IntegraFin Holdings PLC (DE:84N)
FRANKFURT:84N
Earnings Data
Report Date
Dec 09, 2026TBA (Not Confirmed)
Period Ending
2026 (Q4)Consensus EPS Forecast
0.12Last Year’s EPS
0.11Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a broadly positive performance: strong record gross inflows, double‑digit revenue growth, robust profit growth (PBT +16%) and margin expansion to 51%, supported by excellent cash conversion and an increased interim dividend. Operational initiatives—APIs, automation and selective AI adoption—are intended to drive further efficiency and scalability. Headwinds are manageable: revenue margin moderation from tiered pricing and prior fee reductions, a one‑off rise in regulatory capital requirements, and some non‑recurring cost benefits that temper sustainable cost declines. Management reiterated conservative cost guidance (3% admin growth) and maintained capital allocation discipline. On balance, the strengths and momentum materially outweigh the manageable challenges.Company Guidance
Record Inflows and FUD Growth
Gross inflows reached a record level of over GBP 6.0 billion in H1 '26; net inflows were GBP 2.4 billion, up 14% versus H1 '25; average daily FUD grew 17% year‑on‑year to GBP 77.5 billion and has achieved a 14% CAGR in average daily FUD since HY '23.
Revenue Growth and High Recurring Revenue
Group revenue rose 11% to GBP 85.8 million for H1 '26; Transact investment platform revenue increased GBP 8.5 million (11%) to GBP 83.2 million. Recurring revenue represented 99% of platform revenue.
Profitability and Margin Expansion
Underlying profit before tax increased 16% to GBP 43.9 million and underlying PBT margin expanded to 51% for the half year, indicating a step change in profitability.
Earnings, Cash Conversion and Dividend Increase
Underlying EPS rose 14% to 10p per share; profit after tax was GBP 33 million with liquidity generation of GBP 34 million in H1 (cash conversion ~100%). Interim dividend raised 15% to 3.8p per share; dividend policy remains 60%–65% payout of PAT.
Client Base and Competitive Position
Client numbers increased 5% to over 254,000; Transact ranked top 3 in adviser platform market for both gross and net inflows in the period; market share of net inflows was 25% and Transact holds a 10% share of UK adviser platform FUD.
Cost and Efficiency Progress
Administrative expense growth moderated: H1 admin expenses were up 4% (GBP 1.7 million) while headcount reduced by 16 people (3%). Management remains on track to meet guidance of ~3% administrative expense growth for FY '26 and FY '27 driven by automation, straight‑through processing and restructuring of support functions.
Upgraded Interest Income Guidance and Stable Capital Allocation
Net interest income guidance increased to GBP 10 million for FY '26 and GBP 11 million for FY '27; board re‑iterated unchanged revenue and cost guidance and confirmed continued focus on shareholder returns within stated dividend policy.
DE:84N Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:84N Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 20, 2026 | €3.80 | €3.60 | -5.21% |
Dec 17, 2025 | €3.65 | €3.86 | +5.83% |
May 21, 2025 | €3.65 | €3.46 | -5.23% |
Dec 18, 2024 | €4.34 | €3.87 | -10.76% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does IntegraFin Holdings PLC (DE:84N) report earnings?
IntegraFin Holdings PLC (DE:84N) is schdueled to report earning on Dec 09, 2026, TBA (Not Confirmed).
What is IntegraFin Holdings PLC (DE:84N) earnings time?
IntegraFin Holdings PLC (DE:84N) earnings time is at Dec 09, 2026, TBA (Not Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of IntegraFin Holdings PLC stock?
The P/E ratio of IntegraFin Holdings PLC is N/A.
What is DE:84N EPS forecast?
DE:84N EPS forecast for the fiscal quarter 2026 (Q4) is 0.12.