NIJ Stock Chart & Stats
€115.00
€0.00(0.00%)
At close: 4:00 PM EDT
€115.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€103.00 - €122.00
Previous CloseN/A
Volume0.00
Average Volume (3M)1.00
Market Cap
€3.88B
Enterprise Value€10.75K
Total Cash (Recent Filing)€1.56B
Total Debt (Recent Filing)€7.04B
Price to Earnings (P/E)15.2
Beta0.48
Next Earnings
Nov 09, 2026EPS Estimate
1.6Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.33
Shares Outstanding25,162,764
10 Day Avg. Volume0
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)1.31
Price to Sales (P/S)2.13
P/FCF Ratio12.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€112.39Price Target Upside-2.27% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)7.08
Revenue Forecast (FY)€1.46B
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsNelnet's strong TTM net (≈17.5%) and EBIT (≈28.1%) margins indicate durable earnings power across its businesses. High operating profitability provides a structural cushion against revenue variability, funds reinvestment and shareholder return, and underpins long-term cash generation.
Free Cash Flow ConversionConsistently high free cash flow conversion (TTM ≈0.92x net income) means reported earnings largely convert to cash. That persistent cash generation supports debt repayment, strategic investment, dividends, and reduces reliance on external funding across economic cycles.
Diversified Business ModelNelnet's mix of fee-based servicing, education software/services and loan asset management spreads revenue sources. Structural diversification lowers concentration risk, smooths cashflows over time, and helps sustain margins if one segment faces cyclical pressure.
Bears Say
TTM Revenue DeclineA ~-19.1% TTM revenue drop after 2025 strength signals top-line instability. Persistent revenue weakness could erode scale in servicing, reduce fee and software income, and place sustained pressure on growth and reinvestment capacity if not reversed.
Inconsistent Leverage ReportingThe abrupt TTM report of zero total debt versus prior meaningful leverage creates uncertainty about the balance-sheet base. Lack of clarity on sustainable leverage hampers long-term planning, creditor confidence, and assessment of financial flexibility.
Volatile Free Cash Flow GrowthDespite high conversion rates, free cash flow growth has been uneven with negative years. Such volatility complicates dependable capital allocation, dividend predictability and consistent deleveraging, reducing the reliability of cash for strategic initiatives.
NIJ FAQ
What was Nelnet Inc’s price range in the past 12 months?
Nelnet Inc lowest stock price was €103.00 and its highest was €122.00 in the past 12 months.
What is Nelnet Inc’s market cap?
Nelnet Inc’s market cap is €3.88B.
When is Nelnet Inc’s upcoming earnings report date?
Nelnet Inc’s upcoming earnings report date is Nov 09, 2026 which is in 79 days.
How were Nelnet Inc’s earnings last quarter?
Nelnet Inc released its earnings results on Aug 06, 2026. The company reported €1.532 earnings per share for the quarter, missing the consensus estimate of €1.84 by -€0.308.
Is Nelnet Inc overvalued?
According to Wall Street analysts Nelnet Inc’s price is currently Overvalued.
Does Nelnet Inc pay dividends?
Nelnet Inc does not currently pay dividends.
What is Nelnet Inc’s EPS estimate?
Nelnet Inc’s EPS estimate is 1.6.
How many shares outstanding does Nelnet Inc have?
Nelnet Inc has 25,162,764 shares outstanding.
What happened to Nelnet Inc’s price movement after its last earnings report?
Nelnet Inc reported an EPS of €1.532 in its last earnings report, missing expectations of €1.84. Following the earnings report the stock price went down -0.855%.
Which hedge fund is a major shareholder of Nelnet Inc?
Currently, no hedge funds are holding shares in DE:NIJ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nelnet Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€112.39 (-2.27% Downside)
€112.39 (-2.27% Downside)
Blogger Sentiment
Bearish
DE:NIJ Sentiment 67%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.39%
12-Months-Change
Fundamentals
Return on Equity
1.04%
Trailing 12-Months
Asset Growth
4.11%
Trailing 12-Months
Company Description
Nelnet Inc
Nelnet, Inc. operates globally, encompassing a variety of businesses including loan management, telecommunications, educational technology, related services, and payment processing solutions. Its Loan Servicing and Systems division offers comprehensive support for loan operations. This includes converting and processing loan applications, managing borrower data, providing customer service, handling payments, executing due diligence, reconciling funds, and processing claims. The segment also develops specialized software for student loan servicing and delivers business process outsourcing, with a focus on contact center management through inbound calls, outreach campaigns, sales, and multi-channel customer engagement. The Education Technology, Services, and Payment Processing segment provides an extensive array of solutions. These span financial management services, school information system software, website design, and cost-effective admissions software. It also operates FACTS Giving, a dedicated donation platform, alongside tailored professional development, coaching, and educational instruction services, as well as technological tools for teacher and student assessments. This segment facilitates tuition payment plans and offers end-to-end technology and services for student billing, payments, and refunds. Furthermore, it supports on-campus payment options (in-person, online, mobile) and general payment processing via credit card and electronic transfers. Additional offerings include services and technologies for faith community engagement, giving management, and learning management. A core offering is an integrated commerce payment platform, combined with financial management and tuition payment plan services, alongside a robust K-12 school management platform that handles administrative, informational, financial, and communication functions. The Communications unit supplies fiber optic services for internet, television, and telephone to both residential and business clients. Through its Asset Generation and Management segment, Nelnet is engaged in the acquisition, oversight, and ownership of various loan assets. Finally, the Nelnet Bank segment manages and operates internet-based industrial banks. Nelnet, Inc. was established in 1978 and is headquartered in Lincoln, Nebraska.
NIJ Stock 12 Month Forecast
Average Price Target
€112.39
▼(-2.27% Downside)










