Banca Ifis SPA (0I6) Ratios
Banca Ifis SPA Ratios
DE:0I6's free cash flow for Q2 2026 was $177.96M. For the 2026 fiscal year, DE:0I6's free cash flow was decreased by $-10.20M and operating cash flow was $188.16M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.07 | 0.12 | 16.32 | 0.14 | 0.14 |
| Quick Ratio | 0.07 | 0.12 | 16.32 | 0.14 | 0.14 |
| Cash Ratio | 0.07 | 0.10 | 6.64 | 0.12 | 0.12 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | -0.01 | -0.03 | 3.35 | 0.08 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.42 | 0.00 | 0.00 |
| Net Current Asset Value | $ -18.69B | $ -11.36B | $ -10.19B | $ -10.93B | $ -10.52B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.34 | 0.27 | 0.37 | 0.21 | 0.20 |
| Debt-to-Equity Ratio | 3.52 | 2.12 | 3.08 | 1.73 | 1.64 |
| Debt-to-Capital Ratio | 0.78 | 0.68 | 0.75 | 0.63 | 0.62 |
| Long-Term Debt-to-Capital Ratio | 0.78 | 0.68 | 0.75 | 0.63 | 0.62 |
| Financial Leverage Ratio | 10.21 | 7.98 | 8.37 | 8.37 | 8.13 |
| Debt Service Coverage Ratio | 0.00 | 0.43 | 0.13 | 1.39 | 1.05 |
| Interest Coverage Ratio | 0.00 | 0.57 | 0.69 | 1.85 | 1.31 |
| Debt to Market Cap | 4.78 | 3.30 | 7.57 | 3.91 | 2.87 |
| Interest Debt Per Share | 121.22 | 78.09 | 105.16 | 54.18 | 51.05 |
| Net Debt to EBITDA | 16.14 | 11.50 | 16.81 | 9.31 | 11.37 |
| Profitability Margins | |||||
| Gross Profit Margin | 89.05% | 58.35% | 63.58% | 83.29% | 81.64% |
| EBIT Margin | 36.35% | 23.58% | 25.22% | 30.98% | 24.11% |
| EBITDA Margin | 39.90% | 25.82% | 27.09% | 33.45% | 26.99% |
| Operating Profit Margin | 36.37% | 23.58% | 25.22% | 30.98% | 24.11% |
| Pretax Profit Margin | 36.35% | 23.58% | 25.22% | 30.98% | 24.11% |
| Net Profit Margin | 31.66% | 15.53% | 17.00% | 20.63% | 16.18% |
| Continuous Operations Profit Margin | 31.72% | 15.68% | 17.19% | 20.75% | 16.46% |
| Net Income Per EBT | 87.09% | 65.86% | 67.40% | 66.61% | 67.11% |
| EBT Per EBIT | 99.95% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.52% | 1.17% | 1.14% | 1.06% | 0.78% |
| Return on Equity (ROE) | 15.47% | 9.33% | 9.53% | 8.90% | 6.30% |
| Return on Capital Employed (ROCE) | 3.50% | 3.10% | 1.71% | 2.65% | 2.08% |
| Return on Invested Capital (ROIC) | 3.06% | 2.06% | 0.99% | 1.77% | 1.42% |
| Return on Tangible Assets | 1.52% | 1.18% | 1.15% | 1.07% | 0.78% |
| Earnings Yield | 21.00% | 14.52% | 19.44% | 20.12% | 11.02% |
| Efficiency Ratios | |||||
| Receivables Turnover | 8.80 | 7.44 | 6.38 | 5.33 | 4.91 |
| Payables Turnover | 0.60 | 4.12 | 2.58 | 0.93 | 1.22 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.04 | 6.25 | 6.59 | 5.43 | 5.19 |
| Asset Turnover | 0.05 | 0.08 | 0.07 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.14 | -0.66 | -0.76 | -0.14 | -0.14 |
| Cash Conversion Cycle | -568.97 | -39.57 | -84.48 | -324.01 | -225.53 |
| Days of Sales Outstanding | 41.47 | 49.07 | 57.17 | 68.47 | 74.30 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 610.44 | 88.64 | 141.65 | 392.47 | 299.83 |
| Operating Cycle | 41.47 | 49.07 | 57.17 | 68.47 | 74.30 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -1.93 | -3.65 | 8.49 | 7.59 | 1.37 |
| Free Cash Flow Per Share | -2.70 | -4.26 | 7.64 | 7.26 | 0.99 |
| Dividend Paid and CapEx Coverage Ratio | -0.70 | -1.34 | 3.43 | 3.33 | 0.71 |
| Capital Expenditure Coverage Ratio | -2.52 | -5.95 | 9.97 | 22.76 | 3.56 |
| Operating Cash Flow Coverage Ratio | -0.02 | -0.05 | 0.09 | 0.15 | 0.03 |
| Operating Cash Flow to Sales Ratio | -0.11 | -0.18 | 0.47 | 0.58 | 0.12 |
| Free Cash Flow Yield | -10.62% | -20.11% | 48.66% | 54.53% | 5.78% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 4.76 | 6.88 | 5.14 | 4.97 | 9.07 |
| Price-to-Sales (P/S) Ratio | 1.51 | 1.07 | 0.87 | 1.03 | 1.47 |
| Price-to-Book (P/B) Ratio | 0.74 | 0.64 | 0.49 | 0.44 | 0.57 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -9.41 | -4.97 | 2.06 | 1.83 | 17.29 |
| Price-to-Operating Cash Flow Ratio | -13.15 | -5.81 | 1.85 | 1.75 | 12.43 |
| Price-to-Earnings Growth (PEG) Ratio | 0.07 | 6.99 | 0.37 | 0.12 | 0.20 |
| Enterprise Value Multiple | 19.92 | 15.65 | 20.04 | 12.38 | 16.81 |
| Enterprise Value | 8.23B | 4.20B | 5.11B | 2.83B | 2.82B |
| EV to EBITDA | 19.92 | 15.65 | 20.04 | 12.38 | 16.81 |
| EV to Sales | 7.95 | 4.04 | 5.43 | 4.14 | 4.54 |
| EV to Free Cash Flow | -49.62 | -18.78 | 12.76 | 7.40 | 53.41 |
| EV to Operating Cash Flow | -69.33 | -21.94 | 11.48 | 7.08 | 38.40 |
| Tangible Book Value Per Share | 32.69 | 31.65 | 30.83 | 29.11 | 29.22 |
| Shareholders’ Equity Per Share | 34.44 | 32.98 | 32.02 | 30.09 | 29.85 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.13 | 0.33 | 0.32 | 0.33 | 0.32 |
| Revenue Per Share | 16.84 | 19.81 | 17.96 | 12.98 | 11.63 |
| Net Income Per Share | 5.33 | 3.08 | 3.05 | 2.68 | 1.88 |
| Tax Burden | 0.87 | 0.66 | 0.67 | 0.67 | 0.67 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.20 | 0.19 | 0.18 | 0.25 | 0.27 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.36 | -1.19 | 2.78 | 2.83 | 0.73 |
Currency in EUR
