Kinsale Capital Group (KCH) Ratios
Kinsale Capital Group Ratios
DE:KCH's free cash flow for Q3 2026 was $261.81M. For the 2026 fiscal year, DE:KCH's free cash flow was decreased by $-2.30M and operating cash flow was $264.11M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.84 | 1.31 | 0.35 | 0.00 | 0.00 |
| Quick Ratio | 0.84 | 1.31 | 0.35 | 0.00 | 0.00 |
| Cash Ratio | 0.04 | 0.04 | 0.08 | 0.00 | 0.00 |
| Solvency Ratio | 0.12 | 0.12 | 0.12 | 0.08 | 0.12 |
| Operating Cash Flow Ratio | 0.27 | 0.30 | 0.58 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 20.47 | 88.75 | 0.00 | 0.00 | 9.53 |
| Net Current Asset Value | $ -809.13M | $ 809.37M | $ -2.17B | $ -2.00B | $ -1.33B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.04 | 0.05 | 0.07 | 0.04 |
| Debt-to-Equity Ratio | 0.11 | 0.12 | 0.17 | 0.26 | 0.12 |
| Debt-to-Capital Ratio | 0.10 | 0.11 | 0.14 | 0.21 | 0.11 |
| Long-Term Debt-to-Capital Ratio | 0.08 | 0.10 | 0.14 | 0.21 | 0.06 |
| Financial Leverage Ratio | 3.08 | 3.29 | 3.47 | 3.69 | 2.90 |
| Debt Service Coverage Ratio | 8.44 | 20.38 | 31.23 | 38.78 | 3.57 |
| Interest Coverage Ratio | 59.58 | 50.79 | 37.28 | 45.65 | 189.94 |
| Debt to Market Cap | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 |
| Interest Debt Per Share | 10.16 | 8.39 | 8.42 | 8.77 | 3.81 |
| Net Debt to EBITDA | 0.09 | 0.13 | 0.14 | 0.19 | -0.19 |
| Profitability Margins | |||||
| Gross Profit Margin | 52.47% | 42.86% | 41.69% | 34.23% | 39.16% |
| EBIT Margin | 34.42% | 33.06% | 32.20% | 23.83% | 29.04% |
| EBITDA Margin | 34.73% | 33.43% | 32.47% | 24.15% | 29.40% |
| Operating Profit Margin | 33.85% | 32.42% | 31.36% | 23.31% | 28.89% |
| Pretax Profit Margin | 33.85% | 32.42% | 31.36% | 23.31% | 28.89% |
| Net Profit Margin | 26.87% | 26.13% | 25.16% | 18.97% | 23.36% |
| Continuous Operations Profit Margin | 26.87% | 26.13% | 25.16% | 18.97% | 23.36% |
| Net Income Per EBT | 79.40% | 80.60% | 80.23% | 81.36% | 80.86% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 8.33% | 8.49% | 8.17% | 5.79% | 7.54% |
| Return on Equity (ROE) | 25.70% | 27.96% | 28.35% | 21.34% | 21.83% |
| Return on Capital Employed (ROCE) | 29.63% | 30.96% | 16.84% | 7.12% | 9.32% |
| Return on Invested Capital (ROIC) | 22.98% | 24.79% | 11.53% | 0.00% | 357.55% |
| Return on Tangible Assets | 8.51% | 8.69% | 8.17% | 5.80% | 7.55% |
| Earnings Yield | 5.56% | 3.85% | 3.99% | 2.67% | 2.83% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.41 | 3.14 | 3.13 | 2.57 | 3.37 |
| Payables Turnover | 8.85 | 9.15 | 7.72 | 8.70 | 10.10 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 20.95 | 19.14 | 19.31 | 15.69 | 13.26 |
| Asset Turnover | 0.31 | 0.32 | 0.32 | 0.31 | 0.32 |
| Working Capital Turnover Ratio | 10.41 | 1.75 | -2.51 | 0.00 | 0.00 |
| Cash Conversion Cycle | 65.84 | 76.29 | 69.28 | 100.01 | 72.21 |
| Days of Sales Outstanding | 107.10 | 116.17 | 116.57 | 141.95 | 108.35 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 41.26 | 39.88 | 47.29 | 41.94 | 36.14 |
| Operating Cycle | 107.10 | 116.17 | 116.57 | 141.95 | 108.35 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 45.11 | 42.17 | 37.31 | 24.45 | 17.94 |
| Free Cash Flow Per Share | 42.79 | 41.13 | 37.02 | 24.15 | 17.68 |
| Dividend Paid and CapEx Coverage Ratio | 15.02 | 25.77 | 43.96 | 29.63 | 25.53 |
| Capital Expenditure Coverage Ratio | 19.44 | 40.78 | 130.14 | 80.83 | 68.76 |
| Operating Cash Flow Coverage Ratio | 4.65 | 5.30 | 4.68 | 2.85 | 4.77 |
| Operating Cash Flow to Sales Ratio | 0.56 | 0.61 | 0.70 | 0.67 | 0.62 |
| Free Cash Flow Yield | 10.94% | 8.84% | 11.06% | 9.23% | 7.43% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 17.97 | 25.96 | 25.05 | 37.50 | 35.36 |
| Price-to-Sales (P/S) Ratio | 4.83 | 6.78 | 6.30 | 7.11 | 8.26 |
| Price-to-Book (P/B) Ratio | 4.62 | 7.26 | 7.10 | 8.00 | 7.72 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.14 | 11.31 | 9.05 | 10.83 | 13.46 |
| Price-to-Operating Cash Flow Ratio | 8.67 | 11.03 | 8.98 | 10.70 | 13.26 |
| Price-to-Earnings Growth (PEG) Ratio | 0.84 | 0.76 | 0.27 | 10.52 | 0.51 |
| Enterprise Value Multiple | 14.00 | 20.43 | 19.56 | 29.65 | 27.92 |
| Enterprise Value | 9.11B | 10.84B | 7.78B | 6.01B | 5.36B |
| EV to EBITDA | 14.00 | 20.43 | 19.56 | 29.65 | 27.92 |
| EV to Sales | 4.86 | 6.83 | 6.35 | 7.16 | 8.21 |
| EV to Free Cash Flow | 9.20 | 11.38 | 9.11 | 10.90 | 13.37 |
| EV to Operating Cash Flow | 8.73 | 11.10 | 9.04 | 10.77 | 13.18 |
| Tangible Book Value Per Share | 79.40 | 59.20 | 47.01 | 32.67 | 30.82 |
| Shareholders’ Equity Per Share | 84.68 | 64.08 | 47.16 | 32.67 | 30.82 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.19 | 0.20 | 0.19 | 0.19 |
| Revenue Per Share | 80.98 | 68.57 | 53.13 | 36.77 | 28.80 |
| Net Income Per Share | 21.76 | 17.92 | 13.37 | 6.97 | 6.73 |
| Tax Burden | 0.79 | 0.81 | 0.80 | 0.81 | 0.81 |
| Interest Burden | 0.98 | 0.98 | 0.97 | 0.98 | 0.99 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.07 | 2.35 | 2.79 | 3.51 | 2.67 |
Currency in USD