Strong Financial Position
As of September 30, the U.S. Mortgage Insurance in force was $249 billion, a 2% increase from a year ago. The company's consolidated cash and investments totaled $6.6 billion with an annualized investment yield of 3.9%.
Robust Capital Strategy
Essent Group repurchased nearly 9 million shares for over $500 million year-to-date through October 31 and announced a new $500 million share repurchase authorization through year-end 2027. A common dividend of $0.31 for the fourth quarter of 2025 was approved.
High Persistency and Credit Quality
The 12-month persistency rate was 86% as of September 30, with a weighted average FICO of 746 and a weighted average original LTV of 93%.
Strong Earnings and Cash Flow
The company generated a 12-month operating cash flow of $854 million, maintaining a strong balance sheet to navigate market volatility.