Total Valuation
Credit Corp Group Limited has a market cap or net worth of €603.74M. The enterprise value is €1.32K.
Market Cap€603.74M
Enterprise Value€1.32K
Share Statistics
Credit Corp Group Limited has 68,066,860 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding68,066,860
Owned by Insiders0.04%
Owned by Institutions<0.01%
Financial Efficiency
Credit Corp Group Limited’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 7.09%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.07
Return on Invested Capital (ROIC)7.09%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee271.53K
Profits Per Employee48.89K
Employee Count2,158
Asset Turnover0.39
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Credit Corp Group Limited is 9.2. Credit Corp Group Limited’s PEG ratio is 0.68.
PE Ratio9.2
PS Ratio1.50
PB Ratio0.96
Price to Fair Value0.96
Price to FCF8.52
Price to Operating Cash Flow8.71
PEG Ratio0.68
Income Statement
In the last 12 months, Credit Corp Group Limited had revenue of 585.95M and earned 105.51M in profits. Earnings per share was 1.55.
Revenue585.95M
Gross Profit464.76M
Operating Income150.23M
Pretax Income150.23M
Net Income105.51M
EBITDA198.04M
Earnings Per Share (EPS)1.55
Cash Flow
In the last 12 months, operating cash flow was 112.33M and capital expenditures -9.33M, giving a free cash flow of 103.00M billion.
Operating Cash Flow112.33M
Free Cash Flow103.00M
Free Cash Flow per Share1.51
Dividends & Yields
Credit Corp Group Limited pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.69
52-Week Price Change0.77%
50-Day Moving Average8.09
200-Day Moving Average7.32
Relative Strength Index (RSI)65.67
Average Volume (3m)3.00
Important Dates
Credit Corp Group Limited upcoming earnings date is Feb 2, 2027, TBA (Confirmed).
Last Earnings DateAug 3, 2026
Next Earnings DateFeb 2, 2027
Ex-Dividend Date―
Financial Position
Credit Corp Group Limited as a current ratio of 219.40, with Debt / Equity ratio of 53.76%
Current Ratio219.40
Quick Ratio219.40
Debt to Market Cap0.54
Net Debt to EBITDA2.21
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Credit Corp Group Limited has paid 44.72M in taxes.
Income Tax44.72M
Effective Tax Rate0.30
Enterprise Valuation
Credit Corp Group Limited EV to EBITDA ratio is 6.64, with an EV/FCF ratio of 12.78.
EV to Sales2.25
EV to EBITDA6.64
EV to Free Cash Flow12.78
EV to Operating Cash Flow11.71
Balance Sheet
Credit Corp Group Limited has €53.51M in cash and marketable securities with €491.35M in debt, giving a net cash position of -€437.84M billion.
Cash & Marketable Securities€53.51M
Total Debt€491.35M
Net Cash-€437.84M
Net Cash Per Share-€6.43
Tangible Book Value Per Share€13.18
Margins
Gross margin is 79.32%, with operating margin of 25.64%, and net profit margin of 18.01%.
Gross Margin79.32%
Operating Margin25.64%
Pretax Margin25.64%
Net Profit Margin18.01%
EBITDA Margin33.80%
EBIT Margin32.11%
Analyst Forecast
The average price target for Credit Corp Group Limited is €10.81, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€10.81
Price Target Upside34.32% Upside
Analyst ConsensusStrong Buy
Analyst Count5
Revenue Growth Forecast5.05%
EPS Growth Forecast10.35%