Oma Savings Bank Plc (OM0) Ratios
Oma Savings Bank Plc Ratios
DE:OM0's free cash flow for Q2 2026 was $50.67M. For the 2026 fiscal year, DE:OM0's free cash flow was decreased by $-4.47M and operating cash flow was $55.14M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.27 | 0.10 | 0.19 | 0.13 | 0.07 |
| Quick Ratio | 0.27 | 0.10 | 0.19 | 0.13 | 0.07 |
| Cash Ratio | 0.26 | 0.10 | 0.17 | 0.12 | 0.07 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.05 | -0.15 | -0.04 | -0.16 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -5.80B | $ -6.70B | $ -6.36B | $ -5.15B | $ -4.76B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.37 | 0.36 | 0.40 | 0.36 | 0.33 |
| Debt-to-Equity Ratio | 4.48 | 4.84 | 5.61 | 5.82 | 4.44 |
| Debt-to-Capital Ratio | 0.82 | 0.83 | 0.85 | 0.85 | 0.82 |
| Long-Term Debt-to-Capital Ratio | 0.82 | 0.83 | 0.85 | 0.85 | 0.82 |
| Financial Leverage Ratio | 12.08 | 13.38 | 14.13 | 16.28 | 13.41 |
| Debt Service Coverage Ratio | 0.52 | 0.50 | 0.94 | 3.72 | 16.02 |
| Interest Coverage Ratio | 0.51 | 0.55 | 1.10 | 4.09 | 17.42 |
| Debt to Market Cap | 6.85 | 7.94 | 4.53 | 3.81 | 3.49 |
| Interest Debt Per Share | 86.50 | 88.26 | 100.19 | 71.44 | 59.90 |
| Net Debt to EBITDA | 28.89 | 28.65 | 16.06 | 22.44 | 16.89 |
| Profitability Margins | |||||
| Gross Profit Margin | 69.59% | 66.45% | 66.33% | 89.50% | 96.87% |
| EBIT Margin | 16.08% | 18.33% | 37.05% | 42.89% | 54.54% |
| EBITDA Margin | 18.79% | 20.51% | 39.32% | 47.59% | 61.29% |
| Operating Profit Margin | 15.46% | 18.33% | 37.05% | 42.89% | 54.54% |
| Pretax Profit Margin | 16.08% | 18.33% | 37.05% | 42.89% | 54.54% |
| Net Profit Margin | 12.39% | 14.64% | 29.53% | 34.32% | 43.33% |
| Continuous Operations Profit Margin | 13.02% | 14.64% | 29.53% | 34.31% | 43.39% |
| Net Income Per EBT | 77.06% | 79.83% | 79.72% | 80.00% | 79.45% |
| EBT Per EBIT | 104.03% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.53% | 0.77% | 1.44% | 0.93% | 1.23% |
| Return on Equity (ROE) | 6.38% | 10.34% | 20.34% | 15.17% | 16.51% |
| Return on Capital Employed (ROCE) | 1.40% | 2.08% | 3.69% | 2.54% | 3.46% |
| Return on Invested Capital (ROIC) | 1.13% | 1.66% | 2.94% | 2.03% | 2.75% |
| Return on Tangible Assets | 0.53% | 0.78% | 1.44% | 0.93% | 1.23% |
| Earnings Yield | 9.75% | 16.96% | 16.42% | 9.92% | 12.99% |
| Efficiency Ratios | |||||
| Receivables Turnover | 35.56 | 12.20 | 6.37 | 6.34 | 9.97 |
| Payables Turnover | 0.00 | 3.18 | 3.63 | 1.71 | 0.73 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 8.03 | 10.71 | 10.77 | 5.60 | 5.48 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.10 | -0.12 | -0.13 | -0.06 | -0.06 |
| Cash Conversion Cycle | 10.26 | -84.86 | -43.26 | -155.62 | -466.24 |
| Days of Sales Outstanding | 10.26 | 29.92 | 57.32 | 57.62 | 36.62 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 114.78 | 100.58 | 213.24 | 502.86 |
| Operating Cycle | 10.26 | 29.92 | 57.32 | 57.62 | 36.62 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.29 | 5.96 | -18.32 | -4.17 | -15.78 |
| Free Cash Flow Per Share | 1.74 | 5.72 | -18.53 | -4.29 | -15.98 |
| Dividend Paid and CapEx Coverage Ratio | 2.52 | 4.78 | -29.14 | -6.74 | -25.16 |
| Capital Expenditure Coverage Ratio | 4.17 | 24.25 | -88.10 | -35.22 | -78.61 |
| Operating Cash Flow Coverage Ratio | 0.03 | 0.07 | -0.19 | -0.06 | -0.26 |
| Operating Cash Flow to Sales Ratio | 0.24 | 0.49 | -1.55 | -0.78 | -3.08 |
| Free Cash Flow Yield | 14.30% | 53.93% | -87.18% | -23.05% | -93.44% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.25 | 5.89 | 6.09 | 10.08 | 7.70 |
| Price-to-Sales (P/S) Ratio | 1.27 | 0.86 | 1.80 | 3.46 | 3.33 |
| Price-to-Book (P/B) Ratio | 0.65 | 0.61 | 1.24 | 1.53 | 1.27 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.99 | 1.85 | -1.15 | -4.34 | -1.07 |
| Price-to-Operating Cash Flow Ratio | 5.32 | 1.78 | -1.16 | -4.46 | -1.08 |
| Price-to-Earnings Growth (PEG) Ratio | -0.30 | -0.12 | 0.07 | -0.60 | 0.07 |
| Enterprise Value Multiple | 35.65 | 32.86 | 20.63 | 29.71 | 22.33 |
| Enterprise Value | 2.13B | 2.74B | 3.02B | 2.28B | 2.09B |
| EV to EBITDA | 35.65 | 32.86 | 20.63 | 29.71 | 22.33 |
| EV to Sales | 6.70 | 6.74 | 8.11 | 14.14 | 13.69 |
| EV to Free Cash Flow | 36.86 | 14.48 | -5.17 | -17.73 | -4.39 |
| EV to Operating Cash Flow | 28.03 | 13.89 | -5.23 | -18.23 | -4.45 |
| Tangible Book Value Per Share | 17.31 | 16.44 | 16.72 | 11.88 | 13.14 |
| Shareholders’ Equity Per Share | 18.65 | 17.40 | 17.15 | 12.17 | 13.46 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.20 | 0.20 | 0.20 | 0.20 |
| Revenue Per Share | 9.60 | 12.28 | 11.81 | 5.38 | 5.13 |
| Net Income Per Share | 1.19 | 1.80 | 3.49 | 1.85 | 2.22 |
| Tax Burden | 0.77 | 0.80 | 0.80 | 0.80 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.06 | 0.04 | 0.03 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.93 | 3.32 | -5.25 | -2.26 | -7.09 |
Currency in EUR
