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Credicorp (DE:D8V)
FRANKFURT:D8V

Credicorp (D8V) Price & Analysis

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D8V Stock Chart & Stats

€330.00
-€4.00(-1.20%)
At close: 4:00 PM EDT
€330.00
-€4.00(-1.20%)

Bulls Say, Bears Say

Bulls Say
Strong Profitability And Loan GrowthHigh returns, double-digit lending growth and expanding net interest income indicate strong franchise demand and earnings power. Lower funding costs and a higher-yielding loan mix support the durability of profitability over the next several quarters.
Digital Ecosystem ExpansionYape gives Credicorp a scalable customer and transaction platform beyond traditional banking. Its growing lending and payments activity can deepen relationships, diversify fee income and improve long-term operating leverage as adoption expands.
Improving Asset Quality And Capital StrengthBetter credit performance, strong provisioning coverage and improved external credit quality reinforce balance-sheet resilience. Credicorp’s leading franchises and diversified subsidiaries also provide capital flexibility and support funding access through economic cycles.
Bears Say
El Niño Credit ExposureWeather-related stress can weaken borrowers in agriculture, fishing and related industries, raising provisions and impairments. Management expects risks within guidance, but a severe scenario could produce more pronounced credit costs and slower growth into 2027.
Elevated Operating ExpensesInvestment in digital capabilities may strengthen the franchise, but expense growth currently limits operating leverage. If monetization lags spending, the efficiency ratio and near-term margin conversion could remain pressured despite solid revenue growth.
Uneven Credit And Insurance PerformanceSmall-business lending and insurance remain sources of earnings volatility within the diversified group. Higher provisions, portfolio vintage effects and claims pressure could offset stronger banking results and make consolidated profit growth less consistent.

Credicorp News

D8V FAQ

What was Credicorp’s price range in the past 12 months?
Credicorp lowest stock price was €212.00 and its highest was €368.00 in the past 12 months.
    What is Credicorp’s market cap?
    Credicorp’s market cap is €26.15B.
      When is Credicorp’s upcoming earnings report date?
      Credicorp’s upcoming earnings report date is Nov 09, 2026 which is in 73 days.
        How were Credicorp’s earnings last quarter?
        Credicorp released its earnings results on Aug 13, 2026. The company reported €6.374 earnings per share for the quarter, beating the consensus estimate of €6.359 by €0.015.
          Is Credicorp overvalued?
          According to Wall Street analysts Credicorp’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Credicorp pay dividends?
            Credicorp does not currently pay dividends.
            What is Credicorp’s EPS estimate?
            Credicorp’s EPS estimate is 6.38.
              How many shares outstanding does Credicorp have?
              Credicorp has 79,533,100 shares outstanding.
                What happened to Credicorp’s price movement after its last earnings report?
                Credicorp reported an EPS of €6.374 in its last earnings report, beating expectations of €6.359. Following the earnings report the stock price went up 4.403%.
                  Which hedge fund is a major shareholder of Credicorp?
                  Currently, no hedge funds are holding shares in DE:D8V
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Credicorp

                    Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

                    Credicorp (D8V) Earnings & Revenues

                    D8V Company Deck

                    D8V Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed a predominantly positive operational and financial picture: strong profitability (ROE >20%), accelerating loan growth, margin expansion, diversified fee growth, digital ecosystem scale (Yape) and improved asset quality. Management upgraded medium-term ROE to ~22% and raised loan growth guidance to ~12%, reflecting confidence in underlying fundamentals. Key risks are manageable but notable: El Nino-related provisions (~$106M) and potential further impacts to 2027, increased operating expenses due to innovation investments, and insurance underwriting pressure. Management expects cost of risk to remain within guidance and affirmed capital strength and dividend capacity. On balance, the company's positives and strategic progress materially outweigh the near-term weather-related and expense-related headwinds.View all DE:D8V earnings summaries

                    D8V Stock 12 Month Forecast

                    Average Price Target

                    €381.62
                    ▲(15.64% Upside)
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