Erie Indemnity Company (EI2) Ratios
Erie Indemnity Company Ratios
DE:EI2's free cash flow for Q3 2026 was $185.37M. For the 2026 fiscal year, DE:EI2's free cash flow was decreased by $-28.04M and operating cash flow was $213.41M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.24 | 1.43 | 1.31 | 1.10 | 1.21 |
| Quick Ratio | 1.24 | 1.43 | 1.31 | 1.11 | 1.21 |
| Cash Ratio | 0.34 | 0.34 | 0.20 | 0.20 | 0.29 |
| Solvency Ratio | 0.59 | 0.73 | 0.61 | 0.44 | 0.37 |
| Operating Cash Flow Ratio | 0.75 | 0.76 | 0.54 | 0.52 | 0.64 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 81.36 | 0.00 | 0.00 | 191.99 |
| Net Current Asset Value | $ 61.01M | $ 243.68M | $ 121.06M | $ -12.25M | $ -135.85M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.05 | 0.04 |
| Debt-to-Equity Ratio | 0.00 | 0.00 | 0.00 | 0.08 | 0.07 |
| Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.08 | 0.07 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 |
| Financial Leverage Ratio | 1.47 | 1.45 | 1.49 | 1.55 | 1.67 |
| Debt Service Coverage Ratio | 0.00 | 81.11 | 0.00 | 174.48 | 43.77 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 187.26 | 76.98 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest Debt Per Share | 0.00 | 0.16 | 0.00 | 2.70 | 2.12 |
| Net Debt to EBITDA | -0.40 | -0.35 | -0.24 | -0.05 | -0.26 |
| Profitability Margins | |||||
| Gross Profit Margin | 15.76% | 17.82% | 15.92% | 13.25% | 12.08% |
| EBIT Margin | 17.47% | 18.70% | 16.91% | 13.46% | 11.92% |
| EBITDA Margin | 19.36% | 20.19% | 18.36% | 15.08% | 13.33% |
| Operating Profit Margin | 17.69% | 17.82% | 15.92% | 13.25% | 12.08% |
| Pretax Profit Margin | 17.47% | 19.95% | 17.19% | 13.25% | 14.29% |
| Net Profit Margin | 13.75% | 15.82% | 13.65% | 10.51% | 11.31% |
| Continuous Operations Profit Margin | 13.75% | 15.82% | 13.65% | 10.51% | 11.31% |
| Net Income Per EBT | 78.71% | 79.27% | 79.38% | 79.31% | 79.13% |
| EBT Per EBIT | 98.76% | 111.95% | 108.01% | 100.06% | 118.33% |
| Return on Assets (ROA) | 16.67% | 20.78% | 18.04% | 13.33% | 13.29% |
| Return on Equity (ROE) | 24.50% | 30.21% | 26.83% | 20.61% | 22.19% |
| Return on Capital Employed (ROCE) | 29.50% | 32.43% | 29.51% | 24.57% | 19.74% |
| Return on Invested Capital (ROIC) | 23.22% | 25.61% | 23.42% | 19.49% | 15.60% |
| Return on Tangible Assets | 16.67% | 20.78% | 17.69% | 13.59% | 13.29% |
| Earnings Yield | 4.19% | 3.15% | 2.88% | 2.60% | 3.35% |
| Efficiency Ratios | |||||
| Receivables Turnover | 5.42 | 5.28 | 5.15 | 5.41 | 5.50 |
| Payables Turnover | 17.07 | 16.85 | 16.08 | 15.10 | 16.74 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -253.36 | 0.00 |
| Fixed Asset Turnover | 7.12 | 7.39 | 7.39 | 6.86 | 7.03 |
| Asset Turnover | 1.21 | 1.31 | 1.32 | 1.27 | 1.17 |
| Working Capital Turnover Ratio | 14.55 | 13.46 | 22.43 | 27.96 | -10.65 |
| Cash Conversion Cycle | 45.92 | 47.41 | 48.19 | 41.85 | 44.59 |
| Days of Sales Outstanding | 67.30 | 69.07 | 70.88 | 67.46 | 66.39 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -1.44 | 0.00 |
| Days of Payables Outstanding | 21.38 | 21.66 | 22.69 | 24.17 | 21.80 |
| Operating Cycle | 67.30 | 69.07 | 70.88 | 66.02 | 66.39 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 14.74 | 13.23 | 8.25 | 7.93 | 8.72 |
| Free Cash Flow Per Share | 12.26 | 10.53 | 6.25 | 6.47 | 5.50 |
| Dividend Paid and CapEx Coverage Ratio | 1.86 | 1.69 | 1.21 | 1.34 | 1.18 |
| Capital Expenditure Coverage Ratio | 5.94 | 4.90 | 4.11 | 5.45 | 2.71 |
| Operating Cash Flow Coverage Ratio | 0.00 | 81.36 | 0.00 | 2.99 | 4.29 |
| Operating Cash Flow to Sales Ratio | 0.17 | 0.16 | 0.12 | 0.13 | 0.15 |
| Free Cash Flow Yield | 4.28% | 2.55% | 1.87% | 2.60% | 2.85% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 23.87 | 31.98 | 34.68 | 38.48 | 29.88 |
| Price-to-Sales (P/S) Ratio | 3.28 | 5.02 | 4.73 | 4.04 | 3.38 |
| Price-to-Book (P/B) Ratio | 5.85 | 9.58 | 9.30 | 7.93 | 6.63 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 23.38 | 39.15 | 53.61 | 38.43 | 35.04 |
| Price-to-Operating Cash Flow Ratio | 19.44 | 31.15 | 40.58 | 31.38 | 22.09 |
| Price-to-Earnings Growth (PEG) Ratio | -3.50 | 0.93 | 0.70 | 246.25 | 18.82 |
| Enterprise Value Multiple | 16.55 | 24.50 | 25.53 | 26.77 | 25.08 |
| Enterprise Value | 13.03B | 18.77B | 15.33B | 11.47B | 8.81B |
| EV to EBITDA | 16.55 | 24.50 | 25.53 | 26.77 | 25.08 |
| EV to Sales | 3.20 | 4.95 | 4.69 | 4.04 | 3.34 |
| EV to Free Cash Flow | 22.83 | 38.60 | 53.11 | 38.36 | 34.68 |
| EV to Operating Cash Flow | 18.98 | 30.71 | 40.20 | 31.32 | 21.87 |
| Tangible Book Value Per Share | 49.03 | 43.02 | 37.07 | 30.43 | 29.07 |
| Shareholders’ Equity Per Share | 49.03 | 43.02 | 36.00 | 31.36 | 29.07 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 |
| Revenue Per Share | 87.34 | 82.16 | 70.77 | 61.49 | 57.03 |
| Net Income Per Share | 12.01 | 13.00 | 9.66 | 6.46 | 6.45 |
| Tax Burden | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.07 | 1.02 | 0.98 | 1.20 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | -0.02 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.23 | 1.02 | 0.85 | 1.23 | 1.35 |
Currency in USD