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Harbin Bank Co., Ltd. Class H (DE:5H6)
FRANKFURT:5H6

Harbin Bank Co., Ltd. Class H (5H6) Price & Analysis

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5H6 Stock Chart & Stats

€0.04
€0.00(0.00%)
At close: 4:00 PM EST
€0.04
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Positive Free Cash FlowA positive free cash flow in 2025 and FCF roughly tracking net income indicate the bank can convert reported profits into cash. Durable cash generation supports internal funding for lending, provisioning and operations over months ahead, reducing short-term dependence on external financing.
Revenue Step-up In 2025A material revenue increase in 2025 reflects stronger top-line traction versus prior periods. Sustained higher revenue can provide scale to absorb fixed costs, expand fee businesses and improve long-term income diversification if management sustains growth initiatives and controls operating leverage.
Diversified Banking Revenue ModelA mix of interest income (corporate/retail lending) and fee-based services (payments, wealth, trade finance) creates structural revenue diversification. This reduces single-source dependency and helps stabilize income across economic cycles, supporting resilience over the medium term.
Bears Say
Sharp Rise In LeverageA large jump in leverage materially raises funding and solvency risk. Higher debt-to-equity pressures regulatory capital ratios, increases interest expense sensitivity and reduces strategic flexibility, making the bank more vulnerable to adverse credit or liquidity shocks over the next several months.
Low Return On EquityPersistently low ROE indicates the bank struggles to generate adequate returns on its capital base. Over time this limits retained-earnings growth, constrains capital buffers and reduces the bank’s ability to fund organic expansion or absorb loan losses without external capital infusions.
Volatile Cash GenerationLarge swings in operating cash flow across years reveal inconsistent internal liquidity generation. This volatility undermines predictability for lending, provisioning and dividend policy, increasing reliance on external funding and raising the structural financing risk profile over the medium term.

Harbin Bank Co., Ltd. Class H News

5H6 FAQ

What was Harbin Bank Co., Ltd. Class H’s price range in the past 12 months?
Harbin Bank Co., Ltd. Class H lowest stock price was €0.03 and its highest was €0.04 in the past 12 months.
    What is Harbin Bank Co., Ltd. Class H’s market cap?
    Harbin Bank Co., Ltd. Class H’s market cap is €376.94M.
      When is Harbin Bank Co., Ltd. Class H’s upcoming earnings report date?
      Harbin Bank Co., Ltd. Class H’s upcoming earnings report date is Aug 31, 2026 which is in 23 days.
        How were Harbin Bank Co., Ltd. Class H’s earnings last quarter?
        Harbin Bank Co., Ltd. Class H released its earnings results on Mar 27, 2026. The company reported <€0.001 earnings per share for the quarter, beating the consensus estimate of N/A by <€0.001.
          Is Harbin Bank Co., Ltd. Class H overvalued?
          According to Wall Street analysts Harbin Bank Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Harbin Bank Co., Ltd. Class H pay dividends?
            Harbin Bank Co., Ltd. Class H does not currently pay dividends.
            What is Harbin Bank Co., Ltd. Class H’s EPS estimate?
            Harbin Bank Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Harbin Bank Co., Ltd. Class H have?
            Harbin Bank Co., Ltd. Class H has 3,023,569,800 shares outstanding.
              What happened to Harbin Bank Co., Ltd. Class H’s price movement after its last earnings report?
              Harbin Bank Co., Ltd. Class H reported an EPS of <€0.001 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.778%.
                Which hedge fund is a major shareholder of Harbin Bank Co., Ltd. Class H?
                Currently, no hedge funds are holding shares in DE:5H6
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Harbin Bank Co., Ltd. Class H

                  Founded in 1997 and based in Harbin, People's Republic of China, Harbin Bank Co., Ltd. delivers a broad spectrum of commercial banking services and offerings, predominantly within Mainland China. Its operations are structured into four key divisions: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The bank's extensive product portfolio encompasses various deposit accounts, including demand and time deposits, alongside diverse lending solutions such as personal, collateral-backed, corporate, and agricultural loans. It also issues both bank and credit cards. Furthermore, Harbin Bank provides essential services like settlement and clearing, facilitates trading activities, and offers personal wealth management advice. It participates in money market transactions, covering placements, investments, and repurchasing agreements, as well as foreign exchange services. For convenient access, clients can utilize online, mobile, and telephone banking platforms. The company also extends into insurance products, project financing, financial advisory and consulting, the underwriting and issuance of securities, and asset custody services. As of December 31, 2021, the bank's physical network comprised 311 branches, specifically 17 primary branches, 292 sub-branches, a dedicated financial service center for small enterprises, and a headquarters business department. The institution was previously known as Harbin City Commercial Bank Co., Ltd. before officially changing its name to Harbin Bank Co., Ltd. in November 2007.

                  Harbin Bank Co., Ltd. Class H (5H6) Earnings & Revenues

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