EarningsQ2 2026 Earnings Report
DE:EW2 Q2 2026 EPS Results
Actual EPS€2.35
Consensus EPS€2.33
Beat/MissBeat by +€0.01
One Year Ago EPS€2.00
DE:EW2 Q2 2026 Revenue Results
Actual Revenue€1.05B
Expected Revenue€699.92M
Beat/MissBeat by +€350.75M
YoY Revenue Growth+4.15%
Earnings Announcement Details
QuarterQ2 2026
Date07/21/2026
TimeAfter Close
Conference CallTuesday, July 21, 2026
DE:EW2 Upcoming Earnings
East West Bancorp's next earnings date is estimated for October 20, 2026, based on past reporting schedules.
Q2 2026 Earnings Call Audio
DE:EW2 Q2 2026 Earnings Call
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Q2 2026 Earnings Slide Deck
Q2 2026 Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized multiple record operating metrics (revenue, NII, non-interest income), upgraded guidance, strong deposit and loan growth, robust capital ratios and efficiency. Headwinds discussed were manageable: modest upticks in net charge-offs and NPAs, deposit competition with a material CD roll-off in Q3, and one-time/temporary expense items. Management indicated these issues are monitored and expected to be contained, while core growth and profitability trends remain strong.Company Guidance
Record Revenue and Income
Company reported record total revenue, record net interest income (NII) of $685 million in Q2 and record non-interest income, driving stronger overall earnings.
Strong Deposit Growth and Mix Improvement
End-of-period deposits grew $1.2 billion, up 8% year-over-year; demand deposits increased $875 million in the quarter; average DDA rose 15% year-over-year and DDA mix expanded to 26% of total deposits; non-interest-bearing deposits up 19% year-over-year.
Loan Growth and Portfolio Diversification
End-of-period loans grew 7% year-over-year with standout net residential mortgage growth of over $300 million in the quarter; C&I lending also grew more than $300 million in Q2 and is up 11% year-over-year (over $2 billion net growth YoY).
Improved NIM and Deposit Costs
Net interest margin was 3.43% (up 8 basis points year-over-year) and period-end deposit cost declined about 6 basis points in the quarter; interest-bearing deposit costs decreased ~49 basis points year-over-year versus a 75 basis point Fed funds reduction.
Fee Income Momentum
Quarterly fee income grew 19% year-over-year to $96 million; non-interest income up over 20% YoY; wealth management fees up 71% year-over-year for the first six months, supporting the company’s push to diversify revenue.
Upgraded Guidance
Management raised full-year loan growth guidance to 6%-8% (updated) and increased full-year NII growth guidance to 7%-9% (from 6%-8%); narrowed full-year expense growth guidance to 8%-9%.
Efficiency and Operating Discipline
Q2 efficiency ratio of 36.7% remained industry-leading and consistent with prior periods; operating non-interest expense to average assets stayed flat at 1.29%.
Strong Capital and Shareholder Returns
Regulatory capital strong: CET1 ratio 15.4%, tangible common equity (TCE) 10.4% generating ~17% ROTCE; $117 million repurchase authorization available; roughly $111 million distributed via quarterly dividends in the quarter.
DE:EW2 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed