory ratios, and gives management flexibility for dividends or measured loan growth.
Solid Free Cash Flow GenerationMaterial free cash flow and strong recent growth indicate the business is converting earnings to cash, enabling dividend payouts and reinvestment without relying heavily on capital markets. Durable cash conversion supports balance sheet flexibility.
Bears Say
Historic Cash-flow InconsistencyVolatile cash conversion raises uncertainty about the persistence of recent FCF gains. If cash flow reverts or weakens, the bank could face constraints on dividends, loan growth or loss-absorbing capacity, making capital planning more challenging.
Higher Leverage Vs Earlier-cycle LowsAlthough leverage has improved, the elevated profile vs prior cycle lows increases sensitivity to credit stress and interest-rate moves. A less conservative balance sheet reduces margin for error during economic slowdowns or localized CRE stress.
Margin Normalization And NIM PressurePost-peak margin normalization and recent NIM compression signal structural pressure on net interest income. If rate or funding dynamics persist, revenue growth and margins may be constrained, limiting sustainable earnings expansion.
OP Bancorp News
OP3 FAQ
What was OP Bancorp’s price range in the past 12 months?
OP Bancorp lowest stock price was €10.40 and its highest was €13.90 in the past 12 months.
What is OP Bancorp’s market cap?
OP Bancorp’s market cap is €198.44M.
When is OP Bancorp’s upcoming earnings report date?
OP Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 44 days.
How were OP Bancorp’s earnings last quarter?
OP Bancorp released its earnings results on Jul 23, 2026. The company reported €0.455 earnings per share for the quarter, beating the consensus estimate of €0.382 by €0.073.
Is OP Bancorp overvalued?
According to Wall Street analysts OP Bancorp’s price is currently Undervalued.
Does OP Bancorp pay dividends?
OP Bancorp does not currently pay dividends.
What is OP Bancorp’s EPS estimate?
OP Bancorp’s EPS estimate is 0.43.
How many shares outstanding does OP Bancorp have?
OP Bancorp has 14,932,615 shares outstanding.
What happened to OP Bancorp’s price movement after its last earnings report?
OP Bancorp reported an EPS of €0.455 in its last earnings report, beating expectations of €0.382. Following the earnings report the stock price went up 0.793%.
Which hedge fund is a major shareholder of OP Bancorp?
Currently, no hedge funds are holding shares in DE:OP3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OP Bancorp Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€15.28 (21.31% Upside)
€15.28 (21.31% Upside)
Blogger Sentiment
Bullish
DE:OP3 Sentiment 100%
Sector Average 58%
Sector Average 58%
Insider Transactions
Sold Shares
Worth €266.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.97%
12-Months-Change
Fundamentals
Return on Equity
3.38%
Trailing 12-Months
Asset Growth
7.05%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
OP3 Stock 12 Month Forecast
Average Price Target
€15.28
▲(21.31% Upside)
Technical Analysis
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