Timbercreek Financial stock analysis
Timbercreek Financial (58O) Stock Price & Analysis
58O Stock Chart & Stats
- Day’s Range
- EUR 3.32 - EUR 3.32
- 52-Week Range
- EUR 3.18 - EUR 4.50
- Previous Close
- EUR 3.34
- Volume
- N/A
- Average Volume (3M)
- 0
- Market Cap
- EUR 274.11M
- Enterprise Value
- EUR 2.00B
- Total Cash (Recent Filing)
- EUR 54.94M
- Total Debt (Recent Filing)
- EUR 1.51B
- Price to Earnings (P/E)
- 17.0
- Beta
- 0.25
- Next Earnings
- Nov 11, 2026 (Est.)
- EPS Estimate
- 0.1
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 13.28%
Bulls Say, Bears Say
Bulls Say
Profitability
Strong current profitability provides an earnings cushion for a credit-focused lender and supports ongoing lending activity. Although margins have moderated from prior peaks, the latest net and operating margins indicate that the core mortgage portfolio continues to generate meaningful income.
Origination Activity
Robust originations and an active pipeline support portfolio replenishment after repayments and create opportunities for recurring interest and fee income. Continued deployment also helps maintain operating scale and provides a durable avenue for earnings generation over coming quarters.
Credit Resolution Progress
The substantial reduction in Stage 3 exposure indicates progress in resolving problem assets and can reduce the portfolio's longer-term credit burden. Better resolution visibility may allow recovered capital to be redeployed into performing loans and support more stable future earnings.
Bears Say
High Leverage
The sharp increase in leverage raises financial risk and reduces flexibility if credit conditions deteriorate or repayments slow. Greater reliance on debt can also increase funding sensitivity, constrain new lending capacity, and leave less balance-sheet room to absorb portfolio losses.
Remaining Credit Exposure
A sizable share of the portfolio remains exposed to elevated credit-risk classifications, leaving the company vulnerable to further provisions and valuation pressure. Until these positions are resolved, reported earnings may remain volatile and capital redeployment may be delayed.
Cash Conversion
Recent cash generation has improved, but free cash flow remains below accounting earnings and the multi-year record is volatile. Incomplete conversion of profit into cash can limit internally funded growth, reduce financial flexibility, and make results more sensitive to portfolio repayment timing.
Timbercreek Financial News
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Timbercreek Financial Stock Smart Score
Company Description
Timbercreek Financial
Timbercreek Financial Corp. provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company focuses on lending against income-producing real estate properties, including multi-residential, retail, and office properties for urban markets. Timbercreek Financial Corp. was founded in 2016 and is headquartered in Toronto, Canada.
- Sector
- Financial
- Industry
- Financial - Credit Services
- CEO
- Robert Blair Tamblyn
- Employees
- 0
- Website
- www.timbercreekfinancial.com
- Address
- 25 Price Street, Toronto, ON, M4W 1Z1, CA
Timbercreek Financial (58O) Earnings & Revenues
58O Earnings Call
Earnings Call SentimentPositive
The call conveyed a cautiously positive operational picture: distributable income and net investment income were stable, originations and syndication activity were strong, and management made meaningful progress reducing Stage 3 exposure (>51% reduction since year-end). However, IFRS earnings were materially impacted by increased expected credit losses and valuation adjustments (net income fell ~37%), and roughly ~20% of the portfolio remains in Stage 2/3 with near-term PCLs potentially elevated. Management emphasized active resolution plans and the ability to redeploy recovered capital into performing loans, supporting a constructive outlook.
View all DE:58O earnings summaries58O Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 10 | 4 | 8 |
| Technical Analysis | 3 | 4 | 3 |
| Moving Averages | 7 | 0 | 5 |
