EarningsQ2 2025 Earnings Report

Beazley (2D7) Q2 2025 Earnings Report

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Previous Report: Q4 2024

Next Report: Q4 2025

DE:2D7 Q2 2025 EPS Results

Actual EPS€0.57

Consensus EPS€0.53

Beat/MissBeat by +€0.03

One Year Ago EPS€0.76

DE:2D7 Q2 2025 Revenue Results

Actual Revenue€2.97B

Expected Revenue€2.73B

Beat/MissBeat by +€240.79M

YoY Revenue Growth+5.78%

Earnings Announcement Details

QuarterQ2 2025

Date08/13/2025

TimeBefore Open

Conference CallWednesday, August 13, 2025

DE:2D7 Upcoming Earnings

Beazley's next earnings date is estimated for March 10, 2027, based on past reporting schedules.

Q2 2025 Earnings Call Audio

No earnings call audio is available for this earnings event.

Q2 2025 Earnings Slide Deck

No slide deck is available for this earnings event.

Q2 2025 Earnings Call Summary

Q2 2025

Earnings Call Date:Aug 13, 2025|

% Change Since:

Earnings Call Sentiment|Neutral

The earnings call reflects a strong financial performance with significant profit and investment returns. However, challenges in growth rates and competitive market conditions, particularly in cyber, were noted. Despite these challenges, the company's strategic management of its portfolio and investments provides a positive outlook.

Company Guidance

In the 2025 Interim Results Presentation, Beazley provided guidance on various metrics, reflecting a robust financial performance, despite a challenging market environment. The company reported a profit of $503 million, with an annualized return on equity exceeding 18% and a combined ratio of 84.9%. This strong result is attributed to effective underwriting and claims management, particularly in the face of increased large and catastrophic losses. While the company experienced a modest growth of 2% in the first half of the year due to competitive market conditions, it expects mid-single-digit growth for the full year, focusing on sectors with adequate rates and favorable risk-reward dynamics. Investment performance was also strong, with a return of 2.7% in the first half, contributing to a significant investment profit of over $300 million. Beazley maintained a robust Solvency II ratio of 287%, including a $500 million share buyback, and is on track to complete a $700 million capital return program by year-end. The company expects continued underwriting discipline and market opportunities to support future growth and profitability.

Strong Profit Performance

Generated a profit of $503 million, significantly above consensus, with an annualized return on equity of over 18% and a combined ratio of just under 85%.

Investment Portfolio Success

Achieved an investment profit of just over $300 million, equivalent to a 5.4% annualized return, despite a volatile investment environment.

MAP Division Growth

The fastest-growing division is MAP, driven by rising demand for products such as contingency, political risks, terrorism, and war, reflecting high levels of geopolitical risk.

Cyber Portfolio Management

Cyber combined ratio stands at 82.3%, reflecting strong performance from reduced frequency and severity of claims despite competitive market conditions.

DE:2D7 Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change
Mar 10, 2027	2026 (Q4)	0.60 / -	0.715	―
Aug 05, 2026	2026 (Q2)	0.44 / 0.26	0.57	-53.82% (-0.31)
Mar 04, 2026	2025 (Q4)	0.72 / 0.71	0.937	-23.73% (-0.22)
Aug 13, 2025	2025 (Q2)	0.53 / 0.57	0.756	-24.65% (-0.19)
Mar 04, 2025	2024 (Q4)	0.70 / 0.70	0.801	-12.50% (-0.10)
Nov 05, 2024	2024 (Q3)	- / -	0.49	―
Aug 08, 2024	2024 (Q2)	0.52 / 0.76	0.367	106.18% (+0.39)
May 10, 2024	2024 (Q1)	- / -	0.151	―
Mar 07, 2024	2023 (Q4)	0.80 / 0.80	0.113	607.69% (+0.69)
Nov 07, 2023	2023 (Q3)	- / -	0.027	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed