China CITIC Bank (D7C) Stock Price & Analysis
D7C Stock Chart & Stats
- Day’s Range
- EUR 0.90 - EUR 0.92
- 52-Week Range
- EUR 0.71 - EUR 0.99
- Previous Close
- EUR 0.89
- Volume
- N/A
- Average Volume (3M)
- 103
- Market Cap
- EUR 62.80B
- Enterprise Value
- EUR 3.42T
- Total Cash (Recent Filing)
- EUR 356.77B
- Total Debt (Recent Filing)
- EUR 2.91T
- Price to Earnings (P/E)
- 7.2
- Beta
- -0.00
- Next Earnings
- Mar 25, 2027 (Est.)
- EPS Estimate
- 0.04
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 5.47%
Bulls Say, Bears Say
Bulls Say
Improving Profitability
The substantial improvement in net and operating margins indicates stronger earnings power and better profitability than in 2021. If maintained, this provides the bank with greater capacity to absorb credit costs, invest in digital and branch channels, and support shareholder returns.
Consistent Shareholder Returns
ROE remaining near 9% across the period suggests the bank has consistently generated profits from its shareholder capital rather than relying on a single unusually strong reporting period. This supports the durability of its core banking franchise and capital deployment effectiveness.
Diversified Banking Franchise
A broad mix of corporate, retail, treasury, wealth-management, and digital services gives China CITIC Bank multiple sources of customer engagement and revenue. This diversification can reduce reliance on one lending segment and create opportunities to deepen relationships through fee-based services.
Bears Say
Declining Revenue
Recent revenue contraction indicates that the bank has not yet converted its improved margins into sustained top-line growth. Prolonged weakness in loan, deposit, or fee-income expansion could constrain future earnings growth and make continued profitability improvement harder to achieve.
Volatile Cash Generation
Repeated negative operating and free cash flow, including in the TTM period, points to inconsistent cash conversion despite strong results in selected years. This volatility can reduce balance-sheet flexibility and make internally generated funding less dependable across changing banking conditions.
Elevated, Volatile Leverage
High and fluctuating leverage increases the bank’s sensitivity to funding conditions, credit stress, and changes in its financing mix. Even with steady ROE, the variability weakens balance-sheet confidence and may restrict flexibility if asset quality or funding conditions deteriorate.
China CITIC Bank News
D7C FAQ
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China CITIC Bank Stock Smart Score
Company Description
China CITIC Bank
Operating both within the People's Republic of China and globally, China CITIC Bank Corporation Limited delivers a comprehensive suite of banking solutions. Its operations are strategically structured into Corporate Banking, Personal Banking, and Treasury Management divisions. The bank facilitates deposit accounts, extends credit through corporate and personal loans, and offers various financial facilities including securities brokerage, funds transfer and clearing, guarantee issuance, investment banking, and cross-border financial assistance. Furthermore, it is actively involved in capital markets and inter-bank activities, encompassing money market transactions, repurchase agreements, diverse investments, and the trading of debt instruments, alongside managing derivatives and foreign exchange transactions. Complementing these, its offerings extend to asset management, financial leasing, and a spectrum of other non-banking financial provisions. Its diverse clientele spans corporate entities, governmental bodies, non-financial organizations, as well as individual clients and small to medium-sized businesses. Established in 1987, the institution is headquartered in Beijing, People's Republic of China, and operates as a subsidiary under CITIC Corporation Limited.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Heying Fang
- Employees
- 67,674
- Website
- www.citicbank.com
- Address
- Building No. 1, Beijing, BE, 100020, CN
China CITIC Bank (D7C) Earnings & Revenues
D7C Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 11 | 2 | 9 |
| Technical Analysis | 5 | 2 | 3 |
| Moving Averages | 6 | 0 | 6 |







