Lloyd Fonds Aktiengesellschaft AI Stock Analysis
Want to see DE:LQAG full AI Analyst Report?
Lloyd Fonds Aktiengesellschaft (LQAG) AI Stock Analysis
Lloyd Fonds Aktiengesellschaft
(XETRA:LQAG)
Lloyd Fonds scores poorly overall, driven primarily by weak financials: four straight years of losses culminating in a -€19.7M net loss, rapid equity erosion from €72.1M to €53.0M, rising leverage (debt-to-equity 0.79) and persistently negative operating and free cash flow. Revenue growth of 16.3% and improving gross margins show some operational progress but have not translated into profit or cash generation. Valuation adds little support, with a negative P/E and no dividend. The main offset is technical: the shares trade above all key moving averages with constructive momentum and low beta, though the elevated stochastic reading suggests the recent advance may be near-term stretched. Overall, the stock remains a high-risk, turnaround-dependent situation.
Lloyd Fonds Aktiengesellschaft (LQAG) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 107.32M
- Dividend Yield
- ―
- Average Volume (3M)
- 6,659
- Price to Earnings (P/E)
- -4.4
- Beta (1Y)
- 0.22
- Revenue Growth
- 48.10%
- EPS Growth
- -139.91%
- Country
- Germany
- Employees
- 186
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Asset Management
Lloyd Fonds Aktiengesellschaft Business Overview & Revenue Model
Company Description
Laiqon AG, operating through its subsidiaries, specializes in crafting, structuring, launching, and distributing various investment products for both private and institutional investors, primarily in Germany. Beyond its core investment offerings, the...
Lloyd Fonds Aktiengesellschaft Financial Statement Overview
Summary
Fundamentals are weak across all three statements. The income statement (score 15) shows four consecutive loss-making years, with net loss widening to -€19.7M in 2025 and EBIT margins deeply negative despite 16.3% revenue growth to €35.4M. The balance sheet (score 35) is deteriorating: equity fell from €72.1M to €53.0M in one year, total debt climbed to €41.8M, lifting debt-to-equity to 0.79, and ROE sits at -37.2%; a positive equity cushion and total assets of €144.7M provide only partial offset. Cash flow (score 18) is chronically negative, with operating cash flow at -€4.2M and free cash flow at -€7.1M in 2025, pointing to possible future capital needs.
Income Statement
15Very NegativeBalance Sheet
35NegativeCash Flow
18Very Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 45.58M | 35.37M | 31.00M | 30.75M | 21.57M | 26.12M |
| Gross Profit | 16.96M | 13.21M | 8.65M | 6.84M | 2.61M | 13.40M |
| EBITDA | -2.02M | -2.24M | -1.96M | -8.26M | -12.19M | 3.40M |
| Net Income | -21.61M | -19.73M | -7.63M | -12.32M | -10.16M | 5.15M |
Balance Sheet | ||||||
| Total Assets | 147.47M | 144.68M | 134.85M | 144.63M | 139.84M | 116.96M |
| Cash, Cash Equivalents and Short-Term Investments | 10.64M | 5.43M | 14.23M | 7.98M | 11.24M | 26.24M |
| Total Debt | 41.80M | 41.76M | 33.84M | 38.35M | 18.84M | 17.85M |
| Total Liabilities | 75.82M | 83.20M | 53.84M | 89.95M | 67.75M | 68.60M |
| Stockholders Equity | 63.06M | 53.01M | 72.13M | 55.55M | 66.62M | 43.26M |
Cash Flow | ||||||
| Free Cash Flow | -4.42M | -7.06M | -5.49M | -12.12M | -3.98M | 18.75M |
| Operating Cash Flow | -1.57M | -4.21M | -3.31M | -10.73M | -2.77M | 19.96M |
| Investing Cash Flow | -10.33M | -11.09M | -2.61M | -1.31M | -8.47M | -1.12M |
| Financing Cash Flow | 17.07M | 6.94M | 12.44M | 8.81M | 5.28M | -9.04M |
Lloyd Fonds Aktiengesellschaft Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:LQAG, the sentiment is Negative. The current price of 4.40 is below the 20-day moving average (MA) of 4.41, below the 50-day MA of 4.50, and below the 200-day MA of 4.54, indicating a bearish trend. The MACD of -0.02 indicates Negative momentum. The RSI at 43.84 is Neutral, neither overbought nor oversold. The STOCH value of 12.22 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:LQAG.
Lloyd Fonds Aktiengesellschaft Peers Comparison
Overall Rating
DE:B7E61Neutral- DE:LQAG44Neutral
Financial Indicators
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:LQAG | Lloyd Fonds Aktiengesellschaft | 4.40 | 0.39 | 9.73% | |
| DE:EFF0 | Deutsche Effecten- und Wechsel-Beteiligungsgesellschaft AG | 1.94 | -1.22 | -38.61% | |
| DE:B7E | Blue Cap AG | 14.65 | -3.56 | -19.57% | |
| DE:IPOK | Heidelberger Beteiligungsholding AG | 108.00 | -1.00 | -0.92% | |
| DE:SVE | Shareholder Value Beteiligungen AG | 88.00 | 2.50 | 2.92% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 07, 2026