4FB Stock Chart & Stats
€32.00
-€0.40(-1.23%)
At close: 4:00 PM EDT
€32.00
-€0.40(-1.23%)
Day’s Range― - ―
52-Week Range€24.60 - €33.40
Previous CloseN/A
Volume0.00
Average Volume (3M)19.00
Market Cap
€3.06B
Enterprise Value€4.14K
Total Cash (Recent Filing)€8.33B
Total Debt (Recent Filing)€751.90M
Price to Earnings (P/E)11.5
Beta0.57
Next Earnings
Oct 27, 2026EPS Estimate
0.59Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.25
Shares Outstanding95,304,600
10 Day Avg. Volume0
30 Day Avg. Volume19
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.03
Price to Sales (P/S)3.35
P/FCF Ratio12.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€32.33Price Target Upside1.04% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.46
Revenue Forecast (FY)€855.34M
Bulls Say, Bears Say
Bulls Say
Net Interest Margin ExpansionWider margins and lower deposit funding costs support recurring net interest income. Fixed-asset repricing should provide further sequential NII and NIM improvement into 2027, helping offset weaker balance-sheet growth.
Strong Capital And Balance-sheet FlexibilityHigh regulatory capital and materially lower leverage improve resilience through credit or funding stress. This gives First Interstate flexibility to absorb volatility while continuing selective investment and shareholder distributions.
Improving Credit Quality And Franchise ProductivityLower criticized loans indicate progress in portfolio risk management, while better deposits-per-branch and NIM productivity suggest the franchise is becoming more efficient. These trends can support durable returns if maintained during runoff.
Bears Say
Revenue And Earning-asset ContractionA sharp top-line contraction and continued loan payoffs reduce earning assets and limit operating leverage. Even with better margins, a smaller balance sheet can restrain net interest income and make revenue growth dependent on successful reinvestment.
Deposit Outflows And Funding PressurePersistent deposit attrition could constrain loan replacement and force reliance on more expensive or less stable funding. Although deposit costs are falling, continued runoff would weaken the franchise funding base and reduce future balance-sheet flexibility.
Higher Credit Losses And Targeted ExpensesRising charge-offs alongside lower allowance coverage may increase earnings sensitivity if credit conditions worsen. At the same time, planned branding, data, and branch investments raise the cost base before their revenue benefits are proven.
First Interstate Bancsystem News
4FB FAQ
What was First Interstate Bancsystem’s price range in the past 12 months?
First Interstate Bancsystem lowest stock price was €24.60 and its highest was €33.40 in the past 12 months.
What is First Interstate Bancsystem’s market cap?
First Interstate Bancsystem’s market cap is €3.06B.
When is First Interstate Bancsystem’s upcoming earnings report date?
First Interstate Bancsystem’s upcoming earnings report date is Oct 27, 2026 which is in 65 days.
How were First Interstate Bancsystem’s earnings last quarter?
First Interstate Bancsystem released its earnings results on Jul 23, 2026. The company reported €0.744 earnings per share for the quarter, beating the consensus estimate of €0.592 by €0.152.
Is First Interstate Bancsystem overvalued?
According to Wall Street analysts First Interstate Bancsystem’s price is currently Undervalued.
Does First Interstate Bancsystem pay dividends?
First Interstate Bancsystem does not currently pay dividends.
What is First Interstate Bancsystem’s EPS estimate?
First Interstate Bancsystem’s EPS estimate is 0.59.
How many shares outstanding does First Interstate Bancsystem have?
First Interstate Bancsystem has 95,304,600 shares outstanding.
What happened to First Interstate Bancsystem’s price movement after its last earnings report?
First Interstate Bancsystem reported an EPS of €0.744 in its last earnings report, beating expectations of €0.592. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of First Interstate Bancsystem?
Currently, no hedge funds are holding shares in DE:4FB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Interstate Bancsystem Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€32.33 (1.04% Upside)
€32.33 (1.04% Upside)
Blogger Sentiment
Neutral
DE:4FB Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €1.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.34%
12-Months-Change
Fundamentals
Return on Equity
5.12%
Trailing 12-Months
Asset Growth
-6.10%
Trailing 12-Months
Company Description
First Interstate Bancsystem
First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.
4FB Company Deck
4FB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presents a mixed picture: clear progress on margin expansion, profitability (net income +39% QoQ), capital returns (dividend and meaningful buybacks), and improved credit metrics (criticized loans down 9.3% QoQ, 22% YoY). Offsetting these positives are material declines in loan and deposit balances ($447M and $441.7M respectively), elevated and accelerating payoff activity with guidance pointing to a smaller near-term earning asset base and lower revenue growth, higher targeted expenses for branding and branch work, and an uptick in net charge-offs. Management emphasizes long-term franchise improvement and disciplined capital deployment while acknowledging near-term balance-sheet contraction and variability.View all DE:4FB earnings summaries4FB Stock 12 Month Forecast
Average Price Target
€32.33
▲(1.04% Upside)
Technical Analysis
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