0I6 Stock Chart & Stats
€22.92
-€0.34(-1.57%)
At close: 4:00 PM EST
€22.92
-€0.34(-1.57%)
Day’s Range― - ―
52-Week Range€12.29 - €27.54
Previous CloseN/A
Volume0.00
Average Volume (3M)75.00
Market Cap
€912.97M
Enterprise Value€9.38K
Total Cash (Recent Filing)€508.04M
Total Debt (Recent Filing)€4.72B
Price to Earnings (P/E)3.1
Beta0.70
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.94
Shares Outstanding61,540,455
10 Day Avg. Volume0
30 Day Avg. Volume75
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.74
Price to Sales (P/S)1.51
P/FCF Ratio-9.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€15.55Price Target Upside-32.16% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.01
Revenue Forecast (FY)€787.96M
Bulls Say, Bears Say
Bulls Say
Improved Profitability And MarginsA large increase in net income and a sharp margin expansion indicate the bank has materially improved operating profitability. Sustained higher margins provide a structural buffer against credit losses, enhance internal capital generation and support dividend or reinvestment capacity over the medium term.
Return On Equity ImprovementROE rising to roughly 15.5% reflects more efficient capital deployment and stronger earnings generation versus prior year. If maintained, higher ROE supports organic growth funding and resilience to shocks, improving the bank's ability to absorb losses without immediate external recapitalization.
Specialized SME Lending And NPE FranchiseBanca Ifis's dual specialization in SME factoring and NPE acquisition/servicing creates diversified and complementary revenue streams. The expertise and operating model in recovery and factoring form structural competitive advantages and higher barriers to entry versus generalist banks over the medium term.
Bears Say
Sharply Higher LeverageDebt more than doubled year-over-year, pushing leverage significantly higher and reducing balance-sheet flexibility. Elevated leverage increases sensitivity to funding cost shifts and economic stress, constraining strategic options and raising the risk of needing external capital during adverse conditions.
Negative Operating And Free Cash FlowTwo consecutive years of negative operating and free cash flow indicate earnings quality issues and potential reliance on external funding or asset sales. Weak cash conversion raises refinancing and liquidity risk and undermines the durability of dividends and self-funded growth absent corrective measures.
Limited Recent Revenue Growth And Top-line VolatilityFlat revenues in 2024–25 show earnings improvements were driven mainly by margin gains rather than sustained volume growth. Without consistent origination expansion, profitability may be cyclical and vulnerable to reversals in recoveries, pricing pressure, or weaker SME demand.
0I6 FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
Banca Ifis SPA lowest stock price was €12.29 and its highest was €27.54 in the past 12 months.
What is Banca Ifis SPA’s market cap?
Banca Ifis SPA’s market cap is €912.97M.
When is Banca Ifis SPA’s upcoming earnings report date?
Banca Ifis SPA’s upcoming earnings report date is Aug 04, 2026 which is in 6 days.
How were Banca Ifis SPA’s earnings last quarter?
Currently, no data Available
Is Banca Ifis SPA overvalued?
According to Wall Street analysts Banca Ifis SPA’s price is currently Overvalued.
Does Banca Ifis SPA pay dividends?
Banca Ifis SPA does not currently pay dividends.
What is Banca Ifis SPA’s EPS estimate?
Banca Ifis SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Ifis SPA have?
Banca Ifis SPA has 61,540,455 shares outstanding.
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Banca Ifis SPA?
Currently, no hedge funds are holding shares in DE:0I6
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
0I6 Stock 12 Month Forecast
Average Price Target
€15.55
▼(-32.16% Downside)
Technical Analysis
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