Allstate (ALS) Stock Price & Analysis
ALS Stock Chart & Stats
- Day’s Range
- EUR 230.40 - EUR 233.70
- 52-Week Range
- EUR 161.20 - EUR 243.40
- Previous Close
- EUR 227.70
- Volume
- N/A
- Average Volume (3M)
- 19
- Market Cap
- EUR 58.84B
- Enterprise Value
- EUR 71.12B
- Total Cash (Recent Filing)
- EUR 5.71B
- Total Debt (Recent Filing)
- EUR 7.49B
- Price to Earnings (P/E)
- 5.1
- Beta
- 0.26
- Next Earnings
- Nov 04, 2026 (Est.)
- EPS Estimate
- 6.17
- Last Dividend Ex-Date
- Aug 31, 2026
- Dividend Yield
- 1.60%
Bulls Say, Bears Say
Bulls Say
Underwriting Profitability
Improved combined ratios and sharply higher underwriting income indicate that pricing, expense control, and claims effectiveness are strengthening the core insurance engine. If maintained, this improvement can provide more durable earnings power and reduce dependence on investment gains.
Policy And New-business Growth
Growth in policies and new business shows Allstate is expanding its customer base while improving underwriting results. Greater scale across auto and homeowners can support recurring premium growth, broaden distribution reach, and reinforce its competitive position over coming quarters.
Capital And Cash Generation
Strong free cash flow and substantial deployable capital give Allstate flexibility to support regulatory needs, invest in technology, and return capital to shareholders. This financial capacity strengthens resilience through claims volatility and allows management to pursue strategic priorities.
Bears Say
Catastrophe Loss Exposure
Large catastrophe losses can materially pressure underwriting earnings and capital generation even when underlying insurance performance is strong. Recurring severe-weather exposure makes results more volatile and can require higher pricing, reinsurance spending, or capital retention.
Reserve-release Sustainability
Recent earnings benefited from favorable reserve re-estimates that may not recur. If releases fade or prior claims develop adversely, reported underwriting improvement could normalize lower, making future profitability less predictable and increasing the importance of current-year pricing and loss performance.
Claims Severity And Expense Pressure
Persistently elevated claim severity and repair-cost inflation can erode insurance margins by raising losses faster than premiums. Higher advertising and legal-related expenses add further pressure, potentially limiting the sustainability of combined-ratio gains despite operational improvements.
ALS FAQ
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Allstate Stock Smart Score
Company Description
Allstate
The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions. This includes standard private passenger auto and homeowners policies, as well as specialized vehicle coverage for motorcycles, trailers, motor homes, and off-road vehicles. Additional personal lines encompass renter, condominium, landlord, boat, umbrella, manufactured home, and stand-alone scheduled personal property policies. Commercial lines products are also available, marketed under the Allstate and Encompass brand names. The Protection Services division focuses on consumer protection and related financial services. Its offerings include product protection plans and technical assistance for mobile phones, consumer electronics, furniture, and appliances. It also provides finance and insurance products such as vehicle service contracts, guaranteed asset protection (GAP) waivers, road hazard tire and wheel protection, and paint and fabric protection. Furthermore, this segment delivers roadside assistance, device and mobile data collection, advanced data and analytical insights leveraging automotive telematics, and identity protection services. Key brands within this segment include Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits segment specializes in various health-related insurance products, including life, accident, critical illness, short-term disability, and other health coverage options. Finally, the Run-off Property-Liability segment manages existing property and casualty insurance obligations. Allstate's products are distributed through a diverse network of channels, which include call centers, captive agents, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as directly via online platforms and mobile applications. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Thomas Joseph Wilson
- Employees
- 53,150
- Website
- www.allstate.com
- Address
- 2775 Sanders Road, Northbrook, IL, 60062, US
Allstate (ALS) Earnings & Revenues
ALS Company Deck
ALS Earnings Call
Earnings Call SentimentPositive
The call presented a notably positive operating and financial picture: strong revenue and investment income growth, meaningful improvements in underwriting (combined ratios), robust underwriting income and capital generation, accelerating new business and continued investment in a technology-driven strategy (Ally). Headwinds highlighted include a one-point increase in the expense ratio (advertising and legal accruals), flat net rate impact this quarter, ongoing severity/inflation uncertainty, competitive pressure and cybersecurity considerations. Overall, the positives—material earnings, underwriting improvement, investment performance, market share gains and strong capital position—substantially outweigh the identified risks.
View all DE:ALS earnings summariesALS Net sales Breakdown
- 88.25% Allstate Protection
- 0.00% Run-off Property-Liability
- 5.24% Protection Services
- 0.46% Corporate
- 4.66% Allstate Protection and Run-off Property-Liability net investment income
- -0.35% Allstate Protection and Run-off Property-Liability net gains (losses) on investments and derivatives
- 0.94% All other
- -0.20% Intersegment eliminations
- 1.00% Allstate Health and Benefits
ALS Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 14 | 2 | 5 |
| Technical Analysis | 2 | 2 | 5 |
| Moving Averages | 12 | 0 | 0 |
