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E-L Financial (74N) Stock Price & Analysis

74N Stock Chart & Stats

€12.40€0.00(0.00%)
At close: 5:30 PM GMT+1
EUR 10.8EUR 10.85EUR 10.928 Jul16 Sep22 Sep
Day’s Range
EUR 12.40 - EUR 12.40
52-Week Range
EUR 9.55 - EUR 12.50
Previous Close
EUR 12.40
Volume
0
Average Volume (3M)
17
Market Cap
EUR 4.26B
Enterprise Value
EUR 8.41B
Total Cash (Recent Filing)
EUR 607.50M
Total Debt (Recent Filing)
EUR 848.86M
Price to Earnings (P/E)
3.6
Beta
0.48
Next Earnings
Nov 10, 2026 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
6.00%

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet

Very low leverage gives E-L Financial substantial financial flexibility and reduces pressure from interest costs or refinancing needs. A steadily rising equity base further supports resilience, allowing the company to absorb insurance volatility and continue allocating capital through different market conditions.

Strong Profitability

Exceptional TTM profitability indicates that the insurance and investment operations are currently converting revenue and capital into substantial earnings. If performance remains durable, these margins can strengthen internal capital generation, support investment capacity, and reinforce the company’s competitive position.

Positive Free Cash Flow

Positive free cash flow across the measured periods provides an important foundation for funding operations, maintaining financial flexibility, and supporting shareholder distributions. The TTM improvement also suggests that cash generation has recently strengthened, even though its consistency remains uneven.

Bears Say

Weak Cash Conversion

Operating cash flow covering only a modest portion of reported earnings raises questions about the quality and repeatability of current profitability. Persistently weak conversion could limit internally funded growth, reduce flexibility for capital allocation, and make earnings more dependent on non-cash or volatile items.

Historically Volatile Results

The prior negative return year demonstrates that E-L Financial’s earnings and capital outcomes can swing materially despite its current strong position. Such volatility makes long-term performance harder to forecast and increases dependence on underwriting conditions, investment results, and broader operating cycles.

Uneven Revenue Trend

Recent revenue growth has not yet established a consistently durable trend because it follows both a decline in 2025 and a negative revenue year in 2022. This uneven trajectory may make future earnings less predictable and complicate planning for sustained expansion or reinvestment.

E-L Financial News

74N FAQ

What was E-L Financial’s price range in the past 12 months?
E-L Financial lowest stock price was €9.55 and its highest was €12.50 in the past 12 months.
What is E-L Financial’s market cap?
E-L Financial’s market cap is €4.26B.
When is E-L Financial’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were E-L Financial’s earnings last quarter?
E-L Financial released its earnings results on Aug 06, 2026. The company reported €1.818 earnings per share for the quarter.
Is E-L Financial overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does E-L Financial pay dividends?
E-L Financial does not currently pay dividends.
What is E-L Financial’s EPS estimate?
E-L Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does E-L Financial have?
E-L Financial has 345,496,900 shares outstanding.
What happened to E-L Financial’s price movement after its last earnings report?
E-L Financial reported an EPS of €1.818 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of E-L Financial?
Currently, no hedge funds are holding shares in DE:74N
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology