Credit Corp Group Limited (2RC) Ratios
Credit Corp Group Limited Ratios
DE:2RC's free cash flow for Q4 2026 was $129.76M. For the 2026 fiscal year, DE:2RC's free cash flow was decreased by $-2.05M and operating cash flow was $131.82M. See a summary of the company’s cash flow.
| Ratios | Jun 26 | Jun 25 | Jun 24 | Jun 23 | Jun 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 219.40 | 6.91 | 6.13 | 2.87 | 1.27 |
| Quick Ratio | 219.40 | 6.90 | 6.13 | 2.84 | 1.24 |
| Cash Ratio | 10.13 | 0.72 | 0.44 | 2.57 | 1.01 |
| Solvency Ratio | 0.20 | 0.20 | 0.12 | 0.24 | 0.48 |
| Operating Cash Flow Ratio | 21.27 | 0.66 | -0.61 | 2.77 | -0.44 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | -9.19 | 9.19 | -1.29 |
| Net Current Asset Value | $ 584.58M | $ 40.25M | $ -10.52M | $ -365.55M | $ -204.27M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.33 | 0.30 | 0.31 | 0.27 | 0.16 |
| Debt-to-Equity Ratio | 0.54 | 0.48 | 0.50 | 0.42 | 0.21 |
| Debt-to-Capital Ratio | 0.35 | 0.32 | 0.33 | 0.29 | 0.18 |
| Long-Term Debt-to-Capital Ratio | 0.34 | 0.31 | 0.32 | 0.28 | 0.15 |
| Financial Leverage Ratio | 1.63 | 1.57 | 1.60 | 1.53 | 1.32 |
| Debt Service Coverage Ratio | 0.00 | 3.83 | 2.77 | 4.99 | 8.90 |
| Interest Coverage Ratio | 0.00 | 3.69 | 5.56 | 5.29 | 23.37 |
| Debt to Market Cap | 0.54 | 0.44 | 0.38 | 0.24 | 0.10 |
| Interest Debt Per Share | 7.22 | 6.77 | 6.43 | 5.28 | 2.41 |
| Net Debt to EBITDA | 2.21 | 2.06 | 3.47 | 1.81 | 0.85 |
| Profitability Margins | |||||
| Gross Profit Margin | 79.32% | -2291.03% | 94.51% | 100.00% | 97.67% |
| EBIT Margin | 32.11% | 11204.88% | 24.70% | 36.83% | 39.67% |
| EBITDA Margin | 33.80% | 11768.01% | 27.15% | 39.66% | 42.48% |
| Operating Profit Margin | 25.64% | 8813.85% | 36.08% | 22.77% | 32.31% |
| Pretax Profit Margin | 25.64% | 8813.85% | 18.21% | 32.52% | 38.28% |
| Net Profit Margin | 18.01% | 6206.79% | 12.69% | 23.12% | 26.96% |
| Continuous Operations Profit Margin | 18.01% | 6206.79% | 12.69% | 23.12% | 26.96% |
| Net Income Per EBT | 70.23% | 70.42% | 69.66% | 71.09% | 70.42% |
| EBT Per EBIT | 100.00% | 100.00% | 50.47% | 142.84% | 118.47% |
| Return on Assets (ROA) | 7.09% | 6.73% | 3.83% | 7.31% | 10.33% |
| Return on Equity (ROE) | 11.54% | 10.57% | 6.14% | 11.16% | 13.60% |
| Return on Capital Employed (ROCE) | 10.13% | 10.13% | 11.59% | 7.33% | 12.69% |
| Return on Invested Capital (ROIC) | 7.09% | 7.10% | 8.00% | 61.99% | 148.56% |
| Return on Tangible Assets | 7.17% | 6.80% | 3.87% | 7.48% | 10.35% |
| Earnings Yield | 12.02% | 10.22% | 4.99% | 6.78% | 7.34% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.17 | 0.00 | 0.91 | 0.96 | 1.00 |
| Payables Turnover | 25.94 | 7.20 | 18.14 | 7.49 | 6.16 |
| Inventory Turnover | 0.00 | 40.01 | 0.00 | 73.65 | 74.49 |
| Fixed Asset Turnover | 21.57 | 0.06 | 13.30 | 12.52 | 10.89 |
| Asset Turnover | 0.39 | 0.00 | 0.30 | 0.32 | 0.38 |
| Working Capital Turnover Ratio | 0.72 | 0.00 | 1.77 | 16.04 | 15.49 |
| Cash Conversion Cycle | 297.68 | 116639.95 | 382.16 | 336.83 | 310.76 |
| Days of Sales Outstanding | 311.75 | 116681.54 | 402.28 | 380.60 | 365.13 |
| Days of Inventory Outstanding | 0.00 | 9.12 | 0.00 | 4.96 | 4.90 |
| Days of Payables Outstanding | 14.07 | 50.72 | 20.12 | 48.73 | 59.27 |
| Operating Cycle | 311.75 | 116690.67 | 402.28 | 385.56 | 370.03 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.65 | 0.77 | -0.71 | 0.94 | -0.15 |
| Free Cash Flow Per Share | 1.51 | 0.75 | -0.74 | 0.92 | -0.21 |
| Dividend Paid and CapEx Coverage Ratio | 2.02 | 1.35 | -1.11 | 1.54 | -0.19 |
| Capital Expenditure Coverage Ratio | 12.03 | 35.21 | -33.16 | 47.80 | -2.68 |
| Operating Cash Flow Coverage Ratio | 0.23 | 0.12 | -0.12 | 0.19 | -0.06 |
| Operating Cash Flow to Sales Ratio | 0.19 | 34.67 | -0.12 | 0.16 | -0.03 |
| Free Cash Flow Yield | 11.73% | 5.55% | -4.93% | 4.62% | -1.02% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.32 | 9.80 | 20.03 | 14.75 | 13.62 |
| Price-to-Sales (P/S) Ratio | 1.50 | 607.48 | 2.54 | 3.41 | 3.67 |
| Price-to-Book (P/B) Ratio | 0.96 | 1.03 | 1.23 | 1.65 | 1.85 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.52 | 18.03 | -20.29 | 21.63 | -97.66 |
| Price-to-Operating Cash Flow Ratio | 7.82 | 17.52 | -20.90 | 21.17 | -134.15 |
| Price-to-Earnings Growth (PEG) Ratio | 0.68 | 0.12 | -0.45 | -1.47 | 0.99 |
| Enterprise Value Multiple | 6.64 | 7.22 | 12.83 | 10.41 | 9.49 |
| Enterprise Value | 1.32B | 1.29B | 1.39B | 1.63B | 1.51B |
| EV to EBITDA | 6.64 | 7.22 | 12.83 | 10.41 | 9.49 |
| EV to Sales | 2.25 | 850.04 | 3.48 | 4.13 | 4.03 |
| EV to Free Cash Flow | 12.78 | 25.23 | -27.83 | 26.17 | -107.22 |
| EV to Operating Cash Flow | 11.71 | 24.52 | -28.66 | 25.62 | -147.28 |
| Tangible Book Value Per Share | 13.18 | 12.86 | 11.91 | 11.59 | 10.93 |
| Shareholders’ Equity Per Share | 13.43 | 13.08 | 12.13 | 12.02 | 10.95 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.30 | 0.30 | 0.30 | 0.29 | 0.30 |
| Revenue Per Share | 8.61 | 0.02 | 5.87 | 5.81 | 5.52 |
| Net Income Per Share | 1.55 | 1.38 | 0.74 | 1.34 | 1.49 |
| Tax Burden | 0.70 | 0.70 | 0.70 | 0.71 | 0.70 |
| Interest Burden | 0.80 | 0.79 | 0.74 | 0.88 | 0.97 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 156.51 | 0.55 | 0.52 | 0.45 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | -0.00 | 0.01 | 0.01 |
| Income Quality | 1.06 | 0.56 | -0.96 | 0.70 | -0.10 |
Currency in AUD