Banca Ifis SPA (0I6) Stock Price & Analysis
0I6 Stock Chart & Stats
- Day’s Range
- EUR 9.99 - EUR 10.00
- 52-Week Range
- EUR 9.77 - EUR 27.54
- Previous Close
- EUR 10.11
- Volume
- 15
- Average Volume (3M)
- 104
- Market Cap
- EUR 603.62M
- Enterprise Value
- EUR 9.37B
- Total Cash (Recent Filing)
- EUR 568.05M
- Total Debt (Recent Filing)
- EUR 9.14B
- Price to Earnings (P/E)
- 2.6
- Beta
- 0.57
- Next Earnings
- Nov 11, 2026 (Est.)
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 20.62%
Bulls Say, Bears Say
Bulls Say
Profitability Improvement
The substantial increase in net income and margin shows stronger earnings conversion and improved operating profitability. If maintained, this higher profit base can support internal capital generation, strengthen resilience, and provide greater capacity to invest in the bank’s specialty-finance franchises.
Improved Returns And Asset Growth
Growing equity and assets alongside a materially higher return on equity indicate that the bank is generating more profit from its capital base. Better capital productivity can strengthen competitiveness in specialty finance and support sustainable value creation if credit performance remains sound.
Diversified Specialty-finance Model
Combining commercial banking with NPL ownership and servicing gives Banca Ifis multiple sources of revenue across the credit cycle. SME finance provides recurring customer activity, while credit management adds recovery and servicing capabilities that can broaden earnings opportunities.
Bears Say
Higher Leverage
The sharp increase in debt and debt-to-equity materially reduces balance-sheet flexibility. Higher leverage can make the bank more sensitive to tighter credit conditions, increase funding pressure, and constrain its ability to absorb weaker recoveries or pursue growth without additional financial risk.
Negative Cash Generation
Two consecutive years of negative operating and free cash flow weaken the quality and consistency of reported earnings. Persistent cash shortfalls may increase near-term funding needs and make profitability less durable, particularly if lending activity or NPL investments require continued cash deployment.
Limited Recent Revenue Growth
Near-flat recent revenue means the 2025 earnings improvement was driven mainly by better profitability rather than sustained top-line expansion. Without renewed revenue growth, future profit gains may be harder to compound and could depend more heavily on efficiency or margin improvements.
0I6 FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
What is Banca Ifis SPA’s market cap?
When is Banca Ifis SPA’s upcoming earnings report date?
How were Banca Ifis SPA’s earnings last quarter?
Is Banca Ifis SPA overvalued?
Does Banca Ifis SPA pay dividends?
What is Banca Ifis SPA’s EPS estimate?
How many shares outstanding does Banca Ifis SPA have?
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Banca Ifis SPA?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Raffaele Zingone
- Employees
- 2,369
- Website
- www.bancaifis.it
- Address
- Via Terraglio 63, Mestre, VE, 30174, IT
Banca Ifis SPA (0I6) Earnings & Revenues
0I6 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 2 | 4 | 16 |
| Technical Analysis | 2 | 4 | 4 |
| Moving Averages | 0 | 0 | 12 |





