1JY Stock Chart & Stats
€8.32
-€0.07(-0.87%)
At close: 4:00 PM EDT
€8.32
-€0.07(-0.87%)
Day’s Range― - ―
52-Week Range€7.13 - €9.95
Previous CloseN/A
Volume0.00
Average Volume (3M)27.00
Market Cap
€2.72B
Enterprise Value€10.37B
Total Cash (Recent Filing)€1.39B
Total Debt (Recent Filing)€46.61B
Price to Earnings (P/E)7.4
Beta0.68
Next Earnings
Nov 18, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.52
Shares Outstanding157,057,270
10 Day Avg. Volume0
30 Day Avg. Volume27
Financial Highlights & Ratios
PEG Ratio1.63
Price to Book (P/B)1.07
Price to Sales (P/S)0.81
P/FCF Ratio10.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€9.12Price Target Upside9.61% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)7.55
Revenue Forecast (FY)€18.71B
Bulls Say, Bears Say
Bulls Say
Deposit Franchise And Funding GrowthStrong deposit growth and high on-platform generation indicate deeper customer engagement and a growing internal funding base. This supports credit expansion, can reduce reliance on external funding, and strengthens PagBank’s ecosystem economics over the next several quarters.
Strong Asset QualityNon-performing loans materially below the industry average demonstrate disciplined underwriting and risk governance as the credit portfolio expands. Preserving this asset-quality advantage can limit losses, protect profitability, and support sustainable growth in financial services.
Resilient ProfitabilityProfit and per-share earnings growth despite only modest revenue expansion shows that PagSeguro is converting its operating platform into durable earnings. Resilient profitability provides capacity to fund product investment, absorb volatility, and maintain shareholder distributions.
Bears Say
Weakening Recent Revenue TrajectoryThe recent top-line decline and margin compression raise questions about the durability of growth across payments and financial services. If this persists, weaker operating leverage could constrain reinvestment, reduce earnings momentum, and make future profitability more dependent on efficiency.
Volatile And Negative Free Cash FlowInconsistent cash generation means reported earnings are not currently translating reliably into cash after investment needs. Negative TTM free cash flow reduces financial flexibility and could constrain the company’s ability to fund expansion, credit growth, or capital returns internally.
Rising Credit Losses And Thinner Capital BufferHigher losses as unsecured credit becomes a larger part of the portfolio create a risk that credit growth will generate less durable returns. Combined with a lower capital ratio, this could limit flexibility if portfolio risk rises or macroeconomic conditions weaken.
Pagseguro Digital News
1JY FAQ
What was Pagseguro Digital’s price range in the past 12 months?
Pagseguro Digital lowest stock price was €7.13 and its highest was €9.95 in the past 12 months.
What is Pagseguro Digital’s market cap?
Pagseguro Digital’s market cap is €2.72B.
When is Pagseguro Digital’s upcoming earnings report date?
Pagseguro Digital’s upcoming earnings report date is Nov 18, 2026 which is in 30 days.
How were Pagseguro Digital’s earnings last quarter?
Pagseguro Digital released its earnings results on Aug 11, 2026. The company reported €0.35 earnings per share for the quarter, missing the consensus estimate of €0.355 by -€0.005.
Is Pagseguro Digital overvalued?
According to Wall Street analysts Pagseguro Digital’s price is currently Undervalued.
Does Pagseguro Digital pay dividends?
Pagseguro Digital does not currently pay dividends.
What is Pagseguro Digital’s EPS estimate?
Pagseguro Digital’s EPS estimate is 0.36.
How many shares outstanding does Pagseguro Digital have?
Pagseguro Digital has 157,057,270 shares outstanding.
What happened to Pagseguro Digital’s price movement after its last earnings report?
Pagseguro Digital reported an EPS of €0.35 in its last earnings report, missing expectations of €0.355. Following the earnings report the stock price went down -2.916%.
Which hedge fund is a major shareholder of Pagseguro Digital?
Currently, no hedge funds are holding shares in DE:1JY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagseguro Digital Stock Smart Score
Neutral
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4
5
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7
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9
10
Analyst Consensus
Hold
Average Price Target:
€9.12 (9.61% Upside)
€9.12 (9.61% Upside)
Blogger Sentiment
Bullish
DE:1JY Sentiment 86%
Sector Average 65%
Sector Average 65%
Insider Transactions
Sold Shares
Worth €5.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.65%
12-Months-Change
Fundamentals
Return on Equity
14.60%
Trailing 12-Months
Asset Growth
12.12%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Pagseguro Digital
PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
1JY Company Deck
1JY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple operational and financial strengths: continued TPV expansion, rapid on‑balance credit growth (+31% YoY), strong deposit inflows (+15% YoY), high product penetration gains, resilient profitability (EPS +10% YoY) and low NPLs (3.4%). Headwinds include a higher‑than‑expected interest‑rate environment pressuring financial costs, modest revenue growth relative to activity, an increase in credit losses as the portfolio scales, and near‑term expense items (World Cup, collective bargaining). Management emphasized disciplined execution, funding optimization and product rollout momentum, and expects to meet full‑year guidance (likely toward the lower end). On balance, operational momentum, asset quality and shareholder returns outweigh the macro and mix‑related headwinds.View all DE:1JY earnings summaries1JY Stock 12 Month Forecast
Average Price Target
€9.12
▲(9.61% Upside)