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Banco di Desio e Della Brianza SPA (IT:BDB)
:BDB
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Banco di Desio e Della Brianza SPA (BDB) Price & Analysis

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BDB Stock Chart & Stats

€9.28
€0.26(3.62%)
At close: 4:00 PM EST
€9.28
€0.26(3.62%)

Bulls Say, Bears Say

Bulls Say
Strong Operating ProfitabilitySustained high margins provide a durable earnings buffer for a regional bank. With a 2025 net margin near 21% and EBIT margin ~32%, the bank can absorb credit volatility, support provisioning and maintain profitability even if revenue growth is uneven over the next 2–6 months.
Strengthening Capital BaseSteady equity growth materially improves loss-absorbing capacity and supports regulatory buffers. A larger equity base (≈€1.49B in 2025) underpins lending capacity and strategic flexibility, making the franchise more resilient to shocks over the medium term.
Established Retail/SME FranchiseA branch-based retail and SME focus generates stable deposit funding, recurring fee flows and relationship lending advantages. This business mix supports predictable net interest and commission income and underpins customer stickiness and cross-sell opportunities over a multi-month horizon.
Bears Say
Weak And Volatile Cash GenerationNegative operating and free cash flow in consecutive recent years undermines internal funding for loans, investments and dividends. Persistent cash-generation weakness reduces financial flexibility, raises refinancing risk and complicates execution of strategic initiatives in the medium term.
Sharp 2025 Revenue DeclineA pronounced revenue drop creates uncertainty about sustainable top-line drivers. Such volatility makes earnings forecasts less reliable, stresses cost absorption and may signal loss of business or one-off items that could pressure profitability and capital deployment over coming quarters.
Elevated Leverage Despite ImprovementAlthough leverage has improved, remaining elevated debt-to-equity constrains downside resilience and capital flexibility. Higher leverage increases sensitivity to credit losses and interest-rate moves, limiting capacity for aggressive lending growth or sizable capital returns in the medium term.

Banco di Desio e Della Brianza SPA News

BDB FAQ

What was Banco di Desio e Della Brianza SPA’s price range in the past 12 months?
Banco di Desio e Della Brianza SPA lowest stock price was €6.78 and its highest was €13.90 in the past 12 months.
    What is Banco di Desio e Della Brianza SPA’s market cap?
    Banco di Desio e Della Brianza SPA’s market cap is €1.82B.
      When is Banco di Desio e Della Brianza SPA’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Banco di Desio e Della Brianza SPA’s earnings last quarter?
      Currently, no data Available
      Is Banco di Desio e Della Brianza SPA overvalued?
      According to Wall Street analysts Banco di Desio e Della Brianza SPA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Banco di Desio e Della Brianza SPA pay dividends?
        Banco di Desio e Della Brianza SPA pays a Annually dividend of €0.51 which represents an annual dividend yield of 4.86%. See more information on Banco di Desio e Della Brianza SPA dividends here
          What is Banco di Desio e Della Brianza SPA’s EPS estimate?
          Banco di Desio e Della Brianza SPA’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Banco di Desio e Della Brianza SPA have?
          Banco di Desio e Della Brianza SPA has 131,474,810 shares outstanding.
            What happened to Banco di Desio e Della Brianza SPA’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Banco di Desio e Della Brianza SPA?
            Currently, no hedge funds are holding shares in IT:BDB
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Banco di Desio e Della Brianza SPA

              Banco di Desio e della Brianza S.p.A. provides banking products and services to individuals and enterprises in Italy. The company offers current and deposit accounts; and debit and credit cards. It also provides financing products and mortgages; insurance and social security services; investments and saving products, insurance investment products, and funds and SICAVs; POS solutions; business partnerships services, such as corporate advisory and private debt, and energy self-sufficiency solutions; and financing products for the international market, risk coverage solutions, and international bank guarantees. In addition, the company offers asset management; DesioValue and titles; and internet banking services. The company was incorporated in 1909 and is headquartered in Desio, Italy. Banco di Desio e della Brianza S.p.A. is a subsidiary of Brianza Unione di Luigi Gavazzi e Stefano Lado S.A.p.A.

              Banco di Desio e Della Brianza SPA (BDB) Earnings & Revenues

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