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PCB Bancorp (9UH) Stock Price & Analysis

9UH Stock Chart & Stats

€25.80€0.00(0.00%)
At close: 5:30 PM GMT+1
€17.5€20€22.5€252 Dec5 May1 Oct30 Dec18 Feb22 Jun23 Oct
Day’s Range
EUR 25.80 - EUR 26.80
52-Week Range
EUR 17.80 - EUR 26.80
Previous Close
EUR 25.80
Volume
N/A
Average Volume (3M)
0
Market Cap
EUR 367.30M
Enterprise Value
EUR 448.76M
Total Cash (Recent Filing)
EUR 30.90M
Total Debt (Recent Filing)
EUR 107.70M
Price to Earnings (P/E)
9.9
Beta
0.42
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
0.67
Next Dividend Ex-Date
N/A
Dividend Yield
2.87%

Bulls Say, Bears Say

Bulls Say

Record Earnings And Stronger Margin

Record quarterly earnings supported by higher net interest income, a stronger net interest margin, and increased noninterest income indicate broad-based operating improvement. This combination suggests the bank is converting balance-sheet growth and customer activity into durable profitability rather than relying on a single revenue source.

Solid Profitability And Revenue Growth

A near-20% trailing net margin combined with revenue growth of approximately 30% demonstrates meaningful earnings power and improving operating momentum. Strong profitability gives PCB Bancorp greater capacity to build capital, invest in banking capabilities, and absorb normal fluctuations in regional banking conditions.

Strong Current Cash Generation

Operating cash flow and free cash flow that remain close to net income provide evidence that reported profitability is being converted into cash. That supports capital flexibility and shareholder distributions while giving the bank a stronger internal funding base for ongoing operations and measured growth.

Bears Say

Loan Portfolio Contraction

The deliberate reduction of large commercial relationships strengthened liquidity and risk-adjusted returns, but it also caused loan balances to decline. A smaller lending base can restrain future net interest income and asset growth if management continues prioritizing balance-sheet selectivity over expansion.

Rising Leverage

Although leverage remains reasonable for a regional bank, debt has increased meaningfully from 2024–2025 levels. Higher leverage can reduce balance-sheet flexibility, increase sensitivity to funding conditions, and leave less room to respond if credit or operating conditions weaken over the coming quarters.

Cash-flow And Earnings Cyclicality

Negative latest-TTM free-cash-flow growth and a prior year with negative operating and free cash flow show that cash generation can vary materially with operating conditions. This volatility makes earnings quality less predictable and may constrain the consistency of capital deployment through a cycle.

PCB Bancorp News

9UH FAQ

What was PCB Bancorp’s price range in the past 12 months?
PCB Bancorp lowest stock price was €17.80 and its highest was €26.80 in the past 12 months.
What is PCB Bancorp’s market cap?
PCB Bancorp’s market cap is €367.30M.
When is PCB Bancorp’s upcoming earnings report date?
PCB Bancorp’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 86 days.
How were PCB Bancorp’s earnings last quarter?
PCB Bancorp released its earnings results on Oct 29, 2026. The company reported €0.76 earnings per share for the quarter, beating the consensus estimate of €0.655 by €0.105.
Is PCB Bancorp overvalued?
According to Wall Street analysts PCB Bancorp’s price is currently Undervalued.
Does PCB Bancorp pay dividends?
PCB Bancorp does not currently pay dividends.
What is PCB Bancorp’s EPS estimate?
PCB Bancorp’s EPS estimate is 0.67.
How many shares outstanding does PCB Bancorp have?
PCB Bancorp has 14,044,602 shares outstanding.
What happened to PCB Bancorp’s price movement after its last earnings report?
PCB Bancorp reported an EPS of €0.76 in its last earnings report, beating expectations of €0.655. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of PCB Bancorp?
Hedge funds hold PCB Bancorp shares: the largest hedge-fund position in PCB Bancorp is 1,989,570,766 shares, and hedge funds decreased their holdings by 40.0K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology