67J Stock Chart & Stats
€8.35
-€0.15(-1.80%)
At close: 4:00 PM EDT
€8.35
-€0.15(-1.80%)
Day’s Range― - ―
52-Week Range€7.55 - €10.30
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.86B
Enterprise Value€4.80M
Total Cash (Recent Filing)€2.04T
Total Debt (Recent Filing)€6.89T
Price to Earnings (P/E)13.2
Beta0.32
Next Earnings
Oct 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)97.71
Shares Outstanding216,010,130
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio2.25
Price to Book (P/B)0.80
Price to Sales (P/S)0.69
P/FCF Ratio1.10
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€7.69Price Target Upside-7.89% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering5
EPS Forecast (FY)0.47
Revenue Forecast (FY)€3.30B
Bulls Say, Bears Say
Bulls Say
Revenue AccelerationAEON Financial Service's surge to roughly +34.9% revenue growth in 2026 reflects materially higher card usage and loan origination across its customer base. Durable top-line expansion supports operating leverage, funds reinvestment into products and underwriting, and improves the runway for continued balance-sheet scale over multiple quarters.
Stable Operating ProfitabilityConsistent EBIT in the 70–105 billion range indicates structurally resilient operating margins in the core consumer finance business. Reliable operating earnings provide a buffer against credit cost fluctuations, support internal funding for strategic initiatives, and underpin medium-term cash generation capacity.
AEON Retail Ecosystem DistributionIntegration with AEON's large retail footprint gives the company a durable, low-cost customer acquisition channel and embedded cross-sell opportunities. This captive distribution sustains card volumes, merchant relationships and recurring fee income, strengthening competitive positioning and long-term revenue predictability.
Bears Say
Elevated LeverageVery high debt-to-equity ratios, with spikes near ~12x in some years, create meaningful sensitivity to funding cost increases or market stress. Elevated leverage restricts financial flexibility for capital allocation, heightens refinancing and liquidity risk, and amplifies earnings volatility from credit shocks over the medium term.
Inconsistent Cash GenerationA reported zero operating/free cash flow year in 2024 and wide year-to-year swings reduce confidence in predictable internal funding. Irregular cash conversion complicates debt servicing plans, dividend coverage and planned reinvestments, making near- to medium-term capital planning more uncertain.
Net Income And ROE VolatilityNet income has fluctuated materially (peaking near ~30B then falling to ~15.6B), while ROE remains modest in the roughly 3%–7% range. This persistent earnings variability and modest returns on equity limit the firm's ability to consistently reinvest at attractive rates and constrain long-term shareholder return potential.
AEON Financial Service Co News
67J FAQ
What was AEON Financial Service Co Ltd’s price range in the past 12 months?
AEON Financial Service Co Ltd lowest stock price was €7.55 and its highest was €10.30 in the past 12 months.
What is AEON Financial Service Co Ltd’s market cap?
AEON Financial Service Co Ltd’s market cap is €1.86B.
When is AEON Financial Service Co Ltd’s upcoming earnings report date?
AEON Financial Service Co Ltd’s upcoming earnings report date is Oct 13, 2026 which is in 72 days.
How were AEON Financial Service Co Ltd’s earnings last quarter?
AEON Financial Service Co Ltd released its earnings results on Jul 09, 2026. The company reported €0.229 earnings per share for the quarter, beating the consensus estimate of €0.083 by €0.146.
Is AEON Financial Service Co Ltd overvalued?
According to Wall Street analysts AEON Financial Service Co Ltd’s price is currently Overvalued.
Does AEON Financial Service Co Ltd pay dividends?
AEON Financial Service Co Ltd does not currently pay dividends.
What is AEON Financial Service Co Ltd’s EPS estimate?
AEON Financial Service Co Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does AEON Financial Service Co Ltd have?
AEON Financial Service Co Ltd has 216,010,130 shares outstanding.
What happened to AEON Financial Service Co Ltd’s price movement after its last earnings report?
AEON Financial Service Co Ltd reported an EPS of €0.229 in its last earnings report, beating expectations of €0.083. Following the earnings report the stock price went down -0.617%.
Which hedge fund is a major shareholder of AEON Financial Service Co Ltd?
Currently, no hedge funds are holding shares in DE:67J
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
AEON Financial Service Co Ltd
AEON Financial Service Co., Ltd., through its subsidiaries, provides various financial services in Japan. It operates in five segments: Retail, Solutions, China Area, Mekong Area, and Malaysia Area. The company engages in banking and insurance business; provision of financial services, including database of processing and installment payments, as well as credit cards and loans. It is also involved in bank and business management activities; life insurance sales business; non-life insurance agency business; management, collection and purchase of specified monetary claims, and backup servicing business; and provision of housing related loans, property leases, short-term small amount insurance services, as well as digital solutions for local governments. AEON Financial Service Co., Ltd. was incorporated in 1981 and is based in Tokyo, Japan.
67J Stock 12 Month Forecast
Average Price Target
€7.69
▼(-7.89% Downside)