EarningsQ2 2026 Earnings Report
DE:2EV Q2 2026 EPS Results
Actual EPS€0.93
Consensus EPS€0.84
Beat/MissBeat by +€0.09
One Year Ago EPS€0.79
DE:2EV Q2 2026 Revenue Results
Actual Revenue€242.61M
Expected Revenue€231.50M
Beat/MissBeat by +€11.11M
YoY Revenue Growth+19.69%
Earnings Announcement Details
QuarterQ2 2026
Date08/04/2026
TimeAfter Close
Conference CallTuesday, August 4, 2026
DE:2EV Upcoming Earnings
Evertec's next earnings date is estimated for October 22, 2026, based on past reporting schedules.
Q2 2026 Earnings Call Audio
DE:2EV Q2 2026 Earnings Call
0:00 / 0:00
Q2 2026 Earnings Slide Deck
Q2 2026 Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed solid operational momentum: strong top-line growth (+20% reported, +16% constant currency), robust adjusted EBITDA and EPS expansion, meaningful commercial wins (Transbank, Clip), successful M&A to expand capabilities (Dimensa, BBChain), and an increased full-year revenue outlook. Offsetting items include a decline in Business Solutions revenue due to the Popular contract discount, margin mix pressure from lower-margin LatAm contributions, increased leverage after Dimensa financing, several nonrecurring charges and remediation costs from a cybersecurity incident, and below-EBITDA items tempering net income growth. Overall the positives — revenue/EBITDA growth, strategic commercial wins, raised guidance, and active capital allocation — outweigh the negatives, though margin mix and one-time items warrant monitoring.Company Guidance
Strong Quarter Revenue Growth
Total revenue of ~$275 million, up ~20% year-over-year on a reported basis and ~16% on a constant currency basis, driven by organic growth, recent acquisitions (Tecnobank, Dimensa) and favorable FX (notably Brazilian real).
Adjusted EBITDA and Margin
Adjusted EBITDA of ~$109 million, up ~18% year-over-year, with an adjusted EBITDA margin of 39.8%, demonstrating scalability and ability to convert revenue growth into earnings while investing for growth.
Adjusted EPS and Net Income
Adjusted EPS of $1.05, up ~18% from $0.89 a year ago; adjusted net income of $65 million, up ~12% year-over-year, reflecting strong operating performance and share repurchases lowering share count.
Large Strategic Commercial Wins
Signed a multi-year (initial 5+ years) agreement to operate Transbank's transactional processing environment in Chile (one of the company's most significant commercial wins), plus new agreements with Clip (Mexico, ~1M merchants) and Metropistas (Puerto Rico), strengthening presence across LatAm.
Accelerating Latin America Performance
Latin America Payments & Solutions revenue of $131 million, up ~52% reported and ~42% constant currency; segment adjusted EBITDA grew ~70% year-over-year to $40 million and margin expanded ~320 bps to 30.3%, aided by acquisitions (Tecnobank) and FX (~$9M benefit).
Puerto Rico Business Resilience
Merchant Acquiring revenue grew ~11% to $52 million (sales volume +7%, transactions +6%); Payment Services revenue grew ~8% to $61 million with POS transactions up ~12% and Payment Services adjusted EBITDA margin expanding ~210 bps to 60.6% (benefited by a nonrecurring volume-based item and ATH Movil momentum).
Active Capital Allocation and Strong Liquidity
Repurchased ~2M shares for ~$47M and paid $3M in dividends; remaining repurchase authorization replenished to $150M. Total liquidity approximately $420M and unrestricted cash ~$261M; weighted average interest rate ~6% (down ~57 bps YoY).
M&A and Strategic Technology Expansion
Completed acquisitions of Dimensa (strengthening Brazilian financial software footprint) and BBChain (blockchain/tokenization capabilities); management reports Dimensa integration tracking to plan and expected synergies to ramp in 2027.
Raised 2026 Outlook
Full-year reported revenue guidance increased to $1.085B–$1.095B (growth of ~16.4%–17.5% YoY) and constant currency revenue guidance to ~14.5%–15.6%; adjusted EBITDA margin guidance maintained at 39%–40%; adjusted EPS growth expected ~8.8%–11.7%.
Progress on AI Initiatives
Introduced AI governance and deployed AI across software development, incident management, fraud detection and client solutions with encouraging early results for productivity, quality and speed; expected to factor into financial outlook beginning 2027.
DE:2EV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed