Capital City Bank (BK3) AI Stock Analysis

Capital City Bank

(Frankfurt:BK3)

Rating:―N/A

Action:N/A

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Positive Factors

Strong, sustained profitabilitySustained net and operating margins indicate an established community-banking franchise is converting deposits and loans into earnings efficiently. This profitability provides internal capital support and resilience as operating conditions change.

Negative Factors

Uneven revenue visibilityThe irregular revenue pattern makes it harder to establish a dependable medium-term growth trajectory. Uneven loan demand, deposit economics, or fee activity could reduce forecasting confidence and limit operating leverage.

Capital City Bank (BK3) vs. iShares MSCI Germany ETF (EWG)

Market Cap: EUR 870.38M
Dividend Yield: 2.03%
Average Volume (3M): 2
Price to Earnings (P/E): 13.9
Beta (1Y): 0.51
Revenue Growth: -5.68%
EPS Growth: -2.61%
Country: Germany
Employees: 902
Sector: Financial
Sector Strength: 68
Industry: Banks - Regional

Capital City Bank Business Overview & Revenue Model

Company Description

Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for busin...

Capital City Bank Risk Analysis

Capital City Bank disclosed 26 risk factors in its most recent earnings report. Capital City Bank reported the most risks in the "Finance & Corporate" category.

Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added

0 New Risks

Capital City Bank Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

DE:BK3 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FMNB	74Outperform	$926.63M	11.25	9.95%	4.41%	25.78%	-3.92%
FCBC	73Outperform	$887.65M	14.10	11.86%	4.81%	9.15%	23.27%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
GSBC	64Neutral	$873.36M	14.10	10.07%	2.12%	-10.14%	-3.90%
SMBC	63Neutral	$777.32M	10.41	12.91%	1.44%	3.10%	24.24%
EGBN	57Neutral	$1.01B	18.91	4.65%	0.12%	-11.03%	―

* Financial Sector Average

Performance Comparison

DE:BK3 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
DE:BK3	Capital City Bank	43.40	11.00	33.95%
EGBN	Eagle Bancorp	33.28	16.49	98.20%
FMNB	Farmers Natl Banc Corp Oh	15.64	3.20	25.67%
FCBC	First Community Bancshares	46.94	16.33	53.37%
GSBC	Great Southern	81.23	26.61	48.72%
SMBC	Southern Missouri	70.70	17.95	34.02%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Capital City Bank AI Stock Analysis