Capitol Federal Financial (CFW) Ratios
Capitol Federal Financial Ratios
DE:CFW's free cash flow for Q3 2026 was $15.68M. For the 2026 fiscal year, DE:CFW's free cash flow was decreased by $-1.75M and operating cash flow was $17.43M. See a summary of the company’s cash flow.
| Ratios | Sep 25 | Sep 24 | Sep 23 | Sep 22 | Sep 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.17 | 0.18 | 0.27 | 0.26 | 0.31 |
| Quick Ratio | 0.17 | 0.18 | 0.27 | 0.26 | 0.31 |
| Cash Ratio | 0.04 | 0.04 | 0.04 | 0.01 | 0.01 |
| Solvency Ratio | 0.01 | 0.01 | -0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.29 | 0.42 |
| Net Current Asset Value | $ -7.61B | $ -7.42B | $ -7.49B | $ -6.91B | $ -6.33B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.20 | 0.23 | 0.23 | 0.22 | 0.16 |
| Debt-to-Equity Ratio | 1.86 | 2.11 | 2.28 | 1.94 | 1.27 |
| Debt-to-Capital Ratio | 0.65 | 0.68 | 0.70 | 0.66 | 0.56 |
| Long-Term Debt-to-Capital Ratio | 0.65 | 0.68 | 0.70 | 0.66 | 0.56 |
| Financial Leverage Ratio | 9.33 | 9.23 | 9.75 | 8.78 | 7.75 |
| Debt Service Coverage Ratio | 0.35 | 0.22 | -0.44 | 0.23 | 0.34 |
| Interest Coverage Ratio | 0.38 | 0.25 | -0.67 | 1.23 | 1.15 |
| Debt to Market Cap | 2.36 | 2.87 | 3.73 | 2.19 | 1.13 |
| Interest Debt Per Share | 16.69 | 18.44 | 19.36 | 16.35 | 12.30 |
| Net Debt to EBITDA | 18.72 | 31.24 | -16.56 | 17.66 | 14.40 |
| Profitability Margins | |||||
| Gross Profit Margin | 47.30% | 43.05% | -14.93% | 72.52% | 73.21% |
| EBIT Margin | 19.89% | 14.26% | -74.85% | 35.79% | 34.45% |
| EBITDA Margin | 21.74% | 16.56% | -69.41% | 39.37% | 38.38% |
| Operating Profit Margin | 19.89% | 14.26% | -74.85% | 35.79% | 34.45% |
| Pretax Profit Margin | 19.89% | 14.26% | -74.85% | 35.79% | 34.45% |
| Net Profit Margin | 16.30% | 10.02% | -54.76% | 28.19% | 27.29% |
| Continuous Operations Profit Margin | 16.30% | 10.02% | -54.76% | 28.19% | 27.29% |
| Net Income Per EBT | 81.94% | 70.25% | 73.16% | 78.78% | 79.23% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.70% | 0.40% | -1.00% | 0.88% | 0.79% |
| Return on Equity (ROE) | 6.49% | 3.68% | -9.74% | 7.70% | 6.12% |
| Return on Capital Employed (ROCE) | 2.60% | 1.59% | -3.37% | 3.13% | 3.31% |
| Return on Invested Capital (ROIC) | 2.13% | 1.12% | -2.46% | 2.25% | 2.47% |
| Return on Tangible Assets | 0.70% | 0.40% | -1.00% | 0.88% | 0.79% |
| Earnings Yield | 8.24% | 5.01% | -15.96% | 7.50% | 4.89% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 1056.74 | 21.76 | 236.63 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.58 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.67 | 4.15 | 2.03 | 3.16 | 2.81 |
| Asset Turnover | 0.04 | 0.04 | 0.02 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.08 | -0.08 | -0.04 | -0.06 | -0.06 |
| Cash Conversion Cycle | 0.00 | 0.35 | 16.77 | 1.54 | -631.89 |
| Days of Sales Outstanding | 0.00 | 0.35 | 16.77 | 1.54 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 631.89 |
| Operating Cycle | 0.00 | 0.35 | 16.77 | 1.54 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.42 | 0.24 | 0.36 | 0.72 | 0.55 |
| Free Cash Flow Per Share | 0.38 | 0.18 | 0.31 | 0.68 | 0.48 |
| Dividend Paid and CapEx Coverage Ratio | 1.11 | 0.60 | 0.53 | 0.90 | 0.58 |
| Capital Expenditure Coverage Ratio | 10.58 | 4.34 | 7.57 | 17.51 | 7.91 |
| Operating Cash Flow Coverage Ratio | 0.03 | 0.01 | 0.02 | 0.05 | 0.05 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.08 | 0.26 | 0.32 | 0.27 |
| Free Cash Flow Yield | 6.04% | 3.16% | 6.47% | 8.15% | 4.18% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.21 | 19.95 | -6.27 | 13.34 | 20.46 |
| Price-to-Sales (P/S) Ratio | 1.98 | 2.00 | 3.43 | 3.76 | 5.58 |
| Price-to-Book (P/B) Ratio | 0.79 | 0.73 | 0.61 | 1.03 | 1.25 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 16.57 | 31.60 | 15.44 | 12.28 | 23.93 |
| Price-to-Operating Cash Flow Ratio | 15.00 | 24.32 | 13.40 | 11.58 | 20.90 |
| Price-to-Earnings Growth (PEG) Ratio | 0.15 | -0.14 | 0.03 | 1.24 | 1.07 |
| Enterprise Value Multiple | 27.82 | 43.32 | -21.50 | 27.21 | 28.95 |
| Enterprise Value | 2.52B | 2.72B | 2.77B | 3.21B | 3.10B |
| EV to EBITDA | 27.82 | 43.32 | -21.50 | 27.21 | 28.95 |
| EV to Sales | 6.05 | 7.17 | 14.92 | 10.71 | 11.11 |
| EV to Free Cash Flow | 50.64 | 113.36 | 67.17 | 34.98 | 47.61 |
| EV to Operating Cash Flow | 45.86 | 87.25 | 58.29 | 32.98 | 41.59 |
| Tangible Book Value Per Share | 8.06 | 7.87 | 7.74 | 7.99 | 9.07 |
| Shareholders’ Equity Per Share | 8.06 | 7.95 | 7.82 | 8.08 | 9.17 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.30 | 0.27 | 0.21 | 0.21 |
| Revenue Per Share | 3.21 | 2.92 | 1.39 | 2.21 | 2.06 |
| Net Income Per Share | 0.52 | 0.29 | -0.76 | 0.62 | 0.56 |
| Tax Burden | 0.82 | 0.70 | 0.73 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.17 | 0.16 | 0.30 | 0.20 | 0.21 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 0.81 | 0.82 | -0.47 | 1.15 | 0.98 |
Currency in USD