Grand City Properties SA (GYC) AI Stock Analysis

• Market Cap: €1.82B
• Dividend Yield: N/A
• Average Volume (3M): 109.31K
• Price to Earnings (P/E): 4.5
• Beta (1Y): 0.51
• Revenue Growth: 0.19%
• EPS Growth: N/A
• Country: DE
• Employees: 614
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.57
• Shares Outstanding: 176,187,900
• 10 Day Avg. Volume: 109,224
• 30 Day Avg. Volume: 109,305
• PEG Ratio: -0.06
• Price to Book (P/B): 0.41
• Price to Sales (P/S): 4.80
• P/FCF Ratio: 7.20
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €13.30
• Price Target Upside: 22.69% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 10
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: €12.00 ▲(10.70% Upside)

The overall stock score of 68 reflects strong financial performance and attractive valuation, offset by technical indicators suggesting limited momentum. The company's profitability and cash flow management are robust, but the negative revenue growth trend is a concern. The low P/E ratio indicates undervaluation, providing potential upside.

Positive Factors

Cash Flow Management

Positive free cash flow growth indicates effective cash generation and management, providing financial flexibility for future investments and debt management.

Profitability

High net profit margins demonstrate efficient operations and pricing power, contributing to sustained profitability and competitive advantage in the real estate market.

Balance Sheet Health

A stable balance sheet with a manageable debt level ensures financial stability and the ability to withstand economic fluctuations, supporting long-term growth.

Negative Factors

Declining Revenue Growth

Declining revenue growth suggests challenges in maintaining and expanding market share, which could impact future profitability and market position.

Revenue Growth Risk

A risk to future performance due to declining revenue growth could limit the company's ability to invest in new opportunities and maintain competitive positioning.

Revenue Trend Concerns

Sustained negative revenue trends may hinder the company's ability to achieve long-term growth objectives and affect its attractiveness to investors.

Grand City Properties SA Business Overview & Revenue Model

Company Description

Grand City Properties S.A. engages in the residential real estate business in Germany, the United Kingdom, and internationally. The company invests in, manages, and rents real estate properties in North Rhine-Westphalia and Berlin; metropolitan regions of Dresden, Leipzig, and Halle; and the cities in the north of Germany, Bremen, Hamburg, and Hannover, as well as other urban centers, such as Nuremberg, Munch, Mannheim, Frankfurt, and London. Grand City Properties S.A. was founded in 2004 and is based in Luxembourg.

How the Company Makes Money

Grand City Properties SA generates revenue primarily through rental income from its extensive portfolio of residential properties. The company leases apartments to tenants, ensuring a steady cash flow. Additionally, GYC engages in property management, which includes maintaining and improving its properties to increase their value and attractiveness to potential renters. The company also capitalizes on property appreciation and may realize profits through the sale of assets. Strategic partnerships with local governments and developers enhance its market reach and operational efficiencies, contributing to its overall profitability.

Grand City Properties SA Financial Statement Overview

Summary

Grand City Properties SA demonstrates strong profitability and cash flow management, with robust margins and positive cash flow growth. However, the decline in revenue growth poses a risk to future performance. The balance sheet remains stable with a healthy equity position, though the company should focus on reversing the negative revenue trend to sustain long-term growth.

Income Statement

The company shows strong profitability with a high net profit margin of 52.96% for TTM, despite a decline in revenue growth rate of -33.5%. The EBIT and EBITDA margins are robust, indicating efficient operations. However, the negative revenue growth is a concern and suggests potential challenges in maintaining revenue streams.

Balance Sheet

The balance sheet reflects a stable financial position with a manageable debt-to-equity ratio of 0.84 for TTM. The return on equity is modest at 6.01%, indicating moderate profitability relative to shareholder equity. The equity ratio is healthy, suggesting a solid asset base relative to liabilities.

Cash Flow

Cash flow analysis reveals a positive free cash flow growth rate of 2.2% for TTM, indicating improved cash generation capabilities. The operating cash flow to net income ratio is 0.38, suggesting efficient conversion of income to cash. The free cash flow to net income ratio is nearly 1, reflecting strong cash flow management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	508.22M	422.69M	607.74M	396.04M	374.55M	372.46M
Gross Profit	256.91M	168.99M	328.69M	129.75M	156.49M	145.98M
EBITDA	706.65M	365.46M	-658.32M	305.53M	299.38M	301.79M
Net Income	464.95M	238.99M	-513.81M	153.96M	548.56M	395.07M
Balance Sheet
Total Assets	11.30B	11.22B	10.92B	11.13B	11.56B	10.87B
Cash, Cash Equivalents and Short-Term Investments	1.48B	1.51B	1.23B	427.36M	1.11B	1.69B
Total Debt	4.30B	4.29B	4.25B	3.99B	4.51B	4.27B
Total Liabilities	5.74B	5.80B	5.69B	5.22B	5.76B	5.31B
Stockholders Equity	5.02B	4.91B	3.48B	5.25B	5.19B	5.02B
Cash Flow
Free Cash Flow	279.50M	281.83M	246.86M	211.58M	208.69M	234.77M
Operating Cash Flow	281.30M	284.46M	249.41M	216.12M	217.06M	242.15M
Investing Cash Flow	99.03M	52.02M	147.80M	-167.69M	-198.46M	-391.67M
Financing Cash Flow	8.31M	-93.37M	405.30M	-567.42M	-537.19M	650.62M

Grand City Properties SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 10.84
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:GYC, the sentiment is Negative. The current price of 10.84 is below the 20-day moving average (MA) of 11.16, below the 50-day MA of 11.05, and above the 200-day MA of 10.81, indicating a neutral trend. The MACD of -0.08 indicates Positive momentum. The RSI at 41.07 is Neutral, neither overbought nor oversold. The STOCH value of 12.07 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:GYC.

Grand City Properties SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LEG	71 Outperform	€4.86B	8.00	8.02%	4.25%	5.99%	―
DEQ	69 Neutral	€1.41B	10.52	7.08%	28.10%	-7.17%	―
GYC	68 Neutral	€1.82B	4.47	11.68%	―	0.19%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
TEG	64 Neutral	€2.68B	9.03	9.17%	2.95%	-22.06%	―
AT1	64 Neutral	€3.34B	4.60	9.56%	―	-1.82%	―
PAT	59 Neutral	€616.36M	28.46	2.00%	4.87%	-9.25%	―

Grand City Properties SA Corporate Events

Grand City Properties S.A. Reports Strong H1 2025 Performance

Grand City Properties S.A. reported strong operational performance for the first half of 2025, with net rental income rising to €213 million and adjusted EBITDA increasing to €169 million. The company maintained a robust liquidity position with €1.5 billion in cash and liquid assets, and a conservative financial profile with a low loan-to-value ratio of 32%. These results highlight the company’s ability to offset the impact of disposals and position itself for future growth through strategic acquisitions and efficient operations.