Bank of Ireland Group(DE:BIRB)
€19.30+0.30 (+1.58%)
DE:BIRB
Bank of Ireland Group financials statements
€19.30
At close:+0.30 (+1.58%)
Bank of Ireland Group (BIRB) Ratios
1 Followers
Bank of Ireland Group Ratios
DE:BIRB's free cash flow for Q2 2026 was €3.08B. For the 2026 fiscal year, DE:BIRB's free cash flow was decreased by €-274.34M and operating cash flow was €3.35B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.22 | 0.32 | 41.44 | 280.81 | 315.21 |
| Quick Ratio | 0.22 | 0.32 | 86.13 | 574.23 | 618.88 |
| Cash Ratio | 0.22 | 0.32 | 41.96 | 274.14 | 306.71 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.04 | 0.03 | -5.58 | 26.83 | 184.64 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | € -127.51B | € -115.25B | € -110.53B | € -100.36B | € -110.20B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.06 | 0.08 | 0.08 | 0.15 |
| Debt-to-Equity Ratio | 0.81 | 0.79 | 1.05 | 1.09 | 2.09 |
| Debt-to-Capital Ratio | 0.45 | 0.44 | 0.51 | 0.52 | 0.68 |
| Long-Term Debt-to-Capital Ratio | 0.45 | 0.44 | 0.51 | 0.52 | 0.68 |
| Financial Leverage Ratio | 12.76 | 12.44 | 12.40 | 13.21 | 13.78 |
| Debt Service Coverage Ratio | 0.81 | 0.59 | 0.71 | 1.65 | 2.40 |
| Interest Coverage Ratio | 0.74 | 0.73 | 0.89 | 2.01 | 2.96 |
| Debt to Market Cap | 0.65 | 1.07 | 1.41 | 1.33 | 4.29 |
| Interest Debt Per Share | 12.56 | 12.31 | 13.85 | 12.24 | 22.40 |
| Net Debt to EBITDA | -7.86 | -10.77 | -8.99 | -20.56 | -6.32 |
| Profitability Margins | |||||
| Gross Profit Margin | 69.20% | 100.00% | 57.49% | 100.00% | 100.00% |
| EBIT Margin | 22.87% | 41.57% | -3.84% | 34.19% | 38.34% |
| EBITDA Margin | 28.21% | 48.54% | 31.08% | 42.20% | 46.09% |
| Operating Profit Margin | 22.87% | 51.59% | 32.86% | 45.05% | 50.52% |
| Pretax Profit Margin | 22.87% | 41.57% | 27.25% | 34.19% | 38.34% |
| Net Profit Margin | 19.72% | 34.31% | 22.42% | 28.75% | 32.90% |
| Continuous Operations Profit Margin | 19.72% | 34.31% | 22.51% | 29.02% | 33.12% |
| Net Income Per EBT | 86.22% | 82.53% | 82.30% | 84.08% | 85.83% |
| EBT Per EBIT | 100.00% | 80.58% | 82.93% | 75.90% | 75.89% |
| Return on Assets (ROA) | 0.73% | 0.95% | 1.02% | 0.56% | 0.67% |
| Return on Equity (ROE) | 9.30% | 11.77% | 12.70% | 7.42% | 9.30% |
| Return on Capital Employed (ROCE) | 2.53% | 4.00% | 1.51% | 0.88% | 1.04% |
| Return on Invested Capital (ROIC) | 2.18% | 3.30% | 1.12% | 2.01% | 3.12% |
| Return on Tangible Assets | 0.74% | 0.96% | 1.03% | 0.57% | 0.68% |
| Earnings Yield | 7.45% | 15.96% | 17.12% | 9.10% | 19.11% |
| Efficiency Ratios | |||||
| Receivables Turnover | 59.71 | 3.96 | 6.31 | 3.85 | 3.50 |
| Payables Turnover | 4.14 | 7.36 | 8.09 | 4.77 | 5.07 |
| Inventory Turnover | 0.00 | 0.00 | -0.07 | -0.02 | -0.02 |
| Fixed Asset Turnover | 7.47 | 5.50 | 8.89 | 3.69 | 3.88 |
| Asset Turnover | 0.04 | 0.03 | 0.05 | 0.02 | 0.02 |
| Working Capital Turnover Ratio | -0.08 | -0.23 | 0.20 | 0.08 | 0.14 |
| Cash Conversion Cycle | -82.02 | 42.57 | -4882.75 | -22434.88 | -21808.49 |
| Days of Sales Outstanding | 6.11 | 92.19 | 57.83 | 94.92 | 104.29 |
| Days of Inventory Outstanding | 0.00 | 0.00 | -4895.48 | -22453.28 | -21840.85 |
| Days of Payables Outstanding | 88.14 | 49.62 | 45.10 | 76.52 | 71.92 |
| Operating Cycle | 6.11 | 92.19 | -4837.65 | -22358.36 | -21736.56 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.05 | 2.43 | -3.86 | 3.48 | 18.38 |
| Free Cash Flow Per Share | 3.57 | 1.95 | -4.22 | 3.38 | 18.08 |
| Dividend Paid and CapEx Coverage Ratio | 4.06 | 1.77 | -6.21 | 16.43 | 50.92 |
| Capital Expenditure Coverage Ratio | 8.50 | 5.08 | -10.63 | 35.86 | 61.74 |
| Operating Cash Flow Coverage Ratio | 0.38 | 0.26 | -0.33 | 0.30 | 0.84 |
| Operating Cash Flow to Sales Ratio | 0.66 | 0.59 | -0.62 | 1.26 | 6.20 |
| Free Cash Flow Yield | 21.85% | 22.09% | -51.59% | 38.80% | 354.49% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.45 | 6.26 | 5.84 | 10.99 | 5.23 |
| Price-to-Sales (P/S) Ratio | 2.65 | 2.15 | 1.31 | 3.16 | 1.72 |
| Price-to-Book (P/B) Ratio | 1.25 | 0.74 | 0.74 | 0.82 | 0.49 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.58 | 4.53 | -1.94 | 2.58 | 0.28 |
| Price-to-Operating Cash Flow Ratio | 4.04 | 3.63 | -2.12 | 2.51 | 0.28 |
| Price-to-Earnings Growth (PEG) Ratio | -0.71 | 4.39 | 0.06 | -0.56 | -0.02 |
| Enterprise Value Multiple | 1.52 | -6.34 | -4.78 | -13.07 | -2.59 |
| Enterprise Value | 2.61B | -13.73B | -10.56B | -16.32B | -3.80B |
| EV to EBITDA | 1.52 | -6.34 | -4.78 | -13.07 | -2.59 |
| EV to Sales | 0.43 | -3.08 | -1.48 | -5.52 | -1.19 |
| EV to Free Cash Flow | 0.74 | -6.48 | 2.20 | -4.50 | -0.20 |
| EV to Operating Cash Flow | 0.65 | -5.20 | 2.40 | -4.38 | -0.19 |
| Tangible Book Value Per Share | 11.48 | 10.60 | 9.79 | 9.95 | 9.75 |
| Shareholders’ Equity Per Share | 13.09 | 11.98 | 11.03 | 10.70 | 10.48 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.14 | 0.17 | 0.17 | 0.15 | 0.14 |
| Revenue Per Share | 6.17 | 4.11 | 6.25 | 2.76 | 2.96 |
| Net Income Per Share | 1.22 | 1.41 | 1.40 | 0.79 | 0.97 |
| Tax Burden | 0.86 | 0.83 | 0.82 | 0.84 | 0.86 |
| Interest Burden | 1.00 | 1.00 | -7.10 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.17 | 0.21 | 0.11 | 0.26 | 0.22 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.87 | 1.42 | -2.27 | 4.39 | 16.18 |
Currency in EUR
