Gruppo Mutuionline SpA (MNL) Stock Price & Analysis
MNL Stock Chart & Stats
- Day’s Range
- EUR 34.40 - EUR 34.40
- 52-Week Range
- EUR 28.95 - EUR 47.05
- Previous Close
- EUR 33.60
- Volume
- N/A
- Average Volume (3M)
- 3
- Market Cap
- EUR 1.30B
- Enterprise Value
- EUR 1.63B
- Total Cash (Recent Filing)
- EUR 174.23M
- Total Debt (Recent Filing)
- EUR 540.66M
- Price to Earnings (P/E)
- 30.0
- Beta
- 0.40
- Next Earnings
- Nov 12, 2026 (Est.)
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 0.44%
Bulls Say, Bears Say
Bulls Say
Strong Revenue Growth
Strong revenue growth across recent years indicates sustained demand for MOL’s platforms and services. Continued top-line expansion can increase operating scale, deepen relationships with financial institutions, and provide a durable base for reinvestment in distribution and technology.
Robust Cash Generation
Consistently high recent free cash flow demonstrates that MOL converts its operations into meaningful cash, supporting investment, debt servicing, and shareholder returns. Cash flow close to reported earnings also provides greater financial resilience than growth dependent solely on accounting profits.
Diversified Revenue Model
Combining consumer intermediation with B2B outsourcing and technology services diversifies MOL’s revenue sources across transaction commissions and service fees. The institutional-services component can add recurring demand, while the platform model benefits from partner and ecosystem effects.
Bears Say
Higher Leverage
The sharp increase in debt relative to equity reduces balance-sheet flexibility and raises financial risk. Greater leverage can absorb more operating cash through debt service, constrain investment choices, and make MOL less resilient if business conditions or profitability weaken.
Profitability Compression
The substantial decline in gross and net margins shows weaker conversion of revenue into earnings despite strong growth. If this compression persists, MOL may have less capacity to fund expansion internally, generate returns on capital, and absorb higher financing costs.
Cash Flow Volatility
Although recent free cash flow is strong, the history of negative cash flow and modest coverage indicates that cash generation has not been uniformly dependable. This creates added uncertainty around the company’s ability to offset balance-sheet demands through internally generated funds.
Gruppo Mutuionline SpA News
MNL FAQ
What was Gruppo Mutuionline SpA’s price range in the past 12 months?
What is Gruppo Mutuionline SpA’s market cap?
When is Gruppo Mutuionline SpA’s upcoming earnings report date?
How were Gruppo Mutuionline SpA’s earnings last quarter?
Is Gruppo Mutuionline SpA overvalued?
Does Gruppo Mutuionline SpA pay dividends?
What is Gruppo Mutuionline SpA’s EPS estimate?
How many shares outstanding does Gruppo Mutuionline SpA have?
What happened to Gruppo Mutuionline SpA’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Gruppo Mutuionline SpA?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Gruppo Mutuionline SpA
Moltiply Group S.p.A., originally established in Milan, Italy, in 2000 under the name Gruppo MutuiOnline S.p.A. until its May 2024 rebranding, specializes in digital comparison services and business-to-business support. The company's operations encompass operating various online comparison platforms and delivering outsourcing solutions for credit application processes, as well as managing assets and insurance claims within Italy. The group maintains a robust portfolio of online resources dedicated to financial product comparisons. These include mutuionline.it, a mortgage brokerage platform facilitating home loans, remortgages, and associated insurance; prestitionline.it, which provides personal loans and online financing options; and Money360, a credit broker offering services for property purchase mortgages, remortgages, personal and employee loans, and credit insurance. Beyond finance-specific offerings, Moltiply Group oversees a range of broader comparison platforms. For instance, segugio.it allows users to compare insurance products, mortgages, various loans, bank accounts, and utility services such as internet, gas, and electricity. Similarly, rastreator.com, lelynx.fr, and rastreator.mx serve diverse markets for comparing different types of insurance (e.g., motor, health, home), financial products, telephony, and utilities. Cercassicurazioni.it further specializes in insurance for vehicles including cars, motorcycles, trucks, and mopeds. Additional comparison tools include sostariffe.it, which helps users find the best deals on home internet, gas/electricity tariffs, pay TV, bank accounts, and mobile services. Fondionline.it is dedicated to comparing investment funds, SICAVs, and pension funds, while confrontaconti.it focuses on deposit and current accounts. The company also runs trovaprezzi.it, a platform for general price comparison, and operates online directories like notai.it for finding notaries and trovabanche.it for locating bank branches and agencies.
- Sector
- General
- Industry
- Financial - Credit Services
- CEO
- Alessandro Carlo Alvaro Fracassi
- Employees
- 3,722
- Website
- www.moltiplygroup.com
- Address
- Via Desenzano 2, Milan, MI, 20146, IT
Gruppo Mutuionline SpA (MNL) Earnings & Revenues
MNL Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 4 | 4 |
| Technical Analysis | 3 | 4 | 2 |
| Moving Averages | 10 | 0 | 2 |
