Medallion Financial (MD5) Ratios
Medallion Financial Ratios
DE:MD5's free cash flow for Q2 2026 was $17.48M. For the 2026 fiscal year, DE:MD5's free cash flow was increased by $0.00 and operating cash flow was $17.48M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 27.10 | 0.05 | 0.06 | 0.06 | 0.09 |
| Quick Ratio | 27.10 | 0.05 | 0.06 | 0.06 | 0.09 |
| Cash Ratio | 2.01 | 0.05 | 0.03 | 0.02 | 0.05 |
| Solvency Ratio | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 |
| Operating Cash Flow Ratio | 1.26 | 0.05 | 0.06 | 0.07 | 0.06 |
| Short-Term Operating Cash Flow Coverage | 1.33 | 2.36 | 14.22 | 21.75 | 0.00 |
| Net Current Asset Value | $ 270.65M | $ -2.31B | $ -2.05B | $ -1.79B | $ -1.40B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.10 | 0.10 | 0.10 | 0.12 |
| Debt-to-Equity Ratio | 0.77 | 0.78 | 0.74 | 0.76 | 0.81 |
| Debt-to-Capital Ratio | 0.44 | 0.44 | 0.42 | 0.43 | 0.45 |
| Long-Term Debt-to-Capital Ratio | 0.35 | 0.39 | 0.41 | 0.42 | 0.43 |
| Financial Leverage Ratio | 7.23 | 7.75 | 7.54 | 7.49 | 6.53 |
| Debt Service Coverage Ratio | 0.84 | 0.35 | 0.94 | 1.34 | 2.06 |
| Interest Coverage Ratio | 1.81 | 0.71 | 1.37 | 1.88 | 2.63 |
| Debt to Market Cap | 1.33 | 1.33 | 1.10 | 1.30 | 1.54 |
| Interest Debt Per Share | 18.21 | 16.71 | 14.04 | 11.28 | 10.67 |
| Net Debt to EBITDA | 0.61 | 2.75 | 2.20 | 2.69 | 1.92 |
| Profitability Margins | |||||
| Gross Profit Margin | 96.75% | 43.57% | 60.41% | 66.62% | 80.04% |
| EBIT Margin | 50.47% | 21.57% | 33.80% | 34.19% | 45.69% |
| EBITDA Margin | 52.82% | 23.70% | 35.86% | 36.83% | 49.32% |
| Operating Profit Margin | 50.47% | 21.57% | 33.80% | 34.19% | 45.69% |
| Pretax Profit Margin | 22.61% | 21.57% | 33.80% | 34.19% | 45.69% |
| Net Profit Margin | 12.18% | 12.30% | 21.64% | 22.09% | 30.19% |
| Continuous Operations Profit Margin | 15.66% | 14.37% | 24.02% | 25.14% | 32.17% |
| Net Income Per EBT | 53.88% | 57.01% | 64.02% | 64.61% | 66.09% |
| EBT Per EBIT | 44.80% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.46% | 1.25% | 2.13% | 1.94% | 2.89% |
| Return on Equity (ROE) | 10.53% | 9.69% | 16.06% | 14.53% | 18.85% |
| Return on Capital Employed (ROCE) | 6.25% | 9.03% | 12.74% | 10.94% | 13.58% |
| Return on Invested Capital (ROIC) | 4.27% | 5.60% | 8.91% | 7.95% | 9.53% |
| Return on Tangible Assets | 1.54% | 1.33% | 2.28% | 2.10% | 3.19% |
| Earnings Yield | 18.37% | 16.95% | 24.84% | 26.04% | 37.92% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.14 | 16.73 | 17.91 | 13.49 | 15.65 |
| Payables Turnover | 0.00 | 5.49 | 2.87 | 2.59 | 2.11 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 29.79 | 21.21 | 18.08 | 15.07 | 15.24 |
| Asset Turnover | 0.12 | 0.10 | 0.10 | 0.09 | 0.10 |
| Working Capital Turnover Ratio | 1.25 | -0.15 | -0.15 | -0.15 | -0.16 |
| Cash Conversion Cycle | 2537.57 | -44.66 | -106.87 | -113.80 | -149.29 |
| Days of Sales Outstanding | 2537.57 | 21.82 | 20.38 | 27.05 | 23.33 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 66.49 | 127.25 | 140.86 | 172.62 |
| Operating Cycle | 2537.57 | 21.82 | 20.38 | 27.05 | 23.33 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.54 | 5.12 | 5.05 | 4.61 | 3.20 |
| Free Cash Flow Per Share | 5.54 | 5.12 | 5.05 | 4.61 | 3.20 |
| Dividend Paid and CapEx Coverage Ratio | 11.51 | 12.30 | 14.77 | 14.42 | 0.00 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.40 | 0.40 | 0.45 | 0.47 | 0.34 |
| Operating Cash Flow to Sales Ratio | 0.36 | 0.40 | 0.45 | 0.55 | 0.44 |
| Free Cash Flow Yield | 53.89% | 54.56% | 51.31% | 64.58% | 55.18% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.44 | 5.91 | 4.03 | 3.84 | 2.64 |
| Price-to-Sales (P/S) Ratio | 0.66 | 0.73 | 0.87 | 0.85 | 0.80 |
| Price-to-Book (P/B) Ratio | 0.57 | 0.57 | 0.65 | 0.56 | 0.50 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 1.86 | 1.83 | 1.95 | 1.55 | 1.81 |
| Price-to-Operating Cash Flow Ratio | 1.86 | 1.83 | 1.95 | 1.55 | 1.81 |
| Price-to-Earnings Growth (PEG) Ratio | 0.29 | -0.17 | 0.13 | -0.25 | -0.01 |
| Enterprise Value Multiple | 1.87 | 5.81 | 4.63 | 5.00 | 3.53 |
| Enterprise Value | 349.06M | 402.06M | 422.20M | 365.14M | 312.42M |
| EV to EBITDA | 1.87 | 5.81 | 4.63 | 5.00 | 3.53 |
| EV to Sales | 0.99 | 1.38 | 1.66 | 1.84 | 1.74 |
| EV to Free Cash Flow | 2.76 | 3.48 | 3.71 | 3.36 | 3.97 |
| EV to Operating Cash Flow | 2.76 | 3.48 | 3.71 | 3.36 | 3.97 |
| Tangible Book Value Per Share | 14.91 | 11.93 | 10.68 | 8.38 | 7.38 |
| Shareholders’ Equity Per Share | 17.94 | 16.42 | 15.24 | 12.79 | 11.67 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.31 | 0.33 | 0.29 | 0.26 | 0.30 |
| Revenue Per Share | 15.51 | 12.94 | 11.31 | 8.41 | 7.28 |
| Net Income Per Share | 1.89 | 1.59 | 2.45 | 1.86 | 2.20 |
| Tax Burden | 0.54 | 0.57 | 0.64 | 0.65 | 0.66 |
| Interest Burden | 0.45 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.01 | 0.14 | 0.16 | 0.17 | 0.19 |
| Stock-Based Compensation to Revenue | 0.02 | 0.02 | 0.00 | 0.02 | 0.00 |
| Income Quality | 2.28 | 2.76 | 2.07 | 2.18 | 1.45 |
Currency in USD