Earnings Data
Report Date
Aug 10, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.03Last Year’s EPS
-0.02Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a strong set of operational and financial positives: rapid membership growth (~51% YoY), significant revenue growth (+62% YoY), improved gross profit (+47% YoY), GAAP profitability ($27M) and expanding clinical engagement (Clover Assistant reach and Clover Care enrollment up ~90%). Management acknowledged elevated outpatient utilization, Part D and prior-period reserve variability and one-time SG&A items, but described concrete actions (AI/data, dental cost controls, targeted remediation) and emphasized disciplined monitoring. Given the magnitude and breadth of the favorable metrics and the balance of challenges being described as manageable or being actively addressed, the overall tone is optimistic and confidence-driven while cautious on cohort maturation risks.Company Guidance
Strong Membership Growth
Medicare Advantage membership grew ~51% year-over-year to approximately 156,000 members (an increase of over 52,000 lives), driven by a strong AEP and best-in-class retention.
Revenue and Profitability Expansion
Total revenues were $749 million, up 62% year-over-year. The company generated GAAP net income of $27 million (improving by $29 million YoY) and adjusted EBITDA of $40 million, up 56% YoY.
Improving Gross Profit and Cohort Economics
Consolidated gross profit was $160 million, up 47% year-over-year. Management emphasized improving cohort economics as new members mature under Clover's care model.
Operational and Clinical Engagement Momentum
Over one-third of members received Clover Assistant-powered care in Q1, and enrollment in Clover Care Services (home care) rose ~90% year-over-year, supporting higher-acuity management and better outcomes.
SG&A Efficiency Gains and Scale Benefits
Adjusted SG&A was $119 million (16% of revenue), improving roughly 200 basis points year-over-year due to scale, vendor optimization and early impact from automation/AI-driven workflows; company remains committed to 100–150 bps improvement for 2026 and delivered 200 bps in Q1.
Strong Balance Sheet and Cash Generation
Ended the quarter with $418 million in cash and investments, no debt, and operating cash flow of $108 million in the quarter, supporting self-funded growth.
Data/AI and Regulatory Positioning
Expanded capabilities onto new CMS-aligned networks to access earlier data for AI-driven insights; CMS did not finalize proposed risk model changes (creating stability) and adopted a switcher exception that management says benefits plans like Clover that rely on encounter-linked documentation.
Market Leadership in Core Geography
Clover is now the largest PPO in New Jersey (excluding special needs and employer retiree plans), enabling concentrated clinical integration and reinforcing unit economics in core markets.
DE:7QD Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:7QD Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2026 | €2.18 | €2.42 | +11.01% |
Feb 26, 2026 | €1.74 | €1.71 | -1.89% |
Nov 04, 2025 | €3.16 | €2.66 | -16.00% |
Aug 05, 2025 | €2.47 | €1.97 | -20.18% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Clover Health Investments Corp (DE:7QD) report earnings?
Clover Health Investments Corp (DE:7QD) is schdueled to report earning on Aug 10, 2026, After Close (Confirmed).
What is Clover Health Investments Corp (DE:7QD) earnings time?
Clover Health Investments Corp (DE:7QD) earnings time is at Aug 10, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Clover Health Investments Corp stock?
The P/E ratio of Clover Health Investments is N/A.
What is DE:7QD EPS forecast?
DE:7QD EPS forecast for the fiscal quarter 2026 (Q2) is 0.03.
