Capitol Federal Financial (CFW) Stock Price & Analysis
CFW Stock Chart & Stats
- Day’s Range
- EUR 7.40 - EUR 7.40
- 52-Week Range
- EUR 5.05 - EUR 7.80
- Previous Close
- EUR 7.30
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- EUR 945.62M
- Enterprise Value
- EUR 2.61B
- Total Cash (Recent Filing)
- EUR 136.10M
- Total Debt (Recent Filing)
- EUR 1.64B
- Price to Earnings (P/E)
- 12.2
- Beta
- 0.41
- Next Earnings
- Jan 27, 2027 (Est.)
- EPS Estimate
- 0.17
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 4.37%
Bulls Say, Bears Say
Bulls Say
Recurring Margin Growth
Repeated net interest income and margin growth indicates that recent improvement is extending across multiple quarters rather than reflecting a single reporting period. This supports stronger core banking profitability and suggests strategic execution is translating into more durable earnings power.
Commercial Banking Expansion
Growth in commercial lending broadens the historical residential-mortgage focus and can diversify the bank’s revenue base. At the same time, higher deposits and lower borrowings indicate progress in funding mix and balance-sheet management, supporting scalability and financial flexibility.
Strong Current Cash Generation
Free cash flow that closely tracks net income provides evidence that reported profitability is converting into cash rather than relying primarily on accounting effects. This supports dividends, repurchases, technology investment and other strategic initiatives over the next several quarters.
Bears Say
Earnings Volatility
The sharp swing from a substantial 2023 loss to strong current profitability demonstrates that earnings remain sensitive across the cycle. Such variability reduces confidence in the persistence of present margins and makes future capital planning less predictable than at steadier peers.
Meaningful Leverage
Although leverage has improved, the remaining debt burden still limits balance-sheet flexibility relative to a lower-leverage profile. Moderate returns on equity also indicate that the capital base is producing decent but not exceptional profitability, potentially constraining durable earnings efficiency.
Family-linked Leadership Transition
The appointment creates a significant governance sensitivity because the new President is related to the continuing CEO. Even with relevant internal experience, the family connection may intensify scrutiny of succession, oversight and decision-making as the company executes its strategic transition.
Capitol Federal Financial News
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Capitol Federal Financial Stock Smart Score
Company Description
Capitol Federal Financial
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- John Dicus
- Employees
- 641
- Website
- capfed.com
- Address
- 700 South Kansas Avenue, Topeka, KS, 66603, US
Capitol Federal Financial (CFW) Earnings & Revenues
CFW Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 16 | 5 | 1 |
| Technical Analysis | 4 | 5 | 1 |
| Moving Averages | 12 | 0 | 0 |










