TipRanks
Go Ultimate55% OFF

NerdWallet, Inc. Class A (6OI) AI Stock Analysis

DE:6OI

NerdWallet, Inc. Class A

(Frankfurt:6OI)

Rating:―N/A
Action:N/A
Date:―

No summary available

Positive Factors
Strong cash generationNRDS is converting its improving profitability into substantial operating and free cash flow, supporting reinvestment, acquisitions, and shareholder returns. The close relationship between free cash flow and earnings also indicates that recent earnings improvement is backed by cash rather than accounting gains.
Negative Factors
Organic search pressurePersistent organic-search weakness can reduce traffic and qualified referrals across important product categories, directly pressuring performance-based revenue. If search distribution continues to change, NerdWallet may need to rely more heavily on paid acquisition, owned audiences, or alternative channels to sustain growth.

NerdWallet, Inc. Class A (6OI) vs. iShares MSCI Germany ETF (EWG)

-40%-30%-20%-10%0%10%20%30%40%DE:6OI-4.81%EWG+6.61%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
EUR 714.66M
Dividend Yield
―
Average Volume (3M)
338
Price to Earnings (P/E)
12.1
Beta (1Y)
0.47
Revenue Growth
3.83%
EPS Growth
31.21%
Country
Germany
Employees
650
Sector
Communication Services
Sector Strength
60
Industry
Internet Content & Information

NerdWallet, Inc. Class A Business Overview & Revenue Model

Company Description

NerdWallet, Inc. operates an online platform dedicated to providing tailored financial advice for both individual consumers and small to medium-sized businesses. The company facilitates connections between these users and various financial product pr...

NerdWallet, Inc. Class A Earnings Call Summary

Earnings Call Date:Aug 05, 2026(Q2-2026)|% Change Since:30.26%|Next Earnings Date:Nov 04, 2026
Earnings Call SentimentPositive

The call shows a predominately positive operational and financial picture: revenue and consumer revenue grew, profitability beat midpoint guidance, adjusted EBITDA was in range, and trailing 12-month free cash flow doubled to a record $141M. Management is proactively reallocating capital toward IRR-driven, longer-payback investments in vertical integration and owned audiences, expecting a fivefold increase in incremental investment versus 2025 and a Q3 revenue acceleration (guidance midpoint up ~17% YoY). Key challenges include persistent organic search headwinds that caused an 11% decline in SMB revenue and declines in credit card-related traffic, an auto insurance partner that has not fully recovered, and a near-term NGOI hit ($15M–$20M) from acquisition spend with payback beyond the year. On balance, the strengths (growth, record cash flow, beat on NGOI, strong guidance and capital returns) outweigh the near-term headwinds and strategic reinvestments.

Positive Updates

Revenue Growth
Total Q2 revenue of $197 million, up 6% year-over-year, with Q3 revenue guidance of $244M–$260M (midpoint up ~17% YoY).

Negative Updates

SMB Revenue Decline
SMB revenue declined 11% year-over-year to $22 million, primarily due to organic search headwinds in non-loan SMB products (partially offset by business loan originations growth).

Company Guidance

Management guided Q3 revenue of $244 million to $260 million (about +17% year‑over‑year at the midpoint) and non‑GAAP operating income (NGOI) of $29 million to $37 million, saying annual profitability will be more concentrated in Q3 due to student‑loan regulatory tailwinds and the February College Finance acquisition; for full‑year 2026 they narrowed NGOI to $90 million to $105 million (midpoint unchanged), which incorporates a $15 million to $20 million NGOI impact from customer‑acquisition spend with paybacks beyond the current year (the midpoint implies roughly a 5× increase in that spend year‑over‑year); the company also reiterated it expects to continue generating meaningful adjusted free cash flow while balancing organic and inorganic investments and share repurchases.

NerdWallet, Inc. Class A Risk Analysis

NerdWallet, Inc. Class A disclosed 57 risk factors in its most recent earnings report. NerdWallet, Inc. Class A reported the most risks in the "Finance & Corporate" category.

Higher RiskSector Avg.Lower RiskFinance & CorporateTech & InnovationLegal & RegulatoryProductionAbility to SellMacro & Political
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added

0 New Risks

NerdWallet, Inc. Class A Peers Comparison

Overall Rating

UnderperformOutperform
Sector (60)

Financial Indicators

DE:6OI against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
EVEREVER83Outperform$828.49M7.6650.29%―22.75%144.55%
MAXMAX69Neutral$873.08M7.46503.71%―15.22%―
CARGCARG68Neutral$2.87B18.0756.25%―6.01%47.62%
ZZ66Neutral$7.00B140.781.18%―17.67%―
Sector *60Neutral$48.67B4.58-11.27%4.14%2.83%-41.78%
MNYMNY45Neutral$23.67M-2.13-29.62%―6.32%31.20%

* Communication Services Sector Average

Performance Comparison

-60%-40%-20%0%20%DE:6OIZCARGEVERMAXMNYDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
DE:6OI and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
DE:6OINerdWallet, Inc. Class A9.90-0.50-4.81%
ZZillow Group Inc Class C32.34-40.69-55.72%
CARGCargurus33.79-0.19-0.56%
EVEREverquote24.27-0.01-0.04%
MAXMediaalpha, Inc.14.781.4310.71%
MNYMoneyhero Limited0.57-0.63-52.33%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.