A9F Stock Chart & Stats
€1.83
€0.05(2.65%)
At close: 4:00 PM EDT
€1.83
€0.05(2.65%)
Day’s Range― - ―
52-Week Range€1.58 - €2.64
Previous CloseN/A
Volume0.00
Average Volume (3M)32.00
Market Cap
€594.08M
Enterprise Value€445.50M
Total Cash (Recent Filing)€22.20M
Total Debt (Recent Filing)€9.00M
Price to Earnings (P/E)17.9
Beta0.22
Next Earnings
Mar 18, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.09
Shares Outstanding298,602,020
10 Day Avg. Volume0
30 Day Avg. Volume32
Financial Highlights & Ratios
PEG Ratio1.39
Price to Book (P/B)12.13
Price to Sales (P/S)4.95
P/FCF Ratio16.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.05Price Target Upside66.65% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.11
Revenue Forecast (FY)€160.20M
Bulls Say, Bears Say
Bulls Say
Recurring Revenue ExpansionRapid subscription growth, strong ARR expansion, and 110% net revenue retention show increasing recurring revenue quality and customer expansion. A larger subscription base should improve predictability, deepen customer relationships, and support more durable earnings over the next several quarters.
Implementation BacklogThe implementation backlog provides identifiable future conversion opportunities rather than relying solely on new bookings. With 13 new customers expected to contribute subscription revenue after go-live, successful delivery can support multi-year recurring growth and broaden the customer base.
Cash Generation And Financial StrengthConsistently positive cash generation, including a sharp 2025 step-up, gives Alfa capacity to fund product investment, support dividends, and retain strategic flexibility. Low and improving leverage further reduces balance-sheet pressure while preserving options for continued expansion.
Bears Say
Margin And Profit PressureThe reported profit decline and gross-margin compression indicate that recent revenue growth has not translated cleanly into earnings. Even where exceptional costs contributed, sustained margin pressure could reduce operating leverage and limit the pace of future profit improvement.
Weaker Software Engineering DemandLower software engineering revenue and contract value reduce an important project-based contribution and make near-term growth more dependent on subscriptions and delivery execution. The decline also reflects weaker customer-led enhancement demand, which may constrain utilization and revenue mix.
Moderating Revenue GrowthRevenue growth has moderated from the stronger rates achieved earlier in the period, creating a lower starting point for compounding. Slower expansion increases the importance of converting the implementation pipeline and maintaining subscription momentum to support durable earnings growth.
Alfa Financial Software plc News
A9F FAQ
What was Alfa Financial Software plc’s price range in the past 12 months?
Alfa Financial Software plc lowest stock price was €1.58 and its highest was €2.64 in the past 12 months.
What is Alfa Financial Software plc’s market cap?
Alfa Financial Software plc’s market cap is €594.08M.
When is Alfa Financial Software plc’s upcoming earnings report date?
Alfa Financial Software plc’s upcoming earnings report date is Mar 18, 2027 which is in 138 days.
How were Alfa Financial Software plc’s earnings last quarter?
Alfa Financial Software plc released its earnings results on Sep 03, 2026. The company reported €0.054 earnings per share for the quarter.
Is Alfa Financial Software plc overvalued?
According to Wall Street analysts Alfa Financial Software plc’s price is currently Undervalued.
Does Alfa Financial Software plc pay dividends?
Alfa Financial Software plc does not currently pay dividends.
What is Alfa Financial Software plc’s EPS estimate?
Alfa Financial Software plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Alfa Financial Software plc have?
Alfa Financial Software plc has 298,602,020 shares outstanding.
What happened to Alfa Financial Software plc’s price movement after its last earnings report?
Alfa Financial Software plc reported an EPS of €0.054 in its last earnings report. Following the earnings report the stock price went down -2.674%.
Which hedge fund is a major shareholder of Alfa Financial Software plc?
Currently, no hedge funds are holding shares in DE:A9F
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alfa Financial Software plc Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€3.05 (66.65% Upside)
€3.05 (66.65% Upside)
Insider Transactions
Sold Shares
Worth €382.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-23.00%
12-Months-Change
Fundamentals
Return on Equity
53.53%
Trailing 12-Months
Asset Growth
-1.64%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Alfa Financial Software plc
Alfa Financial Software Holdings PLC, through its various subsidiaries, is a global provider of specialized software platforms and professional advisory services tailored for the asset finance industry. Operating across the United Kingdom, United States, broader Europe, and other international territories, the company structures its business into distinct Services, Software, and Subscription segments. Its flagship offering, Alfa Systems, is a comprehensive software platform that supports the complete lifecycle of retail and corporate asset finance, encompassing processes from initial point-of-sale and origination through contract administration and asset remarketing. Complementing this, the Alfa Digital platform alongside its suite of applications provides an omnichannel digital experience, facilitating features such as self-service portals, seamless customer onboarding, mobile functionality, and point-of-sale operations accessible across a range of devices. The company further extends its services to include cloud hosting. Primarily, Alfa Financial Software Holdings PLC serves the equipment and automotive finance sectors. Established in London, UK, in 1990, it operates as a subsidiary of CHP Software and Consulting Limited.
A9F Stock 12 Month Forecast
Average Price Target
€3.05
▲(66.65% Upside)
Technical Analysis
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