3LR Stock Chart & Stats
€48.40
€6.60(14.86%)
At close: 4:00 PM EDT
€48.40
€6.60(14.86%)
Day’s Range― - ―
52-Week Range€29.80 - €51.50
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€847.62M
Enterprise Value€1.44B
Total Cash (Recent Filing)€99.90M
Total Debt (Recent Filing)€571.05M
Price to Earnings (P/E)10.7
Beta0.56
Next Earnings
Oct 27, 2026EPS Estimate
1.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.24
Shares Outstanding16,897,049
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio1.86
Price to Book (P/B)1.05
Price to Sales (P/S)1.99
P/FCF Ratio12.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€51.16Price Target Upside5.70% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)4.8
Revenue Forecast (FY)€240.47M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash ConversionHealthy TTM margins and free cash flow equal to roughly 94% of net income show strong earnings conversion. This supports internal funding, resilience, and capacity to sustain investment or shareholder returns over the next several quarters.
Strong Credit QualityLow nonperforming loans and charge-offs, alongside allowance coverage of 3.8 times NPLs, indicate a well-contained current credit burden. Strong asset quality can protect profitability and capital if economic conditions weaken over the coming quarters.
Growing Fee DiversificationGrowth in wealth and brokerage assets expands fee-based revenue beyond lending spreads, making the business mix more diversified. Continued advisory asset growth can provide a durable source of earnings and reduce reliance on interest-rate-sensitive income.
Bears Say
Revenue Growth Has CooledThe recent TTM revenue decline indicates that prior growth has lost momentum, even though profitability remains healthy. If the slowdown persists, it could constrain operating leverage, limit balance-sheet expansion, and make future earnings growth more dependent on margin improvement.
Elevated Operating ExpensesRising noninterest expense creates pressure on efficiency and can absorb a meaningful portion of revenue gains. With management expecting expenses to remain near the elevated Q2 level, sustained cost growth could limit margin expansion and earnings scalability.
Meaningful And Fluctuating LeverageAlthough leverage has improved, its absolute level and historical fluctuations leave earnings more sensitive to weaker operating conditions. Higher financial commitments can reduce flexibility during stress and constrain capital allocation when growth or credit costs become less favorable.
Camden National News
3LR FAQ
What was Camden National Corp.’s price range in the past 12 months?
Camden National Corp. lowest stock price was €29.80 and its highest was €51.50 in the past 12 months.
What is Camden National Corp.’s market cap?
Camden National Corp.’s market cap is €847.62M.
When is Camden National Corp.’s upcoming earnings report date?
Camden National Corp.’s upcoming earnings report date is Oct 27, 2026 which is in 13 days.
How were Camden National Corp.’s earnings last quarter?
Camden National Corp. released its earnings results on Jul 28, 2026. The company reported €1.209 earnings per share for the quarter, beating the consensus estimate of €1.152 by €0.056.
Is Camden National Corp. overvalued?
According to Wall Street analysts Camden National Corp.’s price is currently Undervalued.
Does Camden National Corp. pay dividends?
Camden National Corp. does not currently pay dividends.
What is Camden National Corp.’s EPS estimate?
Camden National Corp.’s EPS estimate is 1.2.
How many shares outstanding does Camden National Corp. have?
Camden National Corp. has 16,897,049 shares outstanding.
What happened to Camden National Corp.’s price movement after its last earnings report?
Camden National Corp. reported an EPS of €1.209 in its last earnings report, beating expectations of €1.152. Following the earnings report the stock price went down -7.113%.
Which hedge fund is a major shareholder of Camden National Corp.?
Currently, no hedge funds are holding shares in DE:3LR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Camden National Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€51.16 (5.70% Upside)
€51.16 (5.70% Upside)
Blogger Sentiment
Bullish
DE:3LR Sentiment 100%
Sector Average 63%
Sector Average 63%
Technicals
SMA
Positive
20 days / 200 days
Momentum
59.38%
12-Months-Change
Fundamentals
Return on Equity
12.62%
Trailing 12-Months
Asset Growth
0.45%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Camden National Corp.
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
3LR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple record and improving performance metrics (record net income and EPS, fee income up 21% QoQ, loan pipeline +45% QoQ, HELOC +23% YoY, strong credit metrics and capital accretion). Management acknowledged rising operating expenses, some mark/BOLI income volatility, a moderate increase in provisions, and plans for measured loan growth and selective M&A. Overall the positives — including revenue growth, profitability, balance sheet strength, and tangible book value expansion — materially outweigh the manageable challenges.View all DE:3LR earnings summaries3LR Stock 12 Month Forecast
Average Price Target
€51.16
▲(5.70% Upside)
Technical Analysis
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