0GS Stock Chart & Stats
€173.70
€6.30(4.52%)
At close: 4:00 PM EDT
€173.70
€6.30(4.52%)
Day’s Range― - ―
52-Week Range€90.04 - €218.10
Previous CloseN/A
Volume14.00
Average Volume (3M)9.00
Market Cap
€10.13B
Enterprise Value€12.67K
Total Cash (Recent Filing)€753.06M
Total Debt (Recent Filing)€703.30M
Price to Earnings (P/E)85.4
Beta0.58
Next Earnings
Dec 03, 2026EPS Estimate
0.64Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.65
Shares Outstanding83,256,360
10 Day Avg. Volume20
30 Day Avg. Volume9
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)10.55
Price to Sales (P/S)8.53
P/FCF Ratio33.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€186.81Price Target Upside7.55% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)3.59
Revenue Forecast (FY)€1.48B
Bulls Say, Bears Say
Bulls Say
Recurring Cloud GrowthStrong ARR growth reflects continued insurer adoption of Guidewire’s cloud platform and supports a larger recurring-revenue base. The company’s migration-led model can improve revenue visibility over time while expanding opportunities to attach additional products and services.
Cash GenerationRobust operating and free cash flow indicate that the recent return to profitability is converting into cash rather than relying primarily on accounting gains. This strengthens Guidewire’s ability to fund product investment, support customers, and preserve strategic flexibility.
Improving ProfitabilityThe expansion in gross margin from roughly 46% in 2022 to 64% in 2026, alongside positive operating profit, shows meaningful operating improvement. A greater mix of subscription revenue could help sustain margins as cloud scale and recurring revenue increase.
Bears Say
Rising LeverageAlthough leverage remains described as manageable, its upward trend reduces balance-sheet flexibility if growth or margins weaken. Higher debt exposure can constrain future investment and capital allocation, making execution more important during periods of softer demand.
Low Services MarginsServices demand is growing, but the 14% gross margin remains structurally well below the subscription business. Continued subcontractor use could limit the profit contribution of implementation work and make overall margin expansion more dependent on cloud revenue mix.
Large-deal ConcentrationReliance on a limited number of large insurer transformations makes bookings and ARR timing less predictable, even when underlying demand remains healthy. Deal slippage can create uneven reported growth and increase pressure on management to execute major customer wins.
Guidewire News
0GS FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest stock price was €90.04 and its highest was €218.10 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is €10.13B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Dec 03, 2026 which is in 80 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Sep 03, 2026. The company reported €0.853 earnings per share for the quarter, beating the consensus estimate of €0.804 by €0.049.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common does not currently pay dividends.
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.64.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 83,256,360 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of €0.853 in its last earnings report, beating expectations of €0.804. Following the earnings report the stock price went down -21.004%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in DE:0GS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€186.81 (7.55% Upside)
€186.81 (7.55% Upside)
Blogger Sentiment
Neutral
DE:0GS Sentiment 58%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €1.4M over
the Last 3 Months
the Last 3 Months
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-44.34%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-5.30%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
0GS Company Deck
0GS Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial beats and upgrades (27% revenue growth, ARR +19% YoY, improved margins, increased revenue and cash flow guidance), meaningful product momentum (cloud wins, PricingCenter, ProNavigator), and tangible productivity gains from AI tooling (3,000-attendee developer summit; ~35% migration improvement). The primary negatives were quarter-to-quarter timing/close volatility driven by a small number of large deals, modest services margin pressure from subcontractor usage, and early-stage uncertainty around LLM token costs. On balance, the positives (financial beats, upgraded guidance, product/customer traction, and operational productivity gains) materially outweigh the limited operational and timing risks noted.View all DE:0GS earnings summaries0GS Stock 12 Month Forecast
Average Price Target
€186.81
▲(7.55% Upside)