Grand City Properties SA (GYC) AI Stock Analysis

• Market Cap: €1.83B
• Dividend Yield: N/A
• Average Volume (3M): 103.91K
• Price to Earnings (P/E): 4.5
• Beta (1Y): 0.50
• Revenue Growth: 0.19%
• EPS Growth: N/A
• Country: DE
• Employees: 614
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.57
• Shares Outstanding: 176,187,900
• 10 Day Avg. Volume: 102,493
• 30 Day Avg. Volume: 103,905
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €13.06
• Price Target Upside: 19.82% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 11

• Rating: 68 Neutral
• Price Target: €12.00 ▲(10.09% Upside)

The overall stock score of 68 reflects strong valuation metrics, indicating potential undervaluation, and solid financial performance with robust profitability and cash flow management. However, technical indicators suggest bearish momentum, and the decline in revenue growth is a concern that could impact future performance.

Positive Factors

Cash Flow Management

Positive free cash flow growth indicates improved cash generation capabilities, enhancing financial flexibility and supporting long-term investments.

Profitability

High net profit margins reflect efficient operations and strong profitability, providing a buffer against economic fluctuations and supporting reinvestment.

Balance Sheet Health

A stable balance sheet with a manageable debt level ensures financial stability and the ability to withstand market volatility, supporting long-term growth.

Negative Factors

Revenue Growth Decline

A significant decline in revenue growth can impact future performance, indicating potential challenges in maintaining and expanding revenue streams.

Market Position Challenges

Challenges in maintaining revenue growth suggest potential competitive pressures or market saturation, affecting long-term market position and expansion.

Operational Efficiency Concerns

While cash flow conversion is efficient, the relatively low ratio may indicate potential inefficiencies in operations that could affect long-term profitability.

Grand City Properties SA Business Overview & Revenue Model

Company Description

Grand City Properties S.A. engages in the residential real estate business in Germany, the United Kingdom, and internationally. The company invests in, manages, and rents real estate properties in North Rhine-Westphalia and Berlin; metropolitan regions of Dresden, Leipzig, and Halle; and the cities in the north of Germany, Bremen, Hamburg, and Hannover, as well as other urban centers, such as Nuremberg, Munch, Mannheim, Frankfurt, and London. Grand City Properties S.A. was founded in 2004 and is based in Luxembourg.

How the Company Makes Money

Grand City Properties SA generates revenue primarily through rental income from its extensive portfolio of residential properties. The company leases apartments to tenants, ensuring a steady cash flow. Additionally, GYC engages in property management, which includes maintaining and improving its properties to increase their value and attractiveness to potential renters. The company also capitalizes on property appreciation and may realize profits through the sale of assets. Strategic partnerships with local governments and developers enhance its market reach and operational efficiencies, contributing to its overall profitability.

Grand City Properties SA Financial Statement Overview

Summary

Grand City Properties SA exhibits solid financial health with strong profitability and liquidity. Positive revenue growth and stable cash flow generation are key strengths. While leverage is moderate, focus on enhancing shareholder returns can further strengthen the company's financial standing.

Income Statement

Grand City Properties SA demonstrates strong profitability with a high net profit margin of 52.96% for TTM (Trailing-Twelve-Months), driven by efficient cost management. Revenue growth is positive with a 20.64% increase from the previous period, indicating a healthy expansion. However, variability in EBIT margins over the years suggests potential volatility in operating performance.

Balance Sheet

The company maintains a stable financial position with an equity ratio of 43.86%, reflecting a balanced approach to leveraging assets. The debt-to-equity ratio stands at 0.85, showing moderate leverage which is typical for the real estate industry. However, the lower return on equity of 5.43% in TTM indicates potential areas for improvement in generating returns for shareholders.

Cash Flow

Cash flow analysis reveals a robust operating cash flow to net income ratio of 1.02, indicating efficient cash conversion from operations. Free cash flow is stable, supporting necessary capital expenditures without reliance on external financing. Consistent free cash flow generation reflects strong liquidity management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	509.93M	422.69M	607.74M	396.04M	374.55M	372.46M
Gross Profit	256.37M	168.99M	328.69M	129.75M	156.49M	145.98M
EBITDA	412.91M	365.46M	317.79M	305.53M	299.38M	301.79M
Net Income	270.04M	238.99M	-513.81M	153.96M	548.56M	395.07M
Balance Sheet
Total Assets	11.35B	11.22B	10.92B	11.13B	11.56B	10.87B
Cash, Cash Equivalents and Short-Term Investments	1.66B	1.51B	1.23B	427.36M	1.11B	1.69B
Total Debt	4.20B	4.29B	4.25B	3.99B	4.51B	4.27B
Total Liabilities	5.86B	5.80B	5.69B	5.22B	5.76B	5.31B
Stockholders Equity	4.98B	4.91B	3.48B	5.25B	5.19B	5.02B
Cash Flow
Free Cash Flow	273.49M	281.83M	246.86M	211.58M	208.69M	234.77M
Operating Cash Flow	275.83M	284.46M	249.41M	216.12M	217.06M	242.15M
Investing Cash Flow	173.41M	52.02M	147.80M	-167.69M	-198.46M	-391.67M
Financing Cash Flow	-69.72M	-93.37M	405.30M	-567.42M	-537.19M	650.62M

Grand City Properties SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 10.90
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:GYC, the sentiment is Negative. The current price of 10.9 is below the 20-day moving average (MA) of 11.01, below the 50-day MA of 11.09, and above the 200-day MA of 10.84, indicating a neutral trend. The MACD of -0.04 indicates Negative momentum. The RSI at 48.86 is Neutral, neither overbought nor oversold. The STOCH value of 29.12 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:GYC.

Grand City Properties SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LEG	72 Outperform	5.05B	8.26	7.79%	4.04%	5.99%	0.00%
GYC	68 Neutral	€1.83B	4.48	11.68%	―	0.19%	―
DEQ	65 Neutral	1.39B	10.44	6.55%	28.78%	-7.17%	0.00%
AT1	65 Neutral	3.53B	4.86	7.53%	―	-1.82%	0.00%
TEG	64 Neutral	2.71B	9.15	4.01%	2.78%	-22.06%	0.00%
PAT	59 Neutral	626.66M	28.66	2.06%	4.79%	-9.25%	0.00%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%