SB Financial Group(DE:9KH)
€24.60-0.20 (-0.81%)
DE:9KH
SB Financial Group financials statements
€24.60
At close:-0.20 (-0.81%)
SB Financial Group (9KH) Ratios
0 Followers
SB Financial Group Ratios
DE:9KH's free cash flow for Q3 2026 was $8.48M. For the 2026 fiscal year, DE:9KH's free cash flow was decreased by $-247.00K and operating cash flow was $8.73M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.12 | 0.18 | 0.23 | 0.25 | 0.37 |
| Quick Ratio | 0.12 | 0.18 | 0.23 | 0.25 | 0.37 |
| Cash Ratio | 0.06 | 0.02 | 0.02 | 0.03 | 0.13 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 2.60 | 0.89 | 1.04 | 1.71 | 1.13 |
| Net Current Asset Value | $ -1.25B | $ -1.05B | $ -970.04M | $ -944.39M | $ -767.59M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.05 | 0.09 | 0.07 | 0.03 |
| Debt-to-Equity Ratio | 0.45 | 0.51 | 0.94 | 0.80 | 0.28 |
| Debt-to-Capital Ratio | 0.31 | 0.34 | 0.48 | 0.44 | 0.22 |
| Long-Term Debt-to-Capital Ratio | 0.28 | 0.30 | 0.45 | 0.40 | 0.15 |
| Financial Leverage Ratio | 10.94 | 10.82 | 10.80 | 11.28 | 9.18 |
| Debt Service Coverage Ratio | 0.52 | 0.43 | 0.49 | 0.82 | 1.27 |
| Interest Coverage Ratio | 0.68 | 0.57 | 0.78 | 2.96 | 5.65 |
| Debt to Market Cap | 0.45 | 0.47 | 1.11 | 0.80 | 0.29 |
| Interest Debt Per Share | 14.04 | 13.47 | 19.84 | 14.23 | 5.97 |
| Net Debt to EBITDA | -0.41 | 2.17 | 5.04 | 3.34 | -3.86 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.59% | 69.83% | 74.70% | 91.77% | 93.02% |
| EBIT Margin | 18.96% | 17.03% | 19.40% | 24.39% | 31.30% |
| EBITDA Margin | 23.60% | 21.39% | 24.10% | 30.78% | 39.86% |
| Operating Profit Margin | 18.96% | 17.03% | 19.40% | 24.39% | 31.30% |
| Pretax Profit Margin | 18.96% | 17.03% | 19.40% | 24.39% | 31.30% |
| Net Profit Margin | 15.35% | 14.10% | 15.94% | 19.94% | 25.17% |
| Continuous Operations Profit Margin | 15.35% | 14.10% | 15.94% | 19.94% | 25.17% |
| Net Income Per EBT | 80.99% | 82.78% | 82.18% | 81.75% | 80.43% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.90% | 0.83% | 0.90% | 0.94% | 1.37% |
| Return on Equity (ROE) | 9.89% | 9.00% | 9.73% | 10.57% | 12.61% |
| Return on Capital Employed (ROCE) | 7.62% | 6.48% | 5.72% | 6.57% | 11.24% |
| Return on Invested Capital (ROIC) | 5.93% | 5.11% | 4.47% | 5.04% | 8.40% |
| Return on Tangible Assets | 0.93% | 0.86% | 0.93% | 0.96% | 1.41% |
| Earnings Yield | 9.85% | 8.24% | 11.54% | 10.55% | 13.12% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.58 | 16.58 | 16.29 | 15.35 | 24.86 |
| Payables Turnover | 10.88 | 10.44 | 7.86 | 6.72 | 16.96 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.20 | 3.98 | 3.55 | 2.75 | 3.13 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.09 | -0.09 | -0.09 | -0.08 | -0.10 |
| Cash Conversion Cycle | -11.52 | -12.94 | -24.05 | -30.51 | -6.85 |
| Days of Sales Outstanding | 22.01 | 22.02 | 22.40 | 23.78 | 14.68 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 33.54 | 34.95 | 46.46 | 54.29 | 21.53 |
| Operating Cycle | 22.01 | 22.02 | 22.40 | 23.78 | 14.68 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.77 | 1.42 | 2.05 | 3.65 | 2.32 |
| Free Cash Flow Per Share | 3.37 | 1.23 | 1.91 | 3.38 | 1.99 |
| Dividend Paid and CapEx Coverage Ratio | 3.73 | 1.89 | 3.08 | 4.81 | 3.10 |
| Capital Expenditure Coverage Ratio | 9.24 | 7.69 | 14.60 | 13.49 | 7.11 |
| Operating Cash Flow Coverage Ratio | 0.38 | 0.14 | 0.12 | 0.27 | 0.43 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.12 | 0.18 | 0.41 | 0.24 |
| Free Cash Flow Yield | 15.11% | 5.90% | 12.43% | 19.94% | 10.65% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.17 | 12.16 | 8.67 | 9.48 | 7.62 |
| Price-to-Sales (P/S) Ratio | 1.56 | 1.71 | 1.38 | 1.89 | 1.92 |
| Price-to-Book (P/B) Ratio | 1.00 | 1.09 | 0.84 | 1.00 | 0.96 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.62 | 16.94 | 8.04 | 5.02 | 9.39 |
| Price-to-Operating Cash Flow Ratio | 5.90 | 14.74 | 7.49 | 4.64 | 8.07 |
| Price-to-Earnings Growth (PEG) Ratio | 0.37 | -4.30 | -7.76 | -0.35 | 0.25 |
| Enterprise Value Multiple | 6.20 | 10.17 | 10.77 | 9.48 | 0.95 |
| Enterprise Value | 133.12M | 177.04M | 196.95M | 183.30M | 27.51M |
| EV to EBITDA | 6.20 | 10.17 | 10.77 | 9.48 | 0.95 |
| EV to Sales | 1.46 | 2.18 | 2.60 | 2.92 | 0.38 |
| EV to Free Cash Flow | 6.21 | 21.53 | 15.11 | 7.74 | 1.86 |
| EV to Operating Cash Flow | 5.54 | 18.73 | 14.08 | 7.17 | 1.59 |
| Tangible Book Value Per Share | 15.52 | 13.42 | 12.77 | 11.66 | 14.75 |
| Shareholders’ Equity Per Share | 22.18 | 19.15 | 18.21 | 16.91 | 19.49 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.17 | 0.18 | 0.18 | 0.20 |
| Revenue Per Share | 14.29 | 12.22 | 11.11 | 8.97 | 9.76 |
| Net Income Per Share | 2.19 | 1.72 | 1.77 | 1.79 | 2.46 |
| Tax Burden | 0.81 | 0.83 | 0.82 | 0.82 | 0.80 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.29 | 0.31 | 0.31 | 0.39 | 0.38 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.72 | 0.82 | 1.16 | 2.04 | 0.94 |
Currency in USD
